Welcome to our dedicated page for Lemonade SEC filings (Ticker: LMND), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Lemonade, Inc. (NYSE: LMND) SEC filings, offering a view into how the digital insurer reports its business, risks, and governance. Lemonade operates full stack insurance carriers in the US and EU and offers renters, homeowners, car, pet, and life insurance powered by artificial intelligence and social impact. Its filings with the U.S. Securities and Exchange Commission detail financial results, material agreements, and board-level changes.
Investors can review current and historical reports such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which include discussions of risk factors like profitability, reinsurance availability, regulatory oversight, reliance on artificial intelligence and telematics, catastrophe exposure, and its status as a public benefit corporation and Certified B-Corp. These reports also describe how Lemonade uses technology, data, and reinsurance to support its property and casualty insurance operations.
Current reports on Form 8-K highlight specific events, including earnings announcements via shareholder letters, entry into material definitive agreements such as its reinsurance program with reinsurers Hannover Ruck SE and MAPFRE Re, and appointments of new directors to the board. These filings outline key terms of reinsurance arrangements, changes in quota share levels, and compensation structures for non-employee directors.
On Stock Titan, Lemonade’s SEC filings are updated in near real time as they appear on EDGAR. AI-powered summaries help explain lengthy documents by extracting the main points from 10-K and 10-Q reports, clarifying complex risk disclosures and business descriptions. Users can also review Form 8-K items related to results of operations, governance changes, and material contracts, as well as monitor other filing types and any reported insider-related information through the underlying SEC documents.
A shareholder of Lemonade, Inc. (LMND) has filed a Form 144 notice to potentially sell 18,930 shares of common stock through Fidelity Brokerage Services LLC on the NYSE. The filing lists an aggregate market value of about $1,377,536.10 for these shares, with 74,731,027 shares of common stock shown as outstanding and an approximate sale date of 11/20/2025. The shares to be sold were acquired mainly through restricted stock vesting and a stock option exercise between 2023 and 2024. Over the past three months, the same seller, John S. Peters, previously sold 2,718 shares of common stock for gross proceeds of $136,830.37, according to this notice.
Lemonade, Inc. (LMND): SoftBank Group Capital Ltd filed an amended Schedule 13G reporting beneficial ownership of 3,563,924 shares of common stock, representing 4.8% of the class as of September 30, 2025, based on 74,731,027 shares outstanding as of November 4, 2025.
SoftBank reports sole voting power over 3,563,924 shares and sole dispositive power over 3,563,924 shares, with no shared power. The filing notes the joint investment committee to which SoftBank had delegated voting and dispositive power was dissolved on March 31, 2023.
Lemonade, Inc. (LMND) disclosed insider activity by its Chief Financial Officer, Timothy E. Bixby. On 11/07/2025, he made a charitable gift of 6,000 shares of common stock at $0. On 11/11/2025, he sold 30,000 shares indirectly held by the Timothy E. Bixby Family Trust at a price of $75.51 per share.
Following these transactions, Bixby beneficially owned 254,487 shares directly. Indirect holdings held by the Trust were 0 shares after the sale.
Lemonade, Inc. (LMND) reported insider activity by COO Adina Eckstein on Form 4. She exercised stock options at $27.35 and sold the resulting shares in open‑market transactions.
On Nov 7, 2025, she exercised 20,000 options and sold 20,000 shares at $72.04, then exercised another 20,000 and sold 20,000 at $74.00. On Nov 10, 2025, she exercised 5,988 options and sold 5,988 shares at $78.00. Following these transactions, she held 227,987 shares directly.
The exercised options carried a $27.35 exercise price, are noted as fully vested, and are listed with an expiration of Apr 5, 2032.
Lemonade, Inc. (LMND) disclosed an insider transaction by CEO and Director Daniel Schreiber. On 11/11/2025, he reported a gift (Code G) of 35,000 shares of common stock at a reported price of $0, described as a transfer to a third party with no value received. Following the gift, Schreiber’s beneficial ownership stands at 24,327 shares, held directly.
Lemonade, Inc. (LMND) — Form 144 notice of proposed sale: A holder filed to sell 30,000 shares of Common Stock through Charles Schwab Corporation, with an aggregate market value of $2,265,144.00. The filing lists an approximate sale date of 11/11/2025 on the NYSE.
The filing shows 74,731,027 shares outstanding. It also discloses a prior sale in the past three months: 2,906 shares sold on 09/03/2025 by Timothy Bixby for $146,294.73.
LMND filed a Form 144 notice for a proposed sale of 5,988 shares of common stock. The filing lists an aggregate market value of $467,064.00, with Fidelity Brokerage Services LLC as broker, an approximate sale date of 11/10/2025, and trading on the NYSE. Shares outstanding were 74,731,027 as of the filing; this is a baseline figure, not the amount being sold.
The filing also reports activity in the prior three months: Adina Eckstein sold 40,000 common shares on 11/07/2025 for gross proceeds of $2,920,868.00. The securities to be sold were acquired via an option granted on 04/05/2022 and paid in cash on 11/10/2025.
A holder of Lemonade, Inc. (LMND) common stock filed a Form 144 for a proposed sale of 20,000 shares. The filing lists an aggregate market value of $1,480,000 and identifies Fidelity Brokerage Services LLC as the broker. The approximate sale date is 11/07/2025, and the shares are listed on the NYSE.
The shares relate to options granted on 04/05/2022, acquired on 11/07/2025, with cash payment to the issuer. Shares outstanding were 74,731,027; this is a baseline figure, not the amount being offered.
LMND filed a Form 144 notice indicating a planned sale of 20,000 shares of common stock. The filing lists Fidelity Brokerage Services LLC as broker, an approximate sale date of 11/07/2025, and the NYSE as the exchange. The filing states an aggregate market value of $1,440,867.79 for the shares covered.
The securities were acquired via an option granted on 04/05/2022, with cash payment dated 11/07/2025 for the 20,000 shares. Shares outstanding were 74,731,027; this is a baseline figure, not the amount being sold.
Lemonade (LMND) reported Q3 2025 results with total revenue of $194.5 million, up from $136.6 million a year ago, as net earned premium rose to $140.0 million. The company’s net loss narrowed to $37.5 million from $67.7 million, and loss per share improved to $0.51 from $0.95.
Cash, cash equivalents and restricted cash were $355.5 million as of September 30, 2025, compared with $385.7 million at year-end 2024. Investments increased to $705.3 million. Borrowings under the customer investment financing agreement rose to $139.0 million. Shares outstanding were 74,731,027 as of November 4, 2025.
Lemonade recorded favorable prior-year reserve development of $18.9 million year-to-date and recognized wildfire-related net incurred loss of $19.9 million for January 2025 events, alongside a $6.9 million California FAIR Plan assessment. The quota-share reinsurance program was renewed effective July 1, 2025 at an approximately 20% cession rate, down from 55% in the prior period, with other terms similar.
FAQ
What is the current stock price of Lemonade (LMND)?
What is the market cap of Lemonade (LMND)?
