Welcome to our dedicated page for Lakeland Finl SEC filings (Ticker: LKFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Lakeland Financial Corporation (NASDAQ: LKFN), the Indiana-based bank holding company for Lake City Bank. These regulatory documents offer detailed information on the company’s financial condition, capital levels, loan and deposit trends, and other disclosures relevant to its commercial banking operations in the finance and insurance sector.
Among the most important filings for Lakeland Financial are its periodic reports and current reports on Form 8-K. The company uses Form 8-K to furnish earnings press releases that summarize results for quarterly and year-to-date periods, including net income, net interest income, loan and deposit growth, and capital ratios. Other Form 8-K filings report board actions such as the declaration of quarterly cash dividends on the company’s common stock or the use of investor presentations in meetings with analysts and investors.
Through this filings page, users can review Lakeland Financial’s historical and recent SEC submissions as they appear on the EDGAR system. Real-time updates ensure that new 8-K filings related to earnings releases, dividend declarations, or investor materials are reflected promptly. In addition, AI-powered summaries help explain the key points of lengthy filings, highlighting items such as results of operations, capital strength, and funding mix in more accessible language.
Investors researching LKFN can use these filings to analyze the company’s regulatory disclosures, understand how management describes its performance and capital position, and track recurring items such as dividend policies and investor communications. The page also facilitates review of insider-related and other required filings as they become available, with AI tools designed to surface the most relevant information efficiently.
Lakeland Financial Corp (LKFN) Form 4 filing: Director Brian J. Smith reported two transactions dated 07/07-08/2025.
- Common stock: 650 shares acquired at $0 cost, likely a board equity grant, lifting his direct ownership to 41,435 shares.
- Phantom stock: 268 units credited at a reference price of $65.2852. Total derivative (phantom) holdings rise to 20,091 units, which convert 1-for-1 into common shares after the director’s retirement.
No shares were sold and there is no indication of a 10b5-1 trading plan. The filing reflects routine director compensation and modestly increases alignment between the director and shareholders. The magnitude of the purchase is small relative to LKFN’s outstanding float and therefore is unlikely to be materially market-moving.
Form 4 highlights: Lakeland Financial Corp. (LKFN) director Bradley J. Toothaker reported two insider acquisitions dated 07/07-08/2025.
- Common stock: 650 shares acquired on 07/08/2025 at an indicated price of $0 (likely a board equity grant). Toothaker’s direct ownership rose to 25,213 shares, a 2.6% increase.
- Derivative – Phantom stock: 383 units added on 07/07/2025 at a reference value of $65.2852 each, lifting his phantom balance to 18,122 units. Each unit converts 1-for-1 into common stock and becomes exercisable after the director retires from the Board.
No sales were disclosed, and the filing shows the director remains a board member with no 10% ownership. While the absolute share count is modest relative to the company’s float, continued insider accumulation can signal confidence and aligns director incentives with shareholders.
Lakeland Financial Corp. (LKFN) Form 4 filing dated July 9, 2025 discloses routine director equity activity.
- Reporting person: Director Faraz Abbasi.
- Common-stock transaction: 650 shares acquired on 07/08/2025 at a stated price of $0, likely a board equity award. Direct common-stock holdings rise to 5,200 shares.
- Derivative grant: 293 phantom-stock units awarded on 07/07/2025 at a reference value of $65.2852 each. Total phantom-stock balance increases to 2,061 units. Units convert one-for-one into common stock after the director retires; they expire at that time if unexercised.
- No dispositions, sales, or 10b5-1 plan indications were reported.
The filing signals a modest increase in insider ownership but represents an immaterial number of shares relative to LKFN’s ~25 million shares outstanding. As such, the event is viewed as routine board compensation rather than a market-moving insider purchase.
Lakeland Financial Corp (LKFN) – Form 4 insider filing
Director Emily E. Pichon reported the acquisition of 650 common shares on 07/08/2025 (Transaction Code A). The filing shows no cash consideration (price listed as $0), suggesting the shares were likely awarded under a director compensation plan or received as a gift rather than purchased on the open market. Following the transaction, Pichon’s total direct holding increases to 19,488 shares.
The added stake is modest relative to the company’s ~25 million shares outstanding (≈0.003%) and therefore unlikely to be financially material. Nonetheless, any increase in insider ownership is often interpreted as a marginally positive governance signal, indicating ongoing alignment of director and shareholder interests.
Lakeland Financial Corp (LKFN) – Form 4 Insider Transaction
Director Steven D. Ross reported the acquisition of 650 shares of LKFN common stock on 07/08/2025. The filing lists transaction code “A,” indicating an acquisition, and shows a price of $0, suggesting the shares were obtained through a non-open-market method such as a grant or award. Following the purchase, Ross’ direct ownership rose to 27,651 shares. No derivative securities, sales, or additional explanatory remarks were disclosed.
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