Every 8-K that Lakeland Financial Corp (LKFN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow LKFN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LKFN filings page.
Lakeland Financial presents a second‑quarter 2026 update highlighting steady growth and profitability. Net income for the first half of 2026 was $54,918 (000’s), up 17% from $47,051 (000’s) a year earlier, with diluted EPS rising to $2.17 from $1.82. Net interest income increased to $115,074 (000’s) from $107,751 (000’s) and the fully tax‑equivalent net interest margin reached 3.49%. Pretax pre‑provision earnings for the period grew 6% year over year to $70,971 (000’s).
The balance sheet remains conservative. As of June 30, 2026, the tangible common equity to tangible assets ratio was 10.63% and the total risk‑based capital ratio was 15.61%. Average loans rose 5% year over year to $5,486,359 (000’s), while average deposits grew 3% to $6,184,817 (000’s); total deposits were $6.3 billion, with noninterest‑bearing balances at 20% of deposits and 98% of accounts under $250,000. Commercial loans accounted for 87% of the portfolio, and management reports nonperforming and watchlist levels at historic lows, supported by an allowance for credit losses of 1.27% of total loans. Available liquidity totaled $3,380,316 (000’s). The cash dividend per share increased 4% year over year to $1.04 for year‑to‑date 2026.
Lakeland Financial Corporation reported record second‑quarter 2026 results, with net income of $28.4 million and diluted EPS of $1.13, up 5% and 9% from the prior‑year quarter. For the first half of 2026, net income reached $54.9 million and diluted EPS $2.17, increases of 17% and 19%.
Total revenue was $70.9 million for the quarter, up 7% year over year, as net interest income grew 6% and noninterest income 9%. Net interest margin was 3.49%, 7 basis points higher than a year earlier, supported by lower funding costs. Average loans rose 6% year over year to $5.53 billion, and period‑end loans grew 7% to $5.58 billion, while average deposits increased 4%.
Asset quality remained strong: annualized net charge‑offs were near zero, nonperforming assets fell 36% to $20.0 million, and the allowance for credit losses stayed at 1.27% of loans. Capital ratios were robust, including a common equity tier 1 ratio of 14.47% and a tangible common equity to tangible assets ratio of 10.63%. Tangible book value per share rose 12% to $30.75, and the quarterly dividend was increased 4% to $0.52 per share alongside ongoing share repurchases.
Lakeland Financial Corporation stated that its Board of Directors declared a quarterly cash dividend of $0.52 per share on its common stock.
The dividend is scheduled to be paid on August 5, 2026 to shareholders of record as of July 25, 2026.
Lakeland Financial Corporation released a first quarter 2026 investor presentation highlighting strong capital, solid profitability and balanced growth at Lake City Bank. Tangible common equity to tangible assets was 10.53%, with adjusted tangible common equity to adjusted tangible assets of 12.20%, and the total risk-based capital ratio was 15.58%, well above well-capitalized thresholds.
Year-to-date 2026 net income increased 32% to $26,478,000, and diluted EPS rose 33% versus the prior year period. Net interest income grew 7% year over year, with the fully tax-equivalent net interest margin improving to 3.49% and expanding 9 basis points over first quarter 2025. Average loans grew 5% year over year to about $5.44 billion, while average deposits rose 3% to about $6.06 billion, keeping funding predominantly core.
Asset quality remained strong, with nonperforming loans and watchlist levels near historic lows and the allowance for credit losses at 1.28% of total loans excluding PPP as of early 2026. The company reported a year-to-date 2026 return on average assets of 1.52%, return on average equity of 13.89%, and return on average tangible common equity of 13.96%. The quarterly dividend continued to grow, with the dividend per share up 4% year over year, reflecting confidence in earnings and capital strength.
Lakeland Financial Corporation reported record first-quarter 2026 results, with net income of $26.5 million, up 32% from $20.1 million a year earlier. Diluted EPS rose to $1.04, a 33% increase over $0.78 in the first quarter of 2025, reflecting stronger profitability.
Pretax pre-provision earnings grew 11% year-over-year to $34.6 million as both net interest income and fee-based revenue expanded. Net interest margin improved to 3.49% from 3.40%, helped by lower funding costs that more than offset slightly lower earning-asset yields.
Loan growth remained solid, with average loans up 5% year-over-year to $5.44 billion, while average deposits increased 3% to $6.06 billion. Asset quality strengthened, as nonperforming assets fell 64% to $20.9 million and watch list loans declined to 3.33% of total loans.
Capital levels stayed strong, with a total capital ratio of 15.58% and tangible common equity to tangible assets of 10.53%. The company repurchased 336,853 shares for $19.2 million and raised its quarterly dividend 4% to $0.52 per share.
Lakeland Financial Corporation held its annual shareholder meeting on April 14, 2026. Shareholders elected 13 directors, including A. Faraz Abbasi, Blake W. Augsburger, Robert E. Bartels, Jr., and others, each to serve terms expiring in 2027.
Shareholders also approved the advisory proposal on executive compensation, with 14,741,820 votes for, 4,859,374 against, and 111,686 abstain/withhold, plus 2,872,162 broker non-votes. In addition, they ratified the selection of Crowe LLP as independent registered public accounting firm for the year ending December 31, 2026, with 22,283,808 votes for, 298,203 against, and 3,031 abstain/withhold.
Lakeland Financial Corporation announced that its Board of Directors has declared a quarterly cash dividend of $0.52 per share on its common stock. The dividend will be paid on May 5, 2026 to shareholders of record as of April 25, 2026. This filing provides an update on the company's regular shareholder cash return policy rather than broader financial results.
Lakeland Financial Corporation’s board amended its existing share repurchase program to expand the total amount of common stock it may buy back from $30 million to $60 million. This change gives the company more room to return capital to shareholders through stock repurchases.
Under the amended program, Lakeland Financial may repurchase its common stock from time to time until April 30, 2027, using methods such as open-market purchases, block trades, or privately negotiated transactions. As of March 5, 2026, it had remaining repurchase authorization with an aggregate purchase price of approximately $34 million, and the company can extend, modify, suspend, or discontinue the program at any time.
Lakeland Financial Corporation furnished an investor presentation in connection with planned meetings with investors and analysts. The materials are provided as Exhibit 99.1, titled “2025 4Q Investor Presentation.”
The company states that this information, included under Item 7.01 and Exhibit 99.1, is being furnished under Regulation FD and is not intended to be treated as “filed” for purposes of the Securities Exchange Act of 1934 or incorporated into Securities Act filings. A cover page interactive data file is also included as Exhibit 104.
Lakeland Financial Corporation filed a current report to disclose that it issued a press release announcing its earnings for the three and twelve months ended December 31, 2025. The company states that this earnings press release, furnished as Exhibit 99.1, is provided under a "furnished" status, meaning it is not treated as filed for liability purposes under Section 18 of the Securities Exchange Act of 1934 and is not automatically incorporated by reference into other securities filings.
Lakeland Financial Corporation appointed Donald J. Robinson-Gay, age 48, as Executive Vice President and Chief Credit Officer of both the company and its banking subsidiary, Lake City Bank, effective January 14, 2026. He joined the bank in 2018, has held progressively senior credit roles in the Fort Wayne and Warsaw markets, and most recently led the Credit division as Senior Vice President and Chief Credit Officer.
In connection with his new position, Robinson-Gay entered into a Change in Control Agreement in the same form used for certain other named executive officers, with the form agreement and a prior summary incorporated by reference. He will receive an annual salary and participate in the compensation and benefit plans available to the company’s executive officers. A press release announcing his appointment is filed as an exhibit.
Lakeland Financial Corporation reported that its board of directors declared a quarterly cash dividend of $0.52 per share on its common stock for the first quarter of 2026. The dividend will be paid on February 5, 2026 to shareholders who are on record as of January 25, 2026. This continues the company’s practice of returning cash to shareholders through regular dividend payments, providing investors with ongoing income tied directly to the number of shares they own.
Lakeland Financial Corporation (LKFN) filed a Form 8-K under Regulation FD. The company’s executive officers plan to use an investor presentation in meetings with investors and analysts, and the presentation is attached as Exhibit 99.1 titled “2025 3Q Investor Presentation.” The company states this Item 7.01 and Exhibit 99.1 are not intended to be treated as “filed” for purposes of the Exchange Act or incorporated into Securities Act filings.
Lakeland Financial Corporation (LKFN) furnished an update on its results, announcing it issued a press release covering earnings for the three and nine months ended September 30, 2025. The press release is included as Exhibit 99.1.
The company states this information is being furnished under Item 2.02 and is not deemed filed under Section 18 of the Exchange Act, and it will not be incorporated by reference into Securities Act filings. The filing also includes the cover page Inline XBRL exhibit (Exhibit 104).
Lakeland Financial Corporation announced a regular shareholder return. On October 14, 2025, the Board of Directors declared a quarterly cash dividend of $0.50 per share on common stock.
The dividend will be paid on November 5, 2025 to shareholders of record as of October 25, 2025. This reflects a routine cash distribution to equity holders under the company’s established dividend program.