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Lakeland Financial director Emily E. Pichon reported an award of 8 phantom stock units on February 5, 2026. The Form 4 shows a reference price of $62.10 per unit and indicates she now holds 942 phantom stock units directly.
Each phantom stock unit is linked to one share of Lakeland Financial common stock. According to the footnotes, these units become exercisable only after the director retires from the board, and they also expire after that retirement. This structure ties part of the director’s compensation to the company’s long-term share performance and board service.
Lakeland Financial Corporation director Faraz Abbasi reported an award of 21 phantom stock units on February 5, 2026. Each phantom stock unit is linked to one share of Lakeland Financial common stock.
After this grant, Abbasi holds 1,720 phantom stock units, owned directly. The phantom stock becomes exercisable only after the director retires from the board, and all phantom shares expire after that retirement, making this a long-term, service-linked incentive rather than immediately tradable stock.
Lakeland Financial Corporation director Daniel Brian Starr reported acquiring 3 phantom stock units on February 5, 2026 at $62.10 per unit. This brought his total phantom stock holdings to 402 units, each representing the right to receive one share of common stock.
The phantom stock becomes exercisable after the director’s retirement from the board and expires at that time, meaning these units are designed as long-term, retirement-linked equity compensation rather than immediately tradable shares.
Lakeland Financial Corporation director Melinda Jo Truex reported an indirect acquisition of 87 Phantom Stock units on February 5, 2026, recorded at $62.10 per unit and held by her spouse. Following this transaction, a total of 10,205 Phantom Stock units are beneficially owned indirectly. Each Phantom Stock unit converts into one share of Lakeland Financial common stock and is scheduled to be delivered in six remaining annual installments, spreading the receipt of the underlying shares over multiple years.
Lakeland Financial Corp. officer Jennifer M. Hurford, SVP & Treasurer, reported several common stock transactions. On 02/03/2026 she acquired 540 shares at $0, bringing her directly held balance to 9,185 shares.
On 02/02/2026 she acquired 425 shares at $0 and disposed of 280 shares at $60.76, resulting in 9,570 shares directly held after that day’s transactions. For 12/31/2025, she reported a 39‑share acquisition at $61.96 held indirectly through a 401(k) plan, and a separate 240‑share acquisition at $61.96 held directly, with 624 shares indirectly and 9,425 shares directly owned following those transactions. Footnotes describe the 2025 401(k) activity as salary redirection and/or dividend reinvestment, and the 240‑share acquisition as dividend reinvestment for 2025.
Lakeland Financial Corp. senior vice president and chief accounting officer Brok A. Lahrman reported several common stock transactions. On February 3, 2026, Lahrman acquired 740 shares at $0 per share, bringing direct holdings in this line to 3,354 shares.
On February 2, 2026, Lahrman acquired 425 direct shares at $0 per share and sold 275 direct shares at $60.76, ending that day with 3,504 direct shares. Separately, on December 31, 2025, 80 shares were added indirectly in a 401(k) plan at $61.96, described as salary redirection and/or dividend reinvestment for 2025, resulting in 758 indirect shares in the plan.
Lakeland Financial Corp. insider Donovan James Rickard, SVP and General Counsel, reported multiple transactions in company common stock. On February 3, 2026, he acquired 1,802 shares at $0, bringing his directly held stake to 14,438 shares.
On February 2, 2026, he acquired an additional 1,275 shares at $0 and disposed of 945 shares at $60.76, resulting in 14,768 directly owned shares after those transactions. Separately, on December 31, 2025, 37 shares were acquired at $61.96 in a 401(k) plan, described as salary redirection and/or dividend reinvestment for 2025, taking his indirect 401(k) holdings to 1,168 shares.
Lakeland Financial Corporation Senior Vice President Donald Robinson-Gay reported several common stock transactions. On February 3, 2026, he acquired 2,800 shares at $0 per share, bringing his directly held stake in this line to 7,774 shares. On February 2, 2026, he acquired an additional 1,275 shares at $0, then reported a disposition of 939 shares at $60.76, leaving 8,110 shares directly held after that series of moves. Separately, on December 31, 2025, 25 shares were added at $61.96 through an indirect holding in a 401(k) plan, with a footnote explaining this reflected salary redirection and/or dividend reinvestment for 2025.
Lakeland Financial Corporation executive Stephanie R. Leniski, an Executive Vice President, reported several common stock transactions. On February 4, 2026, she sold 1,665 shares at $62.755 per share, leaving 8,355 common shares held directly afterward.
She also acquired 2,600 shares on February 3, 2026 and 1,417 shares on February 2, 2026, each at a stated price of $0. A transaction coded "F" on February 2, 2026 involved 792 shares at $60.76 per share. Separately, on December 31, 2025, 754 shares were added indirectly to a 401(k) plan at $61.96 per share, described as salary redirection and/or dividend reinvestment, bringing that indirect holding to 9,277 shares.
LAKELAND FINANCIAL CORP executive Lisa M. O'Neill, EVP & CFO, reported several common stock transactions. On February 3, 2026, she acquired 2,600 shares at $0, bringing her direct holdings to 36,966 shares. On February 2, 2026, she sold 2,900 shares at $60.74, acquired 2,047 shares at $0, and had 1,585 shares withheld at $60.76. Separately, on December 31, 2025, 535 shares were added to a 401(k) plan at $61.96, described as salary redirection and/or dividend reinvestment, leaving 4,289 shares held indirectly in the plan.