Open Lending CFO granted 171,428 RSUs

Monaco Massimo reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Monaco Massimo reported acquisition or exercise transactions in this Form 4 filing.

Open Lending Corp's Chief Financial Officer, Massimo Monaco, reported an equity compensation grant of restricted stock units. He was awarded 171,428 restricted stock units, each representing a contingent right to receive one share of LPRO common stock. Following this grant, his reported direct holdings in restricted stock units total 428,938 units.

These new restricted stock units vest in four equal annual installments, beginning on March 15, 2027, meaning the award will become earned over time rather than immediately. The transaction was coded as a grant or award and did not involve any cash purchase or sale of shares.

Insider Trade Summary

Grant/Award: 171,428 shares

Grant/Award 1 txn

Insider Monaco Massimo

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	171,428	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 428,938 contracts (Direct)

Footnotes (2)

1. F1. Each restricted stock unit represents a contingent right to receive one share of LPRO common stock.
2. F2. These restricted stock units vest in four equal annual installments beginning on March 15, 2027.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Open Lending (LPRO) report for Massimo Monaco?

Open Lending’s Chief Financial Officer, Massimo Monaco, received a grant of 171,428 restricted stock units. The award increases his total reported direct restricted stock unit holdings to 428,938 units, aligning his compensation further with the company’s long-term stock performance.

How many restricted stock units did the LPRO CFO receive in this Form 4 filing?

The CFO received 171,428 restricted stock units. Each unit represents a contingent right to one share of Open Lending common stock, granted as equity compensation rather than a cash purchase, and subject to a multi-year vesting schedule starting in 2027.

When do Massimo Monaco’s new Open Lending restricted stock units vest?

The restricted stock units vest in four equal annual installments beginning on March 15, 2027. This structure spreads the earning of the award over several years, encouraging long-term retention and alignment with Open Lending’s ongoing performance and shareholder interests.

What does each restricted stock unit in the LPRO Form 4 represent?

Each restricted stock unit represents a contingent right to receive one share of Open Lending (LPRO) common stock. The units do not become actual shares until they vest over time, according to the specified four-year annual vesting schedule beginning March 15, 2027.

Did the Open Lending CFO buy or sell any shares in this Form 4?

No open-market buy or sell occurred; the Form 4 reports an equity award. The CFO acquired 171,428 restricted stock units as a grant, with no cash price per unit, to be settled in shares as the units vest over several years.

How many Open Lending restricted stock units does the CFO hold after this grant?

After this grant, the CFO is reported to directly hold 428,938 restricted stock units. This figure reflects his updated total equity-linked compensation position in Open Lending, all of which will convert to common shares only upon satisfaction of applicable vesting conditions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/20/2026 - 05:17 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Monaco Massimo

(Last) (First) (Middle)

C/O OPEN LENDING CORPORATION

1501 S. MOPAC EXPRESSWAY, SUITE 450

(Street)

AUSTIN TX 78746

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Open Lending Corp [ LPRO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/18/2026		A		171,428		(2)	(2)	Common Stock, par value $0.01 per share	171,428	$0	428,938	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of LPRO common stock.

2. These restricted stock units vest in four equal annual installments beginning on March 15, 2027.

Remarks:

	/s/ Ben Massey, as Attorney-in-Fact	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.