Welcome to our dedicated page for Lakeland Finl SEC filings (Ticker: LKFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Lakeland Financial Corporation (NASDAQ: LKFN), the Indiana-based bank holding company for Lake City Bank. These regulatory documents offer detailed information on the company’s financial condition, capital levels, loan and deposit trends, and other disclosures relevant to its commercial banking operations in the finance and insurance sector.
Among the most important filings for Lakeland Financial are its periodic reports and current reports on Form 8-K. The company uses Form 8-K to furnish earnings press releases that summarize results for quarterly and year-to-date periods, including net income, net interest income, loan and deposit growth, and capital ratios. Other Form 8-K filings report board actions such as the declaration of quarterly cash dividends on the company’s common stock or the use of investor presentations in meetings with analysts and investors.
Through this filings page, users can review Lakeland Financial’s historical and recent SEC submissions as they appear on the EDGAR system. Real-time updates ensure that new 8-K filings related to earnings releases, dividend declarations, or investor materials are reflected promptly. In addition, AI-powered summaries help explain the key points of lengthy filings, highlighting items such as results of operations, capital strength, and funding mix in more accessible language.
Investors researching LKFN can use these filings to analyze the company’s regulatory disclosures, understand how management describes its performance and capital position, and track recurring items such as dividend policies and investor communications. The page also facilitates review of insider-related and other required filings as they become available, with AI tools designed to surface the most relevant information efficiently.
The Vanguard Group filed an amendment to its Schedule 13G/A reporting for Lakeland Financial Corp. The filing states that following an internal realignment, certain Vanguard subsidiaries will report separately and The Vanguard Group reports 0 shares beneficially owned (0%) of Lakeland Financial Corp common stock. The filing is signed on 03/27/2026 and explains the change is made in accordance with SEC Release No. 34-39538 (January 12, 1998).
Lakeland Financial Corp director M. Scott Welch reported an open-market purchase of 10,000 shares of common stock at $56.2314 per share. The shares are held indirectly through his spouse, bringing indirect ownership to 212,006 shares following the transaction.
LAKELAND FINANCIAL CORP director-linked entity buys shares
An entity described as an LLP associated with director M. Scott Welch bought 5,000 shares of Lakeland Financial common stock in an open-market purchase at $55.45 per share. After this transaction, indirect holdings reported for Welch totaled 54,000 common shares.
Lakeland Financial Corporation’s board amended its existing share repurchase program to expand the total amount of common stock it may buy back from $30 million to $60 million. This change gives the company more room to return capital to shareholders through stock repurchases.
Under the amended program, Lakeland Financial may repurchase its common stock from time to time until April 30, 2027, using methods such as open-market purchases, block trades, or privately negotiated transactions. As of March 5, 2026, it had remaining repurchase authorization with an aggregate purchase price of approximately $34 million, and the company can extend, modify, suspend, or discontinue the program at any time.
Lakeland Financial Corporation is soliciting proxies for its annual meeting of shareholders to be held by live webcast on April 14, 2026. Shareholders will vote to elect 13 incumbent directors, consider a non-binding advisory say-on-pay proposal and ratify Crowe LLP as independent auditors for the fiscal year ending December 31, 2026.
The record date for voting is February 24, 2026, when 26,062,063 shares were outstanding. Management recommends votes FOR each director nominee, FOR the say-on-pay proposal and FOR auditor ratification.
Lakeland Financial Corporation is asking shareholders to vote at its 2026 Annual Meeting, to be held virtually on April 14, 2026 at 3:30 p.m. Eastern Time. Shareholders can vote online at ProxyVote.com by April 13, 2026, with an earlier deadline of April 9, 2026 for plan-held shares.
The agenda includes electing 13 directors, an advisory (non-binding) vote to approve the compensation of certain executive officers, and ratification of Crowe LLP as the independent registered public accounting firm for the year ending December 31, 2026. The board recommends voting “For” all listed proposals.
Lakeland Financial Corp director M. Scott Welch reported an open-market purchase of 10,000 shares of Common Stock of LKFN. The shares were bought at $57.95 per share and are held indirectly through an LLP. Following this transaction, indirect ownership stands at 49,000 shares.
Lakeland Financial Corporation, parent of Lake City Bank, is a community-focused bank holding company headquartered in Warsaw, Indiana, with consolidated assets of $7.0 billion and 55 branches across 15 counties as of December 31, 2025. The company emphasizes commercial and consumer banking, treasury management, and wealth services, and operates as a single reportable segment.
Growth has been driven entirely by organic expansion, particularly into larger Northern Indiana cities and the Indianapolis market, rather than mergers and acquisitions. Shares outstanding totaled 25,266,503 as of February 19, 2026, and both the company and bank report capital levels above “well capitalized” Basel III standards, including compliance with the capital conservation buffer.
The filing highlights a strong human capital focus, with 701 employees, extensive in-house training (21 hours of instructor-led learning per employee in 2025), and notable gender and diversity representation in officer, executive, and board roles. Key risk discussions center on interest rate shifts, inflation, commercial and industrial and commercial real estate exposures, agri-business concentration, liquidity management, and an evolving regulatory environment covering capital, liquidity, cybersecurity, consumer protection, and anti-money laundering.
LAKELAND FINANCIAL CORP director sells shares
Director Bradley J. Toothaker reported an open-market sale of 5,685 shares of Lakeland Financial Corp common stock at an average price of $58.3628 per share. After this transaction, he directly holds 20,178 shares of the company’s common stock.