Welcome to our dedicated page for Lakeland Finl SEC filings (Ticker: LKFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Lakeland Financial Corp’s disclosures go far beyond a typical community bank update—they unpack loan growth across Indiana manufacturers, shifts in deposit mix, and how rising rates affect net interest margin. If you have ever sifted through hundreds of pages just to locate credit quality tables, you know the challenge.
Every filing type answers a different question. The 10-K annual report lays out segment performance—our AI turns that into a concise briefing, giving you the Lakeland Financial annual report 10-K simplified. Quarterly numbers arrive in the 10-Q; use our platform for a laser-focused Lakeland Financial quarterly earnings report 10-Q filing with ratios already calculated. Sudden dividend changes? Check the Lakeland Financial 8-K material events explained. Curious whether executives are buying hometown stock? Real-time alerts surface Lakeland Financial Form 4 insider transactions real-time so you can track Lakeland Financial executive stock transactions Form 4 instantly.
Stock Titan layers AI-powered summaries, red-flag detection, and side-by-side comparisons on top of EDGAR’s raw data. That means understanding Lakeland Financial SEC documents with AI instead of manual page-turning. Expect:
- Instant highlights of credit loss provisions and deposit costs
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Whether you track community bank valuations, watch regional loan books, or need a quick take before earnings calls, our real-time coverage of every LKFN 10-K, 10-Q, 8-K, and Form 4 keeps you informed—without drowning in paperwork.
Lakeland Financial Corporation reported an insider transaction involving its president. On 12/08/2025, the officer disposed of 2,600 shares of the company’s common stock at a reported price of $0 per share. Following this transaction, the reporting person directly and beneficially owned 22,560 shares of Lakeland Financial common stock.
Lakeland Financial (LKFN) reported an insider transaction on a Form 4. A director acquired 18 phantom stock units on 11/05/2025 at a derivative price of $58.1875. Following this transaction, the director directly holds 2,096 derivative securities.
Each phantom stock unit converts into 1 share of Common Stock and is exercisable after the director’s retirement; the phantom shares also expire after retirement. This filing reflects routine director compensation mechanics rather than open‑market activity.
Lakeland Financial (LKFN) director filed a Form 4 reporting the acquisition of 511 phantom stock units on 11/05/2025 at $58.1875 per unit. Each phantom unit converts into one share of common stock.
The phantom stock becomes exercisable after the director’s retirement from the Board, and the phantom shares expire at that time. After this transaction, the director beneficially owns 60,004 derivative securities directly.
Lakeland Financial (LKFN) filed a Form 4 reporting a director’s derivative award. On 11/05/2025, the director acquired 174 phantom stock units (transaction code A) at $58.1875 per unit. Following this transaction, the director beneficially owned 20,429 derivative securities, held directly.
Each phantom stock unit converts into 1 share of common stock. The phantom stock is exercisable after the director’s retirement as a Board member, and the phantom shares expire after retirement.
Lakeland Financial Corporation (LKFN) reported an insider transaction on Form 4. A company director acquired 159 phantom stock units on 11/05/2025 at $58.1875 per unit.
Each phantom stock unit corresponds to 1 share of common stock and is exercisable after the director's retirement; the phantom shares also expire after retirement. Following the transaction, the director beneficially owns 18,650 derivative securities directly.
Lakeland Financial Corporation (LKFN) reported an insider equity change. A director acquired 157 phantom stock units on 11/05/2025, recorded on Form 4. The units were listed at $58.1875 and each phantom stock unit corresponds to 1 share of common stock. According to the filing notes, phantom stock becomes exercisable after the director’s retirement from the Board and expires after retirement.
Following this transaction, the director directly holds 18,426 derivative securities. No non-derivative transactions were reported in the excerpt.
Lakeland Financial (LKFN) reported an insider transaction involving a director. On 11/05/2025, the director acquired 43 phantom stock units, each representing the right to receive one share of common stock, at a reference price of $58.1875 per unit. Following this transaction, the director holds 4,993 derivative securities in total.
The phantom stock units are exercisable after the director’s retirement from the Board and expire after retirement. No non-derivative common shares were listed in this filing.
Lakeland Financial (LKFN) reported an insider equity change by a director. On 11/05/2025, the insider acquired 8 phantom stock units (Transaction Code A) at $58.1875. After this transaction, the director beneficially owns 934 phantom stock units, held directly.
Each phantom stock unit corresponds to 1 share of common stock. According to the plan terms, the phantom stock is exercisable after the director’s retirement and expires after retirement.
Lakeland Financial (LKFN) reported insider activity by a director. On 11/05/2025, the reporting person acquired 107 phantom stock units (Transaction Code: A). Each unit is exchangeable into one share of common stock, with delivery in seven remaining annual installments.
Following this transaction, 12,256 derivative securities were beneficially owned indirectly by the reporting person through a spouse. The filing lists a price of $58.1875 for the derivative security.
Lakeland Financial Corporation reported stronger Q3 results. Net income was $26.4 million (diluted EPS $1.03) versus $23.3 million ($0.91) a year ago, as lower funding costs and steady earning assets supported profitability.
Net interest income rose to $56.1 million from $49.3 million, while interest expense declined to $38.8 million from $45.7 million. The provision for credit losses was $2.0 million versus $3.1 million last year. Noninterest income was $13.0 million and noninterest expense was $35.0 million, reflecting higher compensation and processing costs.
Balance sheet growth continued: total assets reached $6.90 billion (from $6.68 billion at year-end), loans were $5.18 billion, and deposits were $6.02 billion. Stockholders’ equity increased to $747.4 million with accumulated other comprehensive loss improving to $(140.7) million. The company added $56.2 million in FHLB advances. A cash dividend of $0.50 per share was paid in the quarter. Shares outstanding were 25,528,732 as of September 30, 2025.
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