Welcome to our dedicated page for LAKELAND FINANCIAL SEC filings (Ticker: LKFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Lakeland Financial Corp director M. Scott Welch reported an open-market purchase of 10,000 shares of Common Stock of LKFN. The shares were bought at $57.95 per share and are held indirectly through an LLP. Following this transaction, indirect ownership stands at 49,000 shares.
Lakeland Financial Corporation, parent of Lake City Bank, is a community-focused bank holding company headquartered in Warsaw, Indiana, with consolidated assets of $7.0 billion and 55 branches across 15 counties as of December 31, 2025. The company emphasizes commercial and consumer banking, treasury management, and wealth services, and operates as a single reportable segment.
Growth has been driven entirely by organic expansion, particularly into larger Northern Indiana cities and the Indianapolis market, rather than mergers and acquisitions. Shares outstanding totaled 25,266,503 as of February 19, 2026, and both the company and bank report capital levels above “well capitalized” Basel III standards, including compliance with the capital conservation buffer.
The filing highlights a strong human capital focus, with 701 employees, extensive in-house training (21 hours of instructor-led learning per employee in 2025), and notable gender and diversity representation in officer, executive, and board roles. Key risk discussions center on interest rate shifts, inflation, commercial and industrial and commercial real estate exposures, agri-business concentration, liquidity management, and an evolving regulatory environment covering capital, liquidity, cybersecurity, consumer protection, and anti-money laundering.
LAKELAND FINANCIAL CORP director sells shares
Director Bradley J. Toothaker reported an open-market sale of 5,685 shares of Lakeland Financial Corp common stock at an average price of $58.3628 per share. After this transaction, he directly holds 20,178 shares of the company’s common stock.
Morgan Stanley Smith Barney LLC submitted a Form 144 notice of proposed sales related to LKFN securities through broker-dealer activity. The notice lists multiple private acquisitions with specific sale-quantity lines such as 650 shares on 07/10/2024 and other dated lots including 485 shares on 01/17/2020.
The filing names Morgan Stanley Smith Barney LLC as the broker and enumerates several lots acquired from the issuer on dates between 01/17/2020 and 01/14/2025
State Street Corporation reported beneficial ownership of 1,274,040 shares of Lakeland Financial Corp common stock, representing 5% of the class as of the reported date. State Street has shared voting power over 178,627 shares and shared dispositive power over all 1,274,040 shares, with no sole voting or dispositive power.
The shares are held in the ordinary course of business and are not intended to change or influence control of Lakeland Financial. Several State Street investment management subsidiaries are identified as the relevant entities involved in acquiring and holding these securities.
Lakeland Financial Corp director M. Scott Welch reported receiving 505 phantom stock units on February 5, 2026, coded as an acquisition. The units are valued at $62.10 per phantom share. Each phantom unit converts into one share of common stock after his retirement from the board and expires at that time. Following this grant, Welch directly holds 60,818 derivative securities tied to Lakeland Financial common stock.
Lakeland Financial Corporation director Brian J. Smith received a grant of phantom stock units. On 02/05/2026, he acquired 173 phantom stock units at $62.10 each, bringing his total derivative holdings to 20,911 phantom stock units.
Each phantom stock unit is linked one-for-one to a share of Lakeland Financial common stock. The phantom stock becomes exercisable after Smith retires from the board and will expire after his retirement as a director.
Lakeland Financial Corporation director Blake Augsburger reported a grant of derivative compensation in the form of phantom stock. On February 5, 2026, he acquired 160 phantom stock units at a reference price of $62.10 per unit. Each phantom unit is designed to convert into one share of Lakeland Financial common stock. The award increased his reported derivative holdings to 19,339 phantom stock units, held directly. The phantom stock becomes exercisable after his retirement from the board and, according to the disclosure, the phantom shares also expire upon his retirement as a director.
Lakeland Financial Corporation director Bradley J. Toothaker received an award of 158 phantom stock units on February 5, 2026 at $62.10 per unit. Each phantom unit is economically tied to one share of common stock.
After this grant, Toothaker beneficially owns 19,025 phantom stock units directly. The phantom stock becomes exercisable only after his retirement from the board and expires after he retires as a director.
Lakeland Financial Corporation director Christian Darrianne P reported an award of 45 phantom stock units on February 5, 2026. Each phantom unit represents one share of Lakeland Financial common stock and was valued at $62.10 per unit for this grant.
After this transaction, the director beneficially owns 5,435 phantom stock units on a direct basis. The phantom stock becomes exercisable after the director’s retirement from the board and expires once that board service ends, tying the award to long-term board tenure.