STOCK TITAN

Lakeland Financial (NASDAQ: LKFN) grants director phantom stock units

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Smith Brian J reported acquisition or exercise transactions in this Form 4 filing.

Lakeland Financial director Brian J Smith received a grant of 177 phantom stock units on August 5, 2026 at $63.25 per unit. Each unit corresponds to one share of common stock and becomes exercisable after his retirement from the board, expiring at that time. Following this award, he holds 21,629 phantom stock units directly.

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Insider Smith Brian J
Role Director
Type Security Shares Price Value
Grant/Award Phantom Stock F1, F2, F3 177 $63.25 $11K
Holdings After Transaction: Phantom Stock — 21,629 shares (Direct)
Footnotes (3)
  1. F1. Each phantom stock unit exercises into 1 share of common stock.
  2. F2. Phantom stock is exercisable after the directors' retirement as a Board member.
  3. F3. Phantom shares expire after the directors' retirement as a Board member.
Phantom stock units granted 177.0000 units Grant/award acquisition dated August 5, 2026
Grant price per phantom unit $63.2500 Per-unit value for the phantom stock award
Total phantom units after grant 21629.0000 units Direct phantom stock holdings following the transaction
Underlying common shares per unit 1 Each phantom stock unit exercises into 1 share of common stock
Phantom Stock financial
"Grant of Phantom Stock units reported as director compensation"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
underlying security financial
"Each unit has Common Stock as the underlying security"
exercisable financial
"Phantom stock is exercisable after the directors' retirement as a Board member"

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FAQ

What transaction did Lakeland Financial (LKFN) director Brian J Smith report?

Brian J Smith reported receiving 177 phantom stock units on August 5, 2026 at $63.25 per unit. These units are tied to Lakeland Financial common stock and were reported as a grant or award acquisition, increasing his direct phantom stock holdings.

How many phantom stock units in total does Brian J Smith now hold at LKFN?

After the reported grant, Brian J Smith holds 21,629 phantom stock units directly. This total includes the newly awarded 177 units and represents his reported phantom stock position following the August 5, 2026 transaction.

What are the key terms of the phantom stock units granted to LKFN director Brian J Smith?

Each phantom stock unit granted to Brian J Smith exercises into one share of Lakeland Financial common stock. The units become exercisable only after his retirement from the board and expire after that retirement, aligning the award with his director service.

At what price were the LKFN phantom stock units granted to Brian J Smith?

The 177 phantom stock units were valued at a grant price of $63.25 per unit. This per-unit amount applies to the phantom stock award that is linked to an equal number of underlying shares of Lakeland Financial common stock.

Was Brian J Smith’s LKFN phantom stock grant made under a Rule 10b5-1 trading plan?

The report indicates the transaction was not made under a Rule 10b5-1 plan, as the related checkbox is not affirmed. The grant is characterized as a compensation-related award rather than a pre-arranged trading plan transaction.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Smith Brian J

(Last)(First)(Middle)
LAKELAND FINANCIAL CORPORATION
P.O. BOX 1387

(Street)
WARSAW INDIANA 46581-1387

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(1)08/05/2026A177 (2) (3)Common Stock177$63.2521,629D
Explanation of Responses:
1. Each phantom stock unit exercises into 1 share of common stock.
2. Phantom stock is exercisable after the directors' retirement as a Board member.
3. Phantom shares expire after the directors' retirement as a Board member.
Remarks:
/s/ Becka J. Turnbow, Attorney-in-Fact08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)