STOCK TITAN

Lakeland Financial Corp 10-Q Filings

LKFN NASDAQ

Every 10-Q that Lakeland Financial Corp (LKFN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow LKFN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LKFN filings page.

Rhea-AI Summary

Lakeland Financial Corporation reported Q2 2026 net income of $28,440 (dollars in thousands), or $1.13 diluted earnings per share, up from $26,966 and $1.04 a year earlier. For the first six months, net income was $54,918 (dollars in thousands) and diluted EPS was $2.17.

Total assets reached $7,242,959 (dollars in thousands), with loans, net of allowance, of $5,509,027 and deposits of $6,329,568, all higher than at December 31, 2025. The allowance for credit losses rose to $70,598, while nonaccrual loans were $19,980 and net loan charge‑offs were $2,105 year‑to‑date.

Available‑for‑sale securities totaled $1,035,163 (dollars in thousands) with gross unrealized losses of $141,309; held‑to‑maturity municipal securities had unrealized losses of $14,592, and no credit loss allowance. Federal Home Loan Bank advances declined to $71,200, and the company paid $1.04 per share in common dividends and repurchased 407,726 shares in the first half of 2026.

Rhea-AI Summary

Lakeland Financial Corporation reported stronger results for the quarter ended March 31, 2026. Net income rose to $26.5 million from $20.1 million a year earlier, with diluted EPS steady at $1.04 versus $0.78. Net interest income increased to $56.8 million, while the provision for credit losses declined to $2.0 million from $6.8 million, supporting earnings.

Total assets reached $7.08 billion, driven by loan growth to $5.48 billion and deposits to $6.19 billion. The allowance for credit losses was $68.9 million. Noninterest income improved to $12.9 million, and noninterest expense rose to $35.2 million. Accumulated other comprehensive loss widened, reflecting unrealized losses on securities as interest rates affected bond values.

Rhea-AI Summary

Lakeland Financial Corporation reported stronger Q3 results. Net income was $26.4 million (diluted EPS $1.03) versus $23.3 million ($0.91) a year ago, as lower funding costs and steady earning assets supported profitability.

Net interest income rose to $56.1 million from $49.3 million, while interest expense declined to $38.8 million from $45.7 million. The provision for credit losses was $2.0 million versus $3.1 million last year. Noninterest income was $13.0 million and noninterest expense was $35.0 million, reflecting higher compensation and processing costs.

Balance sheet growth continued: total assets reached $6.90 billion (from $6.68 billion at year-end), loans were $5.18 billion, and deposits were $6.02 billion. Stockholders’ equity increased to $747.4 million with accumulated other comprehensive loss improving to $(140.7) million. The company added $56.2 million in FHLB advances. A cash dividend of $0.50 per share was paid in the quarter. Shares outstanding were 25,528,732 as of September 30, 2025.