LDI Rule 144 Notice: Affiliate Sales and 322,266-Share Proposed Sale

Rhea-AI Filing Summary

Form 144 filing for loanDepot, Inc. (LDI) reporting a proposed sale of 322,266 Class A shares through Merrill Lynch on the NYSE with an aggregate market value of $1,456,642.32 and approximate sale date of 09/16/2025. The shares were acquired in a private placement on 12/31/2015 and paid for in cash. The filing shows total shares outstanding of 112,351,102, meaning the proposed sale represents a small fraction of outstanding shares. The notice also discloses related sales on 09/15/2025 by affiliates: PCAP Partners III sold 661,264 shares for $2,995,259.43 and PCP Partners IV sold 56,023 shares for $253,761.61. The signer certifies no undisclosed material adverse information and references trading-plan representation where applicable.

Positive

• Complete disclosure of broker, share count, market value, acquisition history, and payment method.
• Long-held private placement origin (acquired 12/31/2015) indicates shares were held for multiple years before sale.
• Recent related-party sales are fully reported with gross proceeds, increasing transparency.
• Signer certification that no undisclosed material adverse information is held and mention of trading-plan representation.

Negative

• Affiliate sales of 717,287 shares on 09/15/2025 generating $3,249,021.04 could signal insider liquidity that investors may note.
• Filing lacks context on any trading plan adoption date or whether the proposed sale is pursuant to a 10b5-1 plan (only referenced generally).

Insights

Securities Compliance Analyst

TL;DR: Routine Rule 144 notice showing affiliate sales and a proposed sale from a long-held private placement; compliance disclosure appears complete.

The form provides required broker details, acquisition history, consideration (cash), and recent related-party sales with gross proceeds. The filing includes the signers representation about lack of material nonpublic information and references trading-plan language. From a compliance perspective, the submission contains the necessary elements to satisfy Rule 144 notice requirements: quantity, market value, acquisition date and nature, broker, and related sales within three months.

Securities Analyst

TL;DR: The disclosed proposed sale and recent affiliate dispositions are notable but small relative to total shares outstanding.

The proposed 322,266-share sale equals roughly 0.29% of the 112,351,102 outstanding shares, indicating limited immediate dilution. Recent affiliate sales on 09/15/2025 aggregated 717,287 shares with combined gross proceeds of $3,249,021.04, which are disclosed here and provide transparency on insider/affiliate liquidity actions. No earnings or operational data are included in this filing, so market impact should be assessed alongside other company disclosures.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Class A	Merrill Lynch 555 California Street San Francisco CA 94104	322266	1456642.32	112351102	09/16/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Class A	12/31/2015	Private Placement	Issuer			322266	12/31/2015	Cash

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
PCAP Partners III, LLC 399 Boylston St Boston MA 02116	Common	09/15/2025	661264	2995259.43
PCP Partners IV, L.P. 399 Boylston St Boston MA 02116	Common	09/15/2025	56023	253761.61

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for loanDepot (LDI) report?

The filing reports a proposed sale of 322,266 Class A shares via Merrill Lynch on the NYSE with an aggregate market value of $1,456,642.32 and an approximate sale date of 09/16/2025.

When and how were the shares being sold originally acquired?

The shares were acquired in a private placement on 12/31/2015 and the purchase was paid in cash.

Were there any related sales reported recently for LDI?

Yes. On 09/15/2025, PCAP Partners III sold 661,264 shares for $2,995,259.43 and PCP Partners IV sold 56,023 shares for $253,761.61.

How large is the proposed sale relative to loanDepot's outstanding shares?

The proposed 322,266 shares compare to 112,351,102 outstanding shares, about 0.29% of the outstanding share count.

Does the filer state they possess undisclosed material information?

By signing the notice, the person represents they do not know any material adverse information about the issuer that has not been publicly disclosed.