[Form 4] Lakeland Financial Corp Insider Trading Activity

Rhea-AI Filing Summary

Robert E. Bartels Jr., a director of Lakeland Financial Corporation (LKFN), reported a sale of common stock on 09/05/2025. The filing shows a disposition of 296 shares under transaction code "G" for $0 reported price, leaving 29,430 shares beneficially owned directly after the transaction. The Form 4 was signed by an attorney-in-fact on 09/08/2025.

Positive

• Disclosure provided by an insider showing post-transaction ownership of 29,430 shares
• Form 4 includes signature (attorney-in-fact) and transaction date, meeting reporting requirements

Negative

• Insider disposed of 296 shares on 09/05/2025
• Reported price listed as $0, with no price context provided in the filing

Insights

Securities Analyst

TL;DR: A small insider sale reduced holdings modestly; no additional financial data provided.

The Form 4 documents a single non-derivative disposition of 296 shares by Director Robert E. Bartels Jr., leaving 29,430 shares beneficially owned. The report uses transaction code "G" and shows a reported price of $0. The filing contains no earnings, valuation, or broader transaction context to assess material impact on the company.

Corporate Governance Expert

TL;DR: Routine insider reporting of a minor share disposition; disclosure appears properly executed.

The filing identifies the reporting person, relationship to the issuer as Director, the transaction date, and post-transaction ownership. The Form 4 is signed by an attorney-in-fact and includes the required details for this class of security. There is no indication of coordinated group filing or additional derivatives.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BARTELS ROBERT E JR

(Last) (First) (Middle)

LAKELAND FINANCIAL CORPORATION

P.O. BOX 1387

(Street)

WARSAW IN 46581-1387

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/05/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/05/2025		G		296	D	$0	29,430	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Becka J. Turnbow, Attorney-in-Fact	09/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did LKFN insider Robert E. Bartels Jr. report on Form 4?

The filing reports a disposition of 296 shares of common stock on 09/05/2025, leaving 29,430 shares beneficially owned.

What is the transaction code and reported price for the LKFN Form 4?

The transaction is listed with code G and a reported price of $0 in the Form 4.

What is the reporting person's relationship to LKFN?

The reporting person, Robert E. Bartels Jr., is identified as a Director of Lakeland Financial Corporation (LKFN).

When was the Form 4 signed and by whom?

The Form 4 shows a signature by Becka J. Turnbow, Attorney-in-Fact dated 09/08/2025.

Does the Form 4 report any derivative transactions for LKFN?

No. Table II for derivative securities contains no reported transactions in this filing.