Ethos Technologies Inc. beneficial ownership filing: Lingke Wang may be deemed to beneficially own 6,552,742 shares of Class A Common Stock, representing 17.5% of the Class A shares outstanding as of March 31, 2026. The total is calculated using 30,915,000 shares outstanding as of March 31, 2026 and gives effect to convertible Class B shares and restricted stock units scheduled to vest within 60 days. The filing lists voting and dispositive power broken down as sole voting power 4,414,749, shared voting power 2,137,993, sole dispositive power 4,059,162, and shared dispositive power 2,202,036. The Reporting Person disclaims beneficial ownership except for shares held directly and those covered by revocable proxies.
Positive
None.
Negative
None.
Insights
Significant owner with mixed direct and proxy control.
Lingke Wang is reported as beneficially owning 6,552,742 shares and 17.5% of Class A as of March 31, 2026. The filing itemizes holdings tied to conversion of Class B shares and 115,883 RSUs vesting within 60 days, and discloses revocable voting proxies over family-held shares.
Control signals derive from both direct holdings and proxies; the precise governance influence depends on conversion timing and how proxy votes are exercised. Future filings may clarify whether conversions occur; current disclosures show mixed sole and shared voting/dispositive power with no transaction indicated.
Position size creates potential shareholder influence but not a majority stake.
The report bases the 17.5% figure on 30,915,000 shares outstanding as of March 31, 2026 and includes multiple Class B-to-A conversions (1:1). The filing lists specific power splits: sole voting 4,414,749 and shared voting 2,137,993.
Cash‑flow treatment and any planned sales are not disclosed in the excerpt; trading or dilution effects depend on holder decisions and any conversions or RSU settlements reflected in future disclosures.
Key Figures
Beneficial ownership:6,552,742 sharesPercent of class:17.5%Shares outstanding:30,915,000 shares+4 more
7 metrics
Beneficial ownership6,552,742 sharesaggregate beneficially owned as of <date>March 31, 2026</date>
Percent of class17.5%of Class A common stock as of <date>March 31, 2026</date>
Shares outstanding30,915,000 sharesshares outstanding used in calculation as of <date>March 31, 2026</date>
Sole voting power4,414,749 sharessole power to vote reported in filing
Shared voting power2,137,993 sharesshared power to vote reported in filing
RSUs issuable within 60 days115,883 sharesrestricted stock units scheduled to vest within 60 days of <date>March 31, 2026</date>
Conversion ratio1:1each Class B share convertible into one Class A share as stated
Key Terms
revocable voting proxies, restricted stock units, beneficially own
3 terms
revocable voting proxiesregulatory
"The Reporting Person holds revocable voting proxies over the shares held of record by his spouse"
restricted stock unitsfinancial
"115,883 shares of Class A Common Stock issuable upon the settlement of restricted stock units scheduled to vest within 60 days"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
beneficially ownregulatory
"the Reporting Person may be deemed to beneficially own an aggregate of 6,552,742 shares"
Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
Ethos Technologies Inc.
(Name of Issuer)
Class A Common Stock, $0.0001 par value per share
(Title of Class of Securities)
29765A101
(CUSIP Number)
03/31/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
29765A101
1
Names of Reporting Persons
Lingke Wang
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED STATES
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
4,414,749.00
6
Shared Voting Power
2,137,993.00
7
Sole Dispositive Power
4,059,162.00
8
Shared Dispositive Power
2,202,036.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
6,552,742.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
17.5 %
12
Type of Reporting Person (See Instructions)
IN
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
Ethos Technologies Inc.
(b)
Address of issuer's principal executive offices:
90 New Montgomery Street, Suite 1500, San Francisco, CA, 94105.
Item 2.
(a)
Name of person filing:
Lingke Wang
(b)
Address or principal business office or, if none, residence:
c/o Ethos Technologies Inc.
90 New Montgomery Street, Suite 1500
San Francisco, CA 94105
(c)
Citizenship:
United States
(d)
Title of class of securities:
Class A Common Stock, $0.0001 par value per share
(e)
CUSIP Number(s):
29765A101
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
As of March 31, 2026, the Reporting Person may be deemed to beneficially own an aggregate of 6,552,742 shares of the Issuer's Class A Common Stock consisting of (i) 3,943,279 shares of Class A Common Stock issuable upon conversion of 3,943,279 shares of Class B Common Stock; (ii) 115,883 shares of Class A Common Stock issuable upon the settlement of restricted stock units scheduled to vest within 60 days of March 31, 2026; (iii) 64,043 shares of Class A Common Stock issuable upon conversion of 64,043 shares of Class B Common Stock directly held by the Reporting Person's spouse; (iv) 145,772 shares of Class A Common Stock issuable upon conversion of 145,772 shares of Class B Common Stock directly held by the Reporting Person's mother; (v) 145,772 shares of Class A Common Stock issuable upon conversion of 145,772 shares of Class B Common Stock directly held by the Reporting Person's father; (vi) 388,726 shares of Class A Common Stock issuable upon conversion of 388,726 shares of Class B Common Stock held directly by The B 2024 Trust; (vii) 291,545 shares of Class A Common Stock issuable upon conversion of 291,545 shares of Class B Common Stock directly held by The J 2024 Trust; (viii) 291,545 shares of Class A Common Stock issuable upon conversion of 291,545 shares of Class B Common Stock directly held by The K 2024 Trust; (ix) 291,545 shares of Class A Common Stock issuable upon conversion of 291,545 shares of Class B Common Stock directly held by The L 2024 Trust; (x) 291,544 shares of Class A Common Stock issuable upon conversion of 291,545 shares of Class B Common Stock directly held by The D 2024 Trust; (xi) 291,544 shares of Class A Common Stock issuable upon conversion of 291,545 shares of Class B Common Stock directly held by The W 2024 Trust; and (xii) 291,544 shares of Class A Common Stock issuable upon conversion of 291,545 shares of Class B Common Stock directly held by The X 2024 Trust. Each share of Class B Common Stock is convertible into one share of Class A Common Stock.
The Reporting Person holds revocable voting proxies over the shares held of record by his spouse, mother and father and, as a result, may be deemed to have sole voting power over such shares. The Reporting Person may be deemed to have shared dispositive power over the shares held by his spouse. The Reporting Person's father serves as the trustee of each of The B 2024 Trust, The J 2024 Trust, The K 2024 Trust, and The L 2024 Trust and the Reporting Person's spouse serves as trustee of each of The D 2024 Trust, The W 2024 Trust, and The X 2024 Trust. By virtue of his relationship with the trustees of these trusts, the Reporting Person may be deemed to share voting and dispositive power over the shares held by such trusts. The Reporting Person disclaims beneficial ownership of the shares reported herein other than with respect to shares held directly by the Reporting Person and shares over which he holds revocable proxies, and the inclusion of such shares in this report should not be deemed an admission that he is the beneficial owner of such shares for purposes of Section 13 of the Exchange Act or any other purpose.
(b)
Percent of class:
As of March 31, 2026, the Reporting Person may be deemed the beneficial owner of 17.5% of the Issuer's Class A Common Stock. Such percentage is based upon 30,915,000 shares of common stock outstanding as of March 31, 2026, as reported in the Issuer's Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission (the "SEC") on May 8, 2026, adjusted in accordance with rules of the SEC, to give effect to the full conversion of Class B common stock beneficially owned by the Reporting Person and giving effect to the shares of Class A Common Stock issuable upon the settlement of restricted stock units as referenced herein.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
4,414,749
(ii) Shared power to vote or to direct the vote:
2,137,993
(iii) Sole power to dispose or to direct the disposition of:
4,059,162
(iv) Shared power to dispose or to direct the disposition of:
2,202,036
Item 5.
Ownership of 5 Percent or Less of a Class.
Not Applicable
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
What stake does Lingke Wang report in Ethos Technologies (LIFE)?
The filing reports 6,552,742 shares beneficially owned, equal to 17.5% of Class A common stock as of March 31, 2026. This total includes convertible Class B shares and RSUs scheduled to vest within 60 days.
How is the 17.5% ownership calculated for LIFE?
The percentage uses 30,915,000 shares outstanding as of March 31, 2026, adjusted for full conversion of Class B shares beneficially owned and for RSUs that are issuable within 60 days of that date.
What voting and dispositive powers are reported by the filer?
The filer reports sole voting power 4,414,749, shared voting power 2,137,993, sole dispositive power 4,059,162, and shared dispositive power 2,202,036 as of the filing date.
Do the reported shares include family trusts and spouse holdings?
Yes. The reported aggregate includes shares issuable upon conversion held by spouse, parents, and several named 2024 trusts; revocable voting proxies and trustee relationships are disclosed as the basis for shared or sole powers.
