Lemonade director granted 2,848 RSUs

Schwartz Debra reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Schwartz Debra reported acquisition or exercise transactions in this Form 4 filing.

Lemonade, Inc. director Debra Schwartz received an equity grant in the form of restricted stock units. She was awarded 2,848 RSUs, each representing a contingent right to receive one share of Lemonade common stock at no cash cost per share.

According to the grant terms, these RSUs will vest and become exercisable on the earlier of the day immediately preceding the first annual meeting following the grant date or June 3, 2027. After this award, Schwartz’s direct holdings reported in this filing total 24,415 shares of common stock.

Insider Trade Summary

Grant/Award: 2,848 shares

Grant/Award 1 txn

Insider Schwartz Debra

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON STOCK	2,848	$0.00	$0.00

Holdings After Transaction: COMMON STOCK — 24,415 shares (Direct)

Footnotes (1)

1. F1. Represents an award of restricted stock units, which will vest and become exercisable on the earlier of (i) the day immediately preceding the date of the first annual meeting following the date of the grant and (ii) June 3, 2027. Each restricted stock unit represents a contingent right to receive one share of the Issuer's common stock.

Key Figures

RSU grant size: 2,848 shares Grant price: $0.00 per share Holdings after transaction: 24,415 shares +1 more

4 metrics

RSU grant size 2,848 shares Restricted stock units awarded to Debra Schwartz

Grant price $0.00 per share Price per share for RSU award

Holdings after transaction 24,415 shares Common stock directly held after RSU grant

Latest vesting date June 3, 2027 Latest possible vesting date for RSU award

Key Terms

restricted stock units, annual meeting, contingent right

3 terms

restricted stock units financial

"Represents an award of restricted stock units, which will vest and become exercisable"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

annual meeting financial

"on the earlier of (i) the day immediately preceding the date of the first annual meeting"

A company's annual meeting is a yearly gathering where owners (shareholders) and the board review performance, ask questions, and vote on key matters like electing directors, approving auditor choices, and sometimes setting pay or dividend policies. For investors it matters because decisions made and votes cast can change who runs the company, influence strategy and payouts, and affect the value or direction of their investment—similar to a homeowners’ meeting where rules and leaders that shape your property’s value are decided.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share"

FAQ

What insider transaction did Lemonade (LMND) report for director Debra Schwartz?

Lemonade reported that director Debra Schwartz received a grant of 2,848 restricted stock units. Each RSU represents a contingent right to receive one share of Lemonade common stock, increasing her direct reported holdings to 24,415 shares following the award.

How many Lemonade (LMND) shares did Debra Schwartz acquire in this Form 4?

Debra Schwartz acquired 2,848 shares in the form of restricted stock units. These RSUs are granted at a price of $0.00 per share and convert into common stock upon vesting, subject to the specific vesting schedule described in the award terms.

What is the vesting schedule for Debra Schwartz’s Lemonade (LMND) RSU grant?

The 2,848 restricted stock units will vest on the earlier of two dates. Vesting occurs either the day immediately preceding the first annual meeting following the grant date or on June 3, 2027, at which point they become exercisable into common shares.

How many Lemonade (LMND) shares does Debra Schwartz hold after this RSU award?

Following the RSU grant, Debra Schwartz is reported as directly holding 24,415 shares of Lemonade common stock. This figure reflects her position after the 2,848-share restricted stock unit award disclosed in the Form 4 filing with the U.S. Securities and Exchange Commission.

Does Debra Schwartz pay cash for the Lemonade (LMND) RSUs reported in this filing?

No cash payment is indicated for this award, as the RSUs have a reported price of $0.00 per share. Restricted stock units are typically granted as part of director or executive compensation packages and convert into actual shares upon vesting.

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Accepted by SEC EDGAR 06/05/2026 - 05:15 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Debra

(Last) (First) (Middle)

5 CROSBY STREET

3RD FLOOR

(Street)

NEW YORK NEW YORK 10013

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Lemonade, Inc. [ LMND ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	06/03/2026		A		2,848(1)	A	$0	24,415	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an award of restricted stock units, which will vest and become exercisable on the earlier of (i) the day immediately preceding the date of the first annual meeting following the date of the grant and (ii) June 3, 2027. Each restricted stock unit represents a contingent right to receive one share of the Issuer's common stock.

Remarks:

	/s/ Timothy Bixby, Attorney-in-Fact for Debra Schwartz	06/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)