Lakeland Financial Corporation filings document the regulatory disclosures of an Indiana bank holding company whose operating subsidiary is Lake City Bank. Recent 8-K reports cover earnings releases, results of operations, Regulation FD investor presentations, dividend declarations, share repurchase authorization changes and other material events affecting common-stock capital actions.
Proxy and annual meeting materials disclose board elections, advisory compensation votes, auditor ratification and shareholder voting results. The company’s filing record also presents bank-specific financial measures such as capital ratios, tangible book value, credit-loss allowances and other balance-sheet information used in formal disclosures about the company’s community banking operations and governance.
Lakeland Financial Corp director M. Scott Welch reported receiving 505 phantom stock units on February 5, 2026, coded as an acquisition. The units are valued at $62.10 per phantom share. Each phantom unit converts into one share of common stock after his retirement from the board and expires at that time. Following this grant, Welch directly holds 60,818 derivative securities tied to Lakeland Financial common stock.
Lakeland Financial Corporation director Brian J. Smith received a grant of phantom stock units. On 02/05/2026, he acquired 173 phantom stock units at $62.10 each, bringing his total derivative holdings to 20,911 phantom stock units.
Each phantom stock unit is linked one-for-one to a share of Lakeland Financial common stock. The phantom stock becomes exercisable after Smith retires from the board and will expire after his retirement as a director.
Lakeland Financial Corporation director Blake Augsburger reported a grant of derivative compensation in the form of phantom stock. On February 5, 2026, he acquired 160 phantom stock units at a reference price of $62.10 per unit. Each phantom unit is designed to convert into one share of Lakeland Financial common stock. The award increased his reported derivative holdings to 19,339 phantom stock units, held directly. The phantom stock becomes exercisable after his retirement from the board and, according to the disclosure, the phantom shares also expire upon his retirement as a director.
Lakeland Financial Corporation director Bradley J. Toothaker received an award of 158 phantom stock units on February 5, 2026 at $62.10 per unit. Each phantom unit is economically tied to one share of common stock.
After this grant, Toothaker beneficially owns 19,025 phantom stock units directly. The phantom stock becomes exercisable only after his retirement from the board and expires after he retires as a director.
Lakeland Financial Corporation director Christian Darrianne P reported an award of 45 phantom stock units on February 5, 2026. Each phantom unit represents one share of Lakeland Financial common stock and was valued at $62.10 per unit for this grant.
After this transaction, the director beneficially owns 5,435 phantom stock units on a direct basis. The phantom stock becomes exercisable after the director’s retirement from the board and expires once that board service ends, tying the award to long-term board tenure.
Lakeland Financial director Emily E. Pichon reported an award of 8 phantom stock units on February 5, 2026. The Form 4 shows a reference price of $62.10 per unit and indicates she now holds 942 phantom stock units directly.
Each phantom stock unit is linked to one share of Lakeland Financial common stock. According to the footnotes, these units become exercisable only after the director retires from the board, and they also expire after that retirement. This structure ties part of the director’s compensation to the company’s long-term share performance and board service.
Lakeland Financial Corporation director Faraz Abbasi reported an award of 21 phantom stock units on February 5, 2026. Each phantom stock unit is linked to one share of Lakeland Financial common stock.
After this grant, Abbasi holds 1,720 phantom stock units, owned directly. The phantom stock becomes exercisable only after the director retires from the board, and all phantom shares expire after that retirement, making this a long-term, service-linked incentive rather than immediately tradable stock.
Lakeland Financial Corporation director Daniel Brian Starr reported acquiring 3 phantom stock units on February 5, 2026 at $62.10 per unit. This brought his total phantom stock holdings to 402 units, each representing the right to receive one share of common stock.
The phantom stock becomes exercisable after the director’s retirement from the board and expires at that time, meaning these units are designed as long-term, retirement-linked equity compensation rather than immediately tradable shares.
Lakeland Financial Corporation director Melinda Jo Truex reported an indirect acquisition of 87 Phantom Stock units on February 5, 2026, recorded at $62.10 per unit and held by her spouse. Following this transaction, a total of 10,205 Phantom Stock units are beneficially owned indirectly. Each Phantom Stock unit converts into one share of Lakeland Financial common stock and is scheduled to be delivered in six remaining annual installments, spreading the receipt of the underlying shares over multiple years.
Lakeland Financial Corp. officer Jennifer M. Hurford, SVP & Treasurer, reported several common stock transactions. On 02/03/2026 she acquired 540 shares at $0, bringing her directly held balance to 9,185 shares.
On 02/02/2026 she acquired 425 shares at $0 and disposed of 280 shares at $60.76, resulting in 9,570 shares directly held after that day’s transactions. For 12/31/2025, she reported a 39‑share acquisition at $61.96 held indirectly through a 401(k) plan, and a separate 240‑share acquisition at $61.96 held directly, with 624 shares indirectly and 9,425 shares directly owned following those transactions. Footnotes describe the 2025 401(k) activity as salary redirection and/or dividend reinvestment, and the 240‑share acquisition as dividend reinvestment for 2025.