loanDepot (NYSE: LDI) director exercises 24,606 RSUs for stock

Rhea-AI Filing Summary

loanDepot, Inc. director reports RSU settlement into common stock. On 11/28/2025, a director converted 24,606 restricted stock units into 24,606 shares of Class A Common Stock, reported as an acquisition. After this transaction, the director beneficially owned 293,686.7285 shares of Class A Common Stock directly. The filing also shows 49,213 restricted stock units remaining beneficially owned after the reported transaction.

Each restricted stock unit represents the right to receive one share of Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share upon settlement. These RSUs are scheduled to vest in two installments on February 27, 2026 and May 29, 2026, which will determine when additional shares or cash may be delivered.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PATENAUDE PAMELA H.

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CA 92618

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/28/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/28/2025		M		24,606	A	(1)	293,686.7285	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/28/2025		M			24,606	(1)	(1)	Class A Common Stock	24,606	$0	49,213	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on February 27, 2026 and May 29, 2026.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Pamela H. Patenaude	12/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did loanDepot (LDI) report in this Form 4?

The filing reports that a director of loanDepot, Inc. converted 24,606 restricted stock units into 24,606 shares of Class A Common Stock on 11/28/2025, recorded as an acquisition of shares.

How many loanDepot (LDI) shares does the director own after this transaction?

Following the reported transaction, the director beneficially owned 293,686.7285 shares of loanDepot Class A Common Stock in direct ownership.

What are the details of the restricted stock units in this loanDepot (LDI) filing?

Each restricted stock unit (RSU) gives the holder a contingent right to receive, at settlement, one share of Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share of Class A Common Stock.

When will the remaining restricted stock units for the loanDepot (LDI) director vest?

The RSUs referenced in the filing are scheduled to vest ratably on February 27, 2026 and May 29, 2026, which will determine when related shares or cash may be delivered.

How many restricted stock units does the loanDepot (LDI) director hold after the transaction?

After the 11/28/2025 RSU conversion, the director beneficially owned 49,213 restricted stock units, in addition to the directly held Class A Common Stock.

What transaction code is used for the loanDepot (LDI) RSU event in this Form 4?

The transaction is reported with code M, indicating the exercise or conversion of a derivative security (in this case, restricted stock units) into Class A Common Stock.