STOCK TITAN

Lincoln National (LNC) director awarded 1,272.98 phantom stock units in board compensation

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

LINCOLN NATIONAL CORP director Reginald E. Davis received a grant of phantom stock units as part of his board compensation. On this Form 4, he was awarded 1,272.98 Phantom Stock Units tied to LNC Common Stock, reported at a reference price of $35.35 per unit.

The award represents quarterly payment of his board retainer and fees under the Deferred Compensation Plan for Non-employee Directors, credited to the LNC Stock Fund and payable only in shares of LNC Common Stock upon resignation or retirement. After this grant and dividend reinvestment, he now holds 31,291.89 phantom stock units, including 355.68 units acquired through dividend reinvestment since his last report.

Positive

  • None.

Negative

  • None.
Insider Davis Reginald E
Role null
Type Security Shares Price Value
Grant/Award Phantom Stock Unit 1,272.98 $35.35 $45K
Holdings After Transaction: Phantom Stock Unit — 31,291.89 shares (Direct, null)
Footnotes (1)
  1. Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock. Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Directors' DCP at any time. Includes 355.68 shares acquired through dividend reinvestment since the reporting person's last report.
Phantom stock units granted 1,272.98 units Quarterly board retainer grant
Reference price per phantom unit $35.35 per unit Reported transaction price
Total phantom units after grant 31,291.89 units Holdings following transaction
Dividend reinvestment units 355.68 units Acquired since last report via dividend reinvestment
Phantom Stock Unit financial
"Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock."
Deferred Compensation Plan financial
"accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP")"
A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.
dividend reinvestment financial
"Includes 355.68 shares acquired through dividend reinvestment since the reporting person's last report."
Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Davis Reginald E

(Last)(First)(Middle)
150 NORTH RADNOR CHESTER ROAD

(Street)
RADNOR PENNSYLVANIA 19087

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock Unit(1)06/30/2026A1,272.98 (2) (2)Common Stock1,272.98$35.3531,291.89(3)D
Explanation of Responses:
1. Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.
2. Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Directors' DCP at any time.
3. Includes 355.68 shares acquired through dividend reinvestment since the reporting person's last report.
Remarks:
/s/ Claire H. Hanna, Attorney-in-Fact07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Lincoln National (LNC) director Reginald E. Davis report on this Form 4?

Reginald E. Davis reported receiving 1,272.98 Phantom Stock Units as a compensation grant. These units are tied to Lincoln National common shares and reflect quarterly board retainer and fees credited under the company’s deferred compensation plan for non-employee directors.

How many Lincoln National phantom stock units does Reginald E. Davis hold after this transaction?

After this transaction, Reginald E. Davis holds 31,291.89 Phantom Stock Units. This total includes both the new 1,272.98-unit grant and additional phantom units accumulated through prior awards and dividend reinvestment since his earlier ownership report.

What is a Phantom Stock Unit in the context of Lincoln National (LNC)?

Each Phantom Stock Unit is the equivalent of one share of Lincoln National common stock. The units track the value of the underlying shares and are ultimately payable in actual LNC common stock rather than in cash when the director leaves the board.

When will Reginald E. Davis receive Lincoln National common stock for these phantom units?

The phantom stock units are payable solely in shares of Lincoln National common stock at Davis’s resignation or retirement. Until then, they accumulate within the deferred compensation plan’s LNC Stock Fund investment account, mirroring the performance of the underlying common shares.

How were the new phantom stock units for Reginald E. Davis valued in this Form 4?

The 1,272.98 newly awarded Phantom Stock Units were reported at a price of $35.35 per unit. This reference price aligns each phantom unit’s value with Lincoln National common stock for reporting and accounting under the company’s director compensation arrangements.

Did dividend reinvestment affect Reginald E. Davis’s Lincoln National phantom unit holdings?

Yes. The filing notes that Davis’s phantom stock holdings include 355.68 units acquired through dividend reinvestment. These additional phantom units accumulated since his last report as dividends on the underlying Lincoln National stock were reinvested into the deferred compensation plan.