Lakeland Financial (LKFN) SVP Kyra Clark reports multiple stock trades

Rhea-AI Filing Summary

Lakeland Financial Corporation senior vice president Kyra E. Clark reported several stock transactions in early February 2026. She acquired 1,802 shares of common stock on February 3, 2026 and 1,275 shares on February 2, 2026, both at a reported price of $0 per share. Also on February 2, 2026, a separate transaction coded "F" shows the disposition of 1,045 shares at $60.76 per share. After these transactions, she directly owned 11,646 shares of Lakeland Financial common stock.

Insights

Equity compensation and governance analyst

Routine officer equity transactions with modest size and neutral impact.

The filing shows Senior Vice President Kyra E. Clark acquiring Lakeland Financial common stock in two transactions at a stated price of $0 per share, alongside one transaction coded "F" disposing of shares at $60.76. These patterns are typical of equity-related activity for executives.

Following all reported moves, she directly held 11,646 shares, which remains a relatively small and company-specific figure with no broader context provided. Based on the information disclosed, these transactions appear routine and are unlikely to materially affect the overall investment thesis for Lakeland Financial.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Clark Kyra E

(Last) (First) (Middle)

LAKELAND FINANCIAL CORPORATION

P.O. BOX 1387

(Street)

WARSAW IN 46581-1387

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LAKELAND FINANCIAL CORP [ LKFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/03/2026		A		1,802	A	$0	11,416	D
Common Stock	02/02/2026		A		1,275	A	$0	12,691	D
Common Stock	02/02/2026		F		1,045	D	$60.76	11,646	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Becka J. Turnbow, Attorney-in-Fact	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did LKFN executive Kyra E. Clark report?

Kyra E. Clark reported acquiring Lakeland Financial common stock in two transactions and disposing of shares in one. She received 1,802 shares on February 3, 2026 and 1,275 shares on February 2, 2026, then disposed of 1,045 shares on February 2, 2026 in a transaction coded "F."

How many Lakeland Financial (LKFN) shares does Kyra E. Clark now own?

After the reported transactions, Kyra E. Clark directly owns 11,646 shares of Lakeland Financial common stock. This figure reflects her holdings following the February 2–3, 2026 acquisitions and the February 2, 2026 disposition coded "F" at a reported price of $60.76 per share.

What prices were reported for Kyra E. Clark’s LKFN stock transactions?

The acquisitions on February 2 and 3, 2026 were reported at a price of $0 per share. The disposition on February 2, 2026, coded "F", involved 1,045 shares at a reported price of $60.76 per share, according to the Form 4 transaction table.

What does transaction code "F" signify in Kyra E. Clark’s LKFN Form 4?

The Form 4 lists one transaction for Kyra E. Clark with the code "F" on February 2, 2026, showing the disposition of 1,045 shares at $60.76 per share. While "F" is a standard SEC transaction code, the filing excerpt does not further describe its specific purpose here.

Is Kyra E. Clark a major shareholder of Lakeland Financial (LKFN)?

The Form 4 identifies Kyra E. Clark as a senior vice president, not a 10% owner. After the reported transactions, she directly holds 11,646 common shares. The document does not provide total outstanding share data for comparison to assess her ownership as a percentage.

Were Kyra E. Clark’s LKFN transactions direct or through another entity?

All reported transactions for Kyra E. Clark are marked as directly held, with the ownership form listed as "D" and no separate nature of indirect beneficial ownership disclosed. The footnote section included in the excerpt does not add any additional attribution details.