[Form 4] loanDepot, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Jeff Alexander Walsh, President, LDI Mortgage at loanDepot, Inc. (LDI), reported the sale of 49,431 shares of Class A common stock on 08/13/2025 at a weighted average price of $2.0071 per share. The sales were effected pursuant to a Rule 10b5-1 trading plan adopted June 11, 2025. After the reported transactions Walsh beneficially owned 4,083,259 shares. The Form 4 was signed by an attorney-in-fact on behalf of Walsh on 08/15/2025.

Positive

• Sale executed under a Rule 10b5-1 trading plan, indicating pre-established trading parameters
• Significant retained ownership: the reporting person still beneficially owns 4,083,259 shares

Negative

• Disposition of 49,431 shares reduces insider holdings
• Low weighted average sale price reported at $2.0071 (shares sold in a $2.00 to $2.015 range)

Insights

Financial Analyst

TL;DR: Routine insider sale under a 10b5-1 plan; large retained stake remains.

The reported disposition of 49,431 shares at a weighted average of $2.0071 appears to be an execution of a pre-established Rule 10b5-1 plan dated June 11, 2025, which typically signals a pre-planned, non-discretionary sale rather than opportunistic trading. The post-transaction beneficial ownership of 4,083,259 shares indicates the reporting person retains a substantial equity stake, which may be relevant for assessing alignment with shareholders. No additional transactions or derivative activity are disclosed.

Compliance/Risk Analyst

TL;DR: Compliance controls apparent; disclosure timely and includes required footnotes.

The Form 4 discloses that the sale was made pursuant to a documented 10b5-1 plan and includes a footnote clarifying the weighted average price and price range. The filing includes the attorney-in-fact signature and required explanatory language, meeting standard disclosure expectations. There are no indications of amendments, derivatives, or undisclosed arrangements in this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Walsh Jeff Alexander

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DR.

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President, LDI Mortgage

3. Date of Earliest Transaction (Month/Day/Year)
08/13/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/13/2025		S(1)		49,431	D	$2.0071(2)	4,083,259	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on June 11, 2025.

2. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.015. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Jeff Alexander Walsh	08/15/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Jeff Alexander Walsh report on the Form 4 for LDI?

The Form 4 reports the sale of 49,431 Class A shares on 08/13/2025 at a weighted average price of $2.0071 per share.

Was the insider sale by the LDI executive part of a 10b5-1 plan?

Yes. The filing states the transactions were effected pursuant to a Rule 10b5-1 trading plan adopted June 11, 2025.

How many LDI shares does the reporting person own after the sale?

After the reported transactions the reporting person beneficially owned 4,083,259 shares.

Who signed the Form 4 for Jeff Alexander Walsh?

The Form 4 was signed by Greg Smith, as Attorney-in-Fact for Jeff Alexander Walsh on 08/15/2025.

What price range were the shares sold at according to the filing?

The filing discloses the shares were sold in multiple transactions at prices ranging from $2.00 to $2.015.