LCNB Corp. (NASDAQ: LCNB) furnishes full-year 2025 earnings release

Rhea-AI Filing Summary

LCNB Corp. filed a current report to share its latest annual results with the market. The company issued an earnings release covering its financial performance for the twelve months ended December 31, 2025. The report furnishes the earnings press release as Exhibit 99.1 and unaudited financial highlights as Exhibit 99.2 under Items 2.02 and 7.01. This 8-K serves primarily as a disclosure vehicle, directing investors to the attached materials for detailed numbers and analysis.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

LCNB CORP.

(Exact name of Registrant as specified in its Charter)

Ohio	001-35292	31-1626393
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer Identification Number)

2 North Broadway, Lebanon, Ohio 45036

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (513) 932-1414

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, No Par Value		LCNB		NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 29, 2026, LCNB Corp. issued an earnings release announcing its financial results for the twelve months ended December 31, 2025. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this Item 2.02.

Item 7.01 Regulation FD Disclosure.

On January 29, 2026, LCNB Corp. issued an earnings release announcing its financial results for the twelve months ended December 31, 2025. A copy of the earnings release (Exhibit 99.1) and unaudited financial highlights (Exhibit 99.2) are attached and are furnished under this Item 7.01.

Item 9.01 Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit No.        Description

99.1    Earnings Press Release Dated January 29, 2026

99.2    Unaudited Financial Highlights

104     Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	LCNB CORP.
Date: January 29, 2026	By: /s/ Andrew Wallace
		Andrew Wallace Chief Financial Officer

FAQ

What does LCNB (LCNB) announce in this 8-K filing?

LCNB announces that it has issued an earnings release for the twelve months ended December 31, 2025. The filing furnishes the full press release and unaudited financial highlights as exhibits, giving investors access to detailed annual performance information.

Which period do LCNB's newly released financial results cover?

The financial results cover the twelve months ended December 31, 2025. LCNB provides these results through an earnings press release and a set of unaudited financial highlights attached to the filing as Exhibits 99.1 and 99.2 for investor review.

Where can investors find LCNB's detailed 2025 financial data?

Investors can find detailed 2025 financial data in Exhibit 99.1 and Exhibit 99.2. Exhibit 99.1 contains the earnings press release, while Exhibit 99.2 presents unaudited financial highlights, both furnished with this 8-K for the twelve months ended December 31, 2025.

Why did LCNB use both Item 2.02 and Item 7.01 in this 8-K?

LCNB used Item 2.02 for results of operations and financial condition and Item 7.01 for Regulation FD disclosure. Both items are used to furnish the same earnings release and unaudited financial highlights, ensuring broad and fair disclosure of its 2025 annual results.

Who signed the LCNB 8-K furnishing the 2025 earnings release?

The 8-K was signed on behalf of LCNB Corp. by Andrew Wallace, Chief Financial Officer. His signature confirms the company’s authorization of the filing that furnishes the 2025 earnings press release and unaudited financial highlights to the market.