Lincoln National (NYSE: LNC) CIO awarded 18,704 restricted stock units

Rhea-AI Filing Summary

Lincoln National Corporation reported that EVP and Chief Information Officer Jennifer Charters acquired 18,704 shares of common stock on a grant basis. The award is in the form of restricted stock units that represent a contingent right to receive Lincoln National common shares and carries no purchase price.

The restricted stock units vest on February 19, 2029. After this grant, Charters directly holds 37,496 common shares, which includes 875 shares acquired through dividend reinvestment since her last report.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Charters Jennifer

(Last) (First) (Middle)

150 N. RADNOR CHESTER ROAD

(Street)

RADNOR PA 19087

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026		A		18,704(1)	A	$0	37,496(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of restricted stock units representing a contingent right to receive shares of LNC common stock. The restricted stock units vest on February 19, 2029.

2. Includes 875 shares acquired through dividend reinvestment since the reporting person's last report.

Remarks:

	/s/ Claire H. Hanna, Attorney-in-Fact	02/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Lincoln National (LNC) report for Jennifer Charters?

Lincoln National reported that EVP and Chief Information Officer Jennifer Charters received a grant of 18,704 restricted stock units in common stock, with no cash paid per share, increasing her direct holdings to 37,496 shares including prior dividend reinvestment.

When do Jennifer Charters’ new Lincoln National (LNC) restricted stock units vest?

The 18,704 restricted stock units granted to Jennifer Charters vest on February 19, 2029. Vesting means she will receive Lincoln National common shares at that time, assuming grant conditions are satisfied according to the company’s equity award terms.

How many Lincoln National (LNC) shares does Jennifer Charters own after this Form 4?

After the reported grant, Jennifer Charters directly owns 37,496 Lincoln National common shares. This total includes 875 shares that were accumulated through dividend reinvestment since her previous ownership report filed with regulators.

What type of security was granted to Jennifer Charters by Lincoln National (LNC)?

Jennifer Charters was granted restricted stock units representing a contingent right to receive Lincoln National common stock. These units convert into actual shares upon vesting on February 19, 2029, rather than being purchased on the open market.

Did Jennifer Charters buy or sell Lincoln National (LNC) shares in this transaction?

Jennifer Charters did not buy or sell shares on the market in this filing. She acquired 18,704 shares through a grant of restricted stock units, categorized as a grant, award, or other acquisition at a reported price of $0.0000 per share.