loanDepot (LDI) director reports 24,606 RSUs settled, 193,148 shares held

Rhea-AI Filing Summary

loanDepot director reports RSU conversion into Class A shares. Director Dawn G. Lepore reported a transaction dated November 28, 2025, involving restricted stock units (RSUs) linked to loanDepot, Inc. Class A Common Stock. A total of 24,606 RSUs were settled, resulting in the acquisition of 24,606 shares of Class A Common Stock. Following this transaction, Lepore beneficially owned 193,148 shares of Class A Common Stock directly, along with 49,213 RSUs that remain outstanding.

The RSUs represent a contingent right to receive either one share of Class A Common Stock per unit or, at the Compensation Committee’s option, the cash value of one share at settlement. These RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026, meaning portions will become deliverable to Lepore on each of those dates.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LEPORE DAWN G

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/28/2025		M		24,606	A	(1)	193,148	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/28/2025		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	49,213	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Dawn G. Lepore	12/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did loanDepot (LDI) report for Dawn G. Lepore?

The company reported that director Dawn G. Lepore settled 24,606 restricted stock units (RSUs) on November 28, 2025, acquiring 24,606 shares of loanDepot, Inc. Class A Common Stock.

How many loanDepot (LDI) shares does Dawn G. Lepore own after this transaction?

After the reported transaction, Dawn G. Lepore beneficially owned 193,148 shares of loanDepot, Inc. Class A Common Stock directly.

How many restricted stock units does Dawn G. Lepore still hold at loanDepot (LDI)?

Following the transaction, Dawn G. Lepore held 49,213 restricted stock units (RSUs) that remain outstanding and are tied to loanDepot, Inc. Class A Common Stock.

When do Dawn G. Lepore’s remaining RSUs at loanDepot (LDI) vest?

The remaining RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026, so portions of the award become deliverable on each of those dates.

What does each RSU granted to Dawn G. Lepore at loanDepot (LDI) represent?

Each RSU represents a contingent right to receive, at settlement, either one share of loanDepot, Inc. Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share.

What was the transaction code used in Dawn G. Lepore’s loanDepot (LDI) Form 4?

The transaction involving the RSUs and resulting Class A Common Stock was reported with transaction code "M", indicating a derivative security transaction involving the exercise or conversion of derivative securities.