Welcome to our dedicated page for El Pollo Loco Ho SEC filings (Ticker: LOCO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Rising chicken costs, shifting franchise royalties, and the secrets behind El Pollo Loco’s signature citrus-garlic marinade are scattered across hundreds of SEC pages. If dissecting all that sounds daunting, you’re not alone. El Pollo Loco’s filings weave together commodity risk tables, same-store sales metrics, and franchise fee disclosures that can overwhelm even seasoned analysts.
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El Pollo Loco Holdings reported steady Q3 results. Total revenue was $121.5 million (vs. $120.4 million a year ago), with company-operated restaurant revenue of $100.7 million, franchise revenue of $12.9 million, and franchise advertising fees of $7.9 million. Net income rose to $7.4 million from $6.2 million, and diluted EPS was $0.25 (vs. $0.21).
Operations remained disciplined: food and paper costs were $24.9 million, labor $30.6 million, and occupancy/other operating expenses $26.7 million. This produced operating income of $11.5 million. Interest expense declined to $1.1 million, and the effective tax rate was 28.8%. Year-to-date, revenue reached $366.5 million with net income of $19.9 million.
Liquidity improved: cash increased to $10.9 million, the revolver balance was $61.0 million at quarter-end, and the company subsequently paid down an additional $6.0 million, bringing borrowings to $55.0 million as of October 30, 2025. The company operated 174 company-owned and 324 franchised restaurants in the U.S., with eight licensed locations in the Philippines.
El Pollo Loco Holdings (LOCO) reported that it issued a press release with financial results for its third quarter ended September 24, 2025. The earnings press release was furnished as Exhibit 99.1. This current report is a standard disclosure of quarterly results availability.
El Pollo Loco Holdings insider sale by CFO Ira Fils: The filing reports a transaction dated 08/23/2025 in which the reporting person vested in 13,369 restricted shares of common stock. To satisfy tax obligations on vesting, the issuer retained 4,784 shares; the filing lists the issuer's closing share price on 08/23/2025 as $10.68 and indicates a transaction code of "F." After the reported disposition, the reporting person beneficially owned 115,837 shares, held directly. The Form 4 was signed by an attorney-in-fact on 08/25/2025. The document contains only the vesting and share-retention details and does not include additional commentary or other transactions.