Welcome to our dedicated page for Lakeland Finl SEC filings (Ticker: LKFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Lakeland Financial Corporation (NASDAQ: LKFN), the Indiana-based bank holding company for Lake City Bank. These regulatory documents offer detailed information on the company’s financial condition, capital levels, loan and deposit trends, and other disclosures relevant to its commercial banking operations in the finance and insurance sector.
Among the most important filings for Lakeland Financial are its periodic reports and current reports on Form 8-K. The company uses Form 8-K to furnish earnings press releases that summarize results for quarterly and year-to-date periods, including net income, net interest income, loan and deposit growth, and capital ratios. Other Form 8-K filings report board actions such as the declaration of quarterly cash dividends on the company’s common stock or the use of investor presentations in meetings with analysts and investors.
Through this filings page, users can review Lakeland Financial’s historical and recent SEC submissions as they appear on the EDGAR system. Real-time updates ensure that new 8-K filings related to earnings releases, dividend declarations, or investor materials are reflected promptly. In addition, AI-powered summaries help explain the key points of lengthy filings, highlighting items such as results of operations, capital strength, and funding mix in more accessible language.
Investors researching LKFN can use these filings to analyze the company’s regulatory disclosures, understand how management describes its performance and capital position, and track recurring items such as dividend policies and investor communications. The page also facilitates review of insider-related and other required filings as they become available, with AI tools designed to surface the most relevant information efficiently.
Lakeland Financial Corporation senior vice president Kyra E. Clark reported several stock transactions in early February 2026. She acquired 1,802 shares of common stock on February 3, 2026 and 1,275 shares on February 2, 2026, both at a reported price of $0 per share. Also on February 2, 2026, a separate transaction coded "F" shows the disposition of 1,045 shares at $60.76 per share. After these transactions, she directly owned 11,646 shares of Lakeland Financial common stock.
Lakeland Financial Corporation Senior Vice President Carrie Gutman reported routine equity compensation-related transactions in company common stock. On February 3, 2026, she acquired 1,620 shares at a stated price of $0, bringing her direct holdings to 2,958 shares.
On February 2, 2026, she acquired an additional 763 shares at a stated price of $0, and 321 shares were disposed of at $60.76 per share under transaction code "F," typically indicating shares withheld to cover taxes. After these transactions, she directly held 3,400 shares of Lakeland Financial common stock.
Lakeland Financial Corporation furnished an investor presentation in connection with planned meetings with investors and analysts. The materials are provided as Exhibit 99.1, titled “2025 4Q Investor Presentation.”
The company states that this information, included under Item 7.01 and Exhibit 99.1, is being furnished under Regulation FD and is not intended to be treated as “filed” for purposes of the Securities Exchange Act of 1934 or incorporated into Securities Act filings. A cover page interactive data file is also included as Exhibit 104.
Lakeland Financial Corporation filed a current report to disclose that it issued a press release announcing its earnings for the three and twelve months ended December 31, 2025. The company states that this earnings press release, furnished as Exhibit 99.1, is provided under a "furnished" status, meaning it is not treated as filed for liability purposes under Section 18 of the Securities Exchange Act of 1934 and is not automatically incorporated by reference into other securities filings.
Lakeland Financial Corporation appointed Donald J. Robinson-Gay, age 48, as Executive Vice President and Chief Credit Officer of both the company and its banking subsidiary, Lake City Bank, effective January 14, 2026. He joined the bank in 2018, has held progressively senior credit roles in the Fort Wayne and Warsaw markets, and most recently led the Credit division as Senior Vice President and Chief Credit Officer.
In connection with his new position, Robinson-Gay entered into a Change in Control Agreement in the same form used for certain other named executive officers, with the form agreement and a prior summary incorporated by reference. He will receive an annual salary and participate in the compensation and benefit plans available to the company’s executive officers. A press release announcing his appointment is filed as an exhibit.
Lakeland Financial Corporation director Melinda Jo Truex reported several equity transactions involving company stock and phantom stock awards. On January 13, 2026, she acquired 650 shares of common stock at a price of $0, bringing her directly held common stock to 36,135 shares. On January 14, 2026, 2,138 phantom stock units were exercised into 2,138 shares of common stock, held indirectly through her spouse, at an exercise price of $0, resulting in 33,754 common shares held indirectly by her spouse after the transaction.
The filing also shows 2,138 phantom stock units converted as part of a larger phantom stock position. After this exercise, 10,118 phantom stock units remain held indirectly through her spouse. Each phantom stock unit converts into one share of common stock, and the phantom stock is scheduled to be delivered in six remaining annual installments, providing a structured, time-based delivery of additional equity-linked value.
Lakeland Financial Corporation director Steven D. Ross reported acquiring 650 shares of common stock. The transaction took place on January 13, 2026 and was coded as an acquisition. The shares were reported at a price of $0.00 per share, indicating they were not purchased on the open market but recorded as acquired equity.
Following this transaction, Ross directly beneficially owns 28,301 shares of Lakeland Financial common stock, according to the filing. The form indicates the holdings are owned directly, with no indirect ownership or special footnote disclosures listed.
Lakeland Financial Corporation director Emily E. Pichon reported receiving an additional share-based award in the company. On January 13, 2026, she acquired 650 shares of common stock, recorded with transaction code "A" at a price of $0 per share, indicating a no-cash equity grant rather than an open-market purchase. Following this award, her direct beneficial ownership in Lakeland Financial common stock increased to 20,138 shares. This filing is a disclosure of an insider equity transaction and does not, by itself, describe any change in the company’s operations or financial performance.
Lakeland Financial Corporation director Robert E. Bartels Jr reported acquiring 650 shares of the company’s common stock on January 13, 2026. The transaction was coded "A" and priced at $0.00 per share, indicating the shares were received for no stated cash consideration. Following this transaction, he directly holds 30,376 shares of Lakeland Financial common stock. This filing reflects a change in his personal ownership stake rather than company-level financial results.
Lakeland Financial Corporation director Daniel Brian Starr reported new equity awards. On January 13, 2026, he acquired 650 shares of common stock at a reported price of $0, bringing his directly held common stock to 1,300 shares. This indicates an award rather than an open-market purchase.
On January 12, 2026, he also acquired 309 phantom stock units at a reference value of $56.6943 per unit, increasing his directly held phantom stock balance to 399 units. Each phantom stock unit is tied to one share of common stock and becomes exercisable after his retirement from the board, expiring at that time if not settled.