Lakeland Financial (LKFN) Director Reports 296-Share Purchase on Form 4

Rhea-AI Filing Summary

Insider purchase reported: Lakeland Financial Corp director Robert E. Bartels Jr. purchased 296 shares of LKFN common stock on 09/08/2025 at a price of $67.7673 per share. After the transaction he beneficially owns 29,726 shares directly. The Form 4 was signed by an attorney-in-fact, Becka J. Turnbow, on 09/08/2025.

Positive

• Director purchase disclosed: 296 shares purchased and reported on Form 4, showing insider buying activity.
• Proper reporting: Transaction date, price, and resulting direct ownership are explicitly provided and signed.

Negative

• None.

Insights

Financial Analyst

TL;DR: A director made a small open-market purchase of LKFN shares; transaction is factual but not clearly material.

The Form 4 documents a 296-share purchase at $67.7673, increasing the director's direct holdings to 29,726 shares. The size of the purchase is explicitly stated and appears modest relative to the total holding reported. No additional financial metrics, plans, or derivative activity are disclosed, limiting assessment of market impact.

Corporate Governance Expert

TL;DR: Director transaction disclosed and properly reported; signature executed by attorney-in-fact.

The filing shows compliance with Section 16 reporting: the reporter is identified as a director and the transaction is reported with date and price. The Form 4 bears a signature by an attorney-in-fact, Becka J. Turnbow, on the same transaction date. There are no indications of coordinated group filings or additional related-party disclosures in this document.

Insider Trade Summary

Net Buyer: 296 shares

Net Buy 1 txn

Insider BARTELS ROBERT E JR

Role Director

Bought 296 shs ($20K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	296	$67.7673	$20K

Holdings After Transaction: Common Stock — 29,726 shares (Direct)

FAQ

What transaction did LKFN director Robert E. Bartels Jr. report on Form 4?

He reported a purchase of 296 shares of LKFN common stock on 09/08/2025 at $67.7673 per share.

How many LKFN shares does Robert E. Bartels Jr. own after this trade?

Following the reported transaction he beneficially owns 29,726 shares directly.

Who signed the Form 4 for this LKFN transaction?

The Form 4 is signed by an attorney-in-fact, Becka J. Turnbow, dated 09/08/2025.

Was the transaction in LKFN stock a purchase or a sale?

It was a purchase (reported with transaction code P) of 296 shares.

Does the Form 4 show any derivative transactions or amendments?

No derivative securities or amendments are reported in this Form 4; Table II is empty and no amendment date is provided.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 09/09/2025 - 10:47 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BARTELS ROBERT E JR

(Last) (First) (Middle)

LAKELAND FINANCIAL CORPORATION

P.O. BOX 1387

(Street)

WARSAW IN 46581-1387

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/08/2025		P		296	A	$67.7673	29,726	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Becka J. Turnbow, Attorney-in-Fact	09/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.