[SCHEDULE 13G] loanDepot, Inc. SEC Filing

Rhea-AI Filing Summary

Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander jointly reported beneficial ownership of 5,862,296 shares of loanDepot, Inc. Class A common stock, representing 5.2% of the class as of 09/30/2025. The filing is submitted on a Schedule 13G, indicating passive or non-control intent; the signatories certify the shares were not acquired to change or influence control. The filing discloses shared voting power and shared dispositive power of 5,862,296 shares and states the securities are held by entities subject to voting control and investment discretion by Millennium entities and Mr. Englander. A joint filing agreement is attached as Exhibit I.

Positive

• Material stake disclosed: 5,862,296 shares representing 5.2% of Class A common stock, a clearly reported ownership level
• Passive intent stated: Filing on Schedule 13G and Item 10 certification indicate the position is not held to change or influence control

Negative

• None.

Insights

Institutional Ownership Analyst

Large hedge fund group holds a material passive stake of 5,862,296 shares (5.2%).

The filing shows shared voting and dispositive power over 5,862,296 shares as of 09/30/2025, reported on Schedule 13G which is typically used for passive positions. This indicates the group is disclosing a material ownership level without asserting control intent.

The arrangement is governed by a joint filing agreement among Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander; investors should note the 5.2% threshold is often seen as the level where disclosure obligations begin and could affect liquidity and shareholder registers over the near term.

Corporate Governance Specialist

Signatories explicitly certify the stake is not held to change control.

The certification in Item 10 states the securities were not acquired to influence control, aligning with the Schedule 13G filing classification. The report also clarifies that holdings are through entities subject to Millennium voting and investment discretion, which describes the governance linkage without asserting direct beneficial ownership beyond disclosure.

Watch for any future amendments or a switch to Schedule 13D if intent or control changes; such a change would typically occur if the group moves from passive to active influence within a short regulatory timeframe.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

loanDepot, Inc.

(Name of Issuer)

Class A Common Stock, par value $0.001 per share

(Title of Class of Securities)

53946R106

(CUSIP Number)

09/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 53946R106

1

Names of Reporting Persons

Millennium Management LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 5,862,296.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 5,862,296.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,862,296.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.2 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP No. 53946R106

1

Names of Reporting Persons

Millennium Group Management LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 5,862,296.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 5,862,296.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,862,296.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.2 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP No. 53946R106

1

Names of Reporting Persons

Israel A. Englander

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 5,862,296.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 5,862,296.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,862,296.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.2 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: loanDepot, Inc.
(b)	Address of issuer's principal executive offices: 6561 Irvine Center Drive, Irvine, California 92618
Item 2.
(a)	Name of person filing: Millennium Management LLC Millennium Group Management LLC Israel A. Englander
(b)	Address or principal business office or, if none, residence: Millennium Management LLC 399 Park Avenue New York, New York 10022 Millennium Group Management LLC 399 Park Avenue New York, New York 10022 Israel A. Englander c/o Millennium Management LLC 399 Park Avenue New York, New York 10022
(c)	Citizenship: Millennium Management LLC - Delaware Millennium Group Management LLC - Delaware Israel A. Englander - United States
(d)	Title of class of securities: Class A Common Stock, par value $0.001 per share
(e)	CUSIP No.: 53946R106
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: See response to Item 9 on each cover page.
(b)	Percent of class: See response to Item 11 on each cover page.
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: See response to Item 5 on each cover page.
	(ii) Shared power to vote or to direct the vote: See response to Item 6 on each cover page.
	(iii) Sole power to dispose or to direct the disposition of: See response to Item 7 on each cover page.
	(iv) Shared power to dispose or to direct the disposition of: See response to Item 8 on each cover page. The securities disclosed herein as potentially beneficially owned by Millennium Management LLC, Millennium Group Management LLC and Mr. Englander are held by entities subject to voting control and investment discretion by Millennium Management LLC and/or other investment managers that may be controlled by Millennium Group Management LLC (the managing member of Millennium Management LLC) and Mr. Englander (the sole voting trustee of the managing member of Millennium Group Management LLC). The foregoing should not be construed in and of itself as an admission by Millennium Management LLC, Millennium Group Management LLC or Mr. Englander as to beneficial ownership of the securities held by such entities.
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	If a group has filed this schedule pursuant to §240.13d-1(b)(1)(ii)(K), so indicate under Item 3(k) and attach an exhibit stating the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to §240.13d-1(c) or §240.13d-1(d), attach an exhibit stating the identity of each member of the group. See Exhibit I
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Millennium Management LLC

Signature:	/s/ Gil Raviv
Name/Title:	Gil Raviv, Global General Counsel
Date:	10/06/2025

Millennium Group Management LLC

Signature:	/s/ Gil Raviv
Name/Title:	Gil Raviv, Global General Counsel
Date:	10/06/2025

Israel A. Englander

Signature:	/s/ Israel A. Englander
Name/Title:	Israel A. Englander
Date:	10/06/2025

Exhibit Information

Exhibit I: Joint Filing Agreement, dated as of October 6, 2025, by and among Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander.

FAQ

What stake does Millennium report in loanDepot (LDI)?

Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander report beneficial ownership of 5,862,296 shares, equal to 5.2% of Class A common stock as of 09/30/2025.

Is the reported position intended to influence control of loanDepot (LDI)?

No. The filers certified under Item 10 that the securities were not acquired and are not held for the purpose of changing or influencing control; the Schedule 13G classification indicates passive intent.

Which parties filed the Schedule 13G for loanDepot (LDI)?

The Schedule 13G was filed jointly by Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander, with a Joint Filing Agreement attached as Exhibit I dated 10/06/2025.

What voting and dispositive powers are reported?

The filing reports 0 shares of sole voting power and sole dispositive power, and 5,862,296 shares of shared voting power and shared dispositive power.

Where are the reporting parties organized or resident?

Millennium Management LLC and Millennium Group Management LLC are organized in Delaware; Israel A. Englander is a United States citizen.