[8-K] LAKELAND FINANCIAL CORP Reports Material Event

Rhea-AI Filing Summary

Lakeland Financial Corporation announced a regular shareholder return. On October 14, 2025, the Board of Directors declared a quarterly cash dividend of $0.50 per share on common stock.

The dividend will be paid on November 5, 2025 to shareholders of record as of October 25, 2025. This reflects a routine cash distribution to equity holders under the company’s established dividend program.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549  

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): October 14, 2025  

LAKELAND FINANCIAL CORPORATION

(Exact name of Registrant as specified in its charter) 

Indiana

0-11487

35-1559596

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

 

202 East Center Street,
Warsaw			,			Indiana			46580
(Address of principal executive offices)									(Zip Code)

Registrant’s telephone number, including area code: (574) 267-6144

(Former name or former address if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, no par value

LKFN

The Nasdaq Stock Market, LLC

Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (s230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (s240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the Registrant has elected not to use extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

Item 7.01. Regulation FD Disclosure

On October 14, 2025, Lakeland Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.50 per share on its common stock. The dividend will be paid on November 5, 2025 to the shareholders of record on October 25, 2025.

Item 9.01. Financial Statements and Exhibits

(d)    Exhibits

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

LAKELAND FINANCIAL CORPORATION

Dated: October 14, 2025			By:			/s/ Lisa M. O'Neill
						Lisa M. O’Neill
						Executive Vice President
						and Chief Financial Officer

FAQ

What dividend did Lakeland Financial (LKFN) declare?

The Board declared a quarterly cash dividend of $0.50 per share on common stock.

When is the LKFN dividend payment date?

The dividend will be paid on November 5, 2025.

What is the record date for LKFN’s dividend?

Shareholders of record on October 25, 2025 will receive the dividend.

What type of dividend did LKFN announce?

A quarterly cash dividend on its common stock.

Who approved the LKFN dividend?

The Board of Directors of Lakeland Financial Corporation approved the dividend.