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Lloyds Banking Group plc has updated investors on its share capital and voting rights. As at 30 January 2026, the company has 59,008,437,233 ordinary shares of 10p each in issue with full voting rights, including those represented by American Depositary Receipts. No shares are held in treasury, so this entire figure can be used by shareholders as the denominator when calculating whether they must disclose holdings or changes in holdings under the UK Financial Conduct Authority's Disclosure Guidance and Transparency Rules.
Lloyds Banking Group plc has updated investors on its share capital and voting rights. As at 30 January 2026, the company has 59,008,437,233 ordinary shares of 10p each in issue with full voting rights, including those represented by American Depositary Receipts. No shares are held in treasury, so this entire figure can be used by shareholders as the denominator when calculating whether they must disclose holdings or changes in holdings under the UK Financial Conduct Authority's Disclosure Guidance and Transparency Rules.
Lloyds Banking Group plc is launching a share buyback programme to repurchase up to £1.75 billion of its ordinary shares. The programme starts on 30 January 2026 and will run until no later than 31 December 2026, with the sole purpose of reducing the company’s ordinary share capital.
Lloyds has appointed Goldman Sachs International to execute the buyback independently, buying shares as principal and then selling them to the company for cancellation. The programme operates under existing shareholder authority to repurchase up to 6,059,214,381 ordinary shares and remains subject to the continuing approval of the Prudential Regulatory Authority. No repurchases will be made in the United States or in respect of American Depositary Receipts.
Lloyds Banking Group plc has changed the composition of its Board Risk Committee. The company announced that Chris Vogelzang, currently a Non-Executive Director, will be appointed as a member of the Board Risk Committee with effect from 1 April 2026. This update was provided in a Form 6-K report filed under the Securities Exchange Act, reflecting an adjustment in the governance structure overseeing risk at the Group.
Lloyds Banking Group has filed a Form 6-K updating investors on a wide range of risks that could materially affect its earnings, capital and strategy. The Group outlines vulnerabilities to UK and global economic conditions, market volatility, liquidity and funding pressures, credit quality deterioration, and fair-value swings on financial assets.
The filing highlights extensive regulatory, legal and conduct risks. Lloyds has recognised a total £1,950 million provision for potential UK motor finance commission redress following an FCA consultation and a key Supreme Court ruling, noting that the ultimate cost could differ materially. Additional risks span cyber security, AI and other new technologies, operational resilience, ESG and climate transition, insurance and pension exposures, and potential UK bank resolution actions that could impose losses on creditors.
Lloyds Banking Group plc provides an updated view of its capital structure as at 31 December 2025. The Group reports ordinary shareholders’ equity of £41,721 million, other equity instruments of £5,947 million and non-controlling interests of £199 million, giving total equity of £47,867 million.
Total indebtedness is £92,408 million, including subordinated liabilities of £9,894 million and total debt securities of £82,514 million. Overall capitalisation and indebtedness stand at £140,275 million. Most indebtedness is unsecured, apart from £17.6 billion of securitisation notes and covered bonds and £0.7 billion of debt securities issued by asset-backed conduits.
The Group notes it is due to redeem CHF 215 million of debt securities on 2 February 2026, and that there have been no issuances or redemptions of debt securities, subordinated liabilities or other equity instruments since 31 December 2025, with no material change in the capitalisation figures.
Lloyds Banking Group plc provides an updated view of its capital structure as at 31 December 2025. The Group reports ordinary shareholders’ equity of £41,721 million, other equity instruments of £5,947 million and non-controlling interests of £199 million, giving total equity of £47,867 million.
Total indebtedness is £92,408 million, including subordinated liabilities of £9,894 million and total debt securities of £82,514 million. Overall capitalisation and indebtedness stand at £140,275 million. Most indebtedness is unsecured, apart from £17.6 billion of securitisation notes and covered bonds and £0.7 billion of debt securities issued by asset-backed conduits.
The Group notes it is due to redeem CHF 215 million of debt securities on 2 February 2026, and that there have been no issuances or redemptions of debt securities, subordinated liabilities or other equity instruments since 31 December 2025, with no material change in the capitalisation figures.
Lloyds Banking Group reports stronger 2025 results, with statutory profit before tax of £6,661 million, up 12% on 2024. Profit after tax rose to £4,757 million and basic earnings per share increased to 7.0 pence from 6.3 pence.
Total income grew 8% to £19,422 million, driven by an 8% rise in net interest income to £13,230 million and higher other income, including a 56% increase in the insurance service result. Operating expenses were £11,966 million and the impairment charge rose to £795 million from £431 million.
Total assets reached £944.1 billion and customer deposits £496.5 billion. The common equity tier 1 ratio edged down to 14.0%, while risk‑weighted assets increased to £235.5 billion. The ordinary dividend for 2025 totals 3.65 pence per share, up 15%, and the Board plans an ordinary share buyback of up to £1.75 billion, taking total 2025 capital return to up to £3.9 billion.
Lloyds Banking Group reported strong 2025 full-year results, with statutory profit before tax of £6.7 billion, up 12% year-on-year, and net income of £18.3 billion, up 7%. Return on tangible equity reached 12.9%, or 14.8% excluding a motor finance commission charge.
Underlying net interest income grew 6% to £13.6 billion on a 3.06% banking net interest margin, while underlying other income rose 9% to £6.1 billion. Loans increased 5% to £481.1 billion and customer deposits 3% to £496.5 billion. The pro forma CET1 ratio was 13.2%, or 14.0% before buyback accruals.
The Board plans total 2025 capital returns of up to £3.9 billion, including an ordinary dividend of 3.65p per share (up 15%) and a share buyback of up to £1.75 billion. For 2026, Lloyds targets underlying net interest income of about £14.9 billion, a cost-to-income ratio below 50%, asset quality ratio around 25 basis points, capital generation above 200 basis points and return on tangible equity above 16%, while managing CET1 towards roughly 13.0%.
Lloyds Banking Group plc provides an update on shares reserved for its employee and executive share plans following a change to the UK Listing Rules that removes the block listing regime. The company lists the ordinary shares of 10p each that were previously block listed and remain unallotted under these plans at the time of the announcement.
Unallotted balances include 59,782,991 Shares under the Lloyds Banking Group Sharesave Scheme (2017), 53,464,609 Shares under the Share Incentive Plan, 9,656,123 Shares under the Executive Group Ownership Share Plan, 70,000,000 Shares under the Deferred Bonus Plan (2021), and 108,100,000 Shares under the Long Term Share Plan (2020). The company states that these Shares will be allotted to plan participants in line with plan terms and that such allotments will be announced no later than 60 days after they occur.
Lloyds Banking Group plc provides an update on shares reserved for its employee and executive share plans following a change to the UK Listing Rules that removes the block listing regime. The company lists the ordinary shares of 10p each that were previously block listed and remain unallotted under these plans at the time of the announcement.
Unallotted balances include 59,782,991 Shares under the Lloyds Banking Group Sharesave Scheme (2017), 53,464,609 Shares under the Share Incentive Plan, 9,656,123 Shares under the Executive Group Ownership Share Plan, 70,000,000 Shares under the Deferred Bonus Plan (2021), and 108,100,000 Shares under the Long Term Share Plan (2020). The company states that these Shares will be allotted to plan participants in line with plan terms and that such allotments will be announced no later than 60 days after they occur.
Lloyds Banking Group plc filed a Form 6-K providing a six‑monthly block listing update for several employee share schemes for the period from 01 July 2025 to 31 December 2025. The Lloyds Banking Group Sharesave Scheme (2017) shows a balance of 164,546,685 unallotted securities at period end, after a 140,000,000 increase and 14,109,815 shares issued during the period. The Lloyds Banking Group Share Incentive Plan reports 57,145,780 unallotted securities after a 27,000,000 increase and 22,179,749 shares issued. The Executive Group Ownership Share Plan has 9,656,123 unallotted securities, the Deferred Bonus Plan (2021) has 70,000,000, and the Long Term Share Plan 2020 holds 108,100,000 unallotted securities at the end of the period.
Lloyds Banking Group plc filed a Form 6-K providing a six‑monthly block listing update for several employee share schemes for the period from 01 July 2025 to 31 December 2025. The Lloyds Banking Group Sharesave Scheme (2017) shows a balance of 164,546,685 unallotted securities at period end, after a 140,000,000 increase and 14,109,815 shares issued during the period. The Lloyds Banking Group Share Incentive Plan reports 57,145,780 unallotted securities after a 27,000,000 increase and 22,179,749 shares issued. The Executive Group Ownership Share Plan has 9,656,123 unallotted securities, the Deferred Bonus Plan (2021) has 70,000,000, and the Long Term Share Plan 2020 holds 108,100,000 unallotted securities at the end of the period.
Lloyds Banking Group plc reports its current voting share capital for regulatory transparency purposes. As at 31 December 2025, the company has 58,885,743,602 ordinary shares of 10p each in issue with rights to vote that are exercisable in all circumstances at general meetings, including shares represented by American Depositary Receipts. No shares are held in treasury, meaning all issued shares carry voting rights. Shareholders can use this total as the reference figure when calculating whether changes in their holdings trigger disclosure obligations under the Financial Conduct Authority's rules.
Lloyds Banking Group plc reports its current voting share capital for regulatory transparency purposes. As at 31 December 2025, the company has 58,885,743,602 ordinary shares of 10p each in issue with rights to vote that are exercisable in all circumstances at general meetings, including shares represented by American Depositary Receipts. No shares are held in treasury, meaning all issued shares carry voting rights. Shareholders can use this total as the reference figure when calculating whether changes in their holdings trigger disclosure obligations under the Financial Conduct Authority's rules.