Lloyds Banking Group issues $2.5B in senior notes

Q: What new debt securities has LYG issued according to this Form 6-K?

Lloyds Banking Group has issued $1.25 billion of 5.203% Senior Callable Notes due 2032 and $1.25 billion of 5.696% Senior Callable Notes due 2037, both under its existing Form F-3ASR shelf registration.

Q: What are the key terms of LYG’s 2032 senior notes?

The 2032 notes have a total principal of $1,250,000,000 and a fixed coupon of 5.203%. They are issued as Senior Callable Fixed to Fixed Rate Notes, meaning they rank as senior debt and can be called under specified conditions.

Q: What are the key terms of LYG’s 2037 senior notes?

The 2037 notes have a total principal of $1,250,000,000 and a fixed coupon of 5.696%. They are also Senior Callable Fixed to Fixed Rate Notes, maturing in 2037 and callable by Lloyds according to the indenture terms.

Q: How is LYG registering these new notes with the SEC?

Lloyds is incorporating the notes into its existing Registration Statement on Form F-3ASR (File No. 333-287829). The Form 6-K files supporting documents, including a supplemental indenture and legal opinions, solely for that registration statement.

Q: Which key legal documents support LYG’s new note issuances?

Supporting documents include the Twenty-Fourth Supplemental Indenture with The Bank of New York Mellon entities and two legal opinions from CMS Cameron McKenna Nabarro Olswang LLP and Davis Polk & Wardwell London LLP, filed as exhibits 4.1, 5.1, and 5.2.

Lloyds Banking Group plc reports the issuance of two U.S. dollar senior debt instruments.

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Form Type

6-K

Rhea-AI Filing Summary

Lloyds Banking Group plc reports the issuance of two U.S. dollar senior debt instruments. The group has issued $1,250,000,000 aggregate principal amount of 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032 and a further $1,250,000,000 aggregate principal amount of 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037. Related legal and contractual documents, including a supplemental indenture and legal opinions, are being filed for incorporation into Lloyds’ automatic shelf Registration Statement on Form F-3ASR.

Key Figures

2032 Notes Principal: $1,250,000,000 2032 Notes Coupon: 5.203% 2037 Notes Principal: $1,250,000,000 +3 more

6 metrics

2032 Notes Principal $1,250,000,000 Aggregate principal amount of 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032

2032 Notes Coupon 5.203% Fixed interest rate on Senior Callable Fixed to Fixed Rate Notes due 2032

2037 Notes Principal $1,250,000,000 Aggregate principal amount of 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037

2037 Notes Coupon 5.696% Fixed interest rate on Senior Callable Fixed to Fixed Rate Notes due 2037

Registration Statement File Number 333-287829 Form F-3ASR under which the notes are incorporated

Supplemental Indenture Number Twenty-Fourth Twenty-Fourth Supplemental Indenture to the Senior Debt Securities Indenture

Key Terms

Senior Callable Fixed to Fixed Rate Notes, Twenty-Fourth Supplemental Indenture, Registration Statement on Form F-3ASR, senior debt security registrar, +1 more

5 terms

Senior Callable Fixed to Fixed Rate Notes financial

"5.203% Senior Callable Fixed to Fixed Rate Notes due 2032"

Twenty-Fourth Supplemental Indenture financial

"Twenty-Fourth Supplemental Indenture to the Senior Debt Securities Indenture"

Registration Statement on Form F-3ASR regulatory

"for incorporation into the Registration Statement on Form F-3ASR"

A registration statement on Form F-3ASR is a pre-approved, automatically effective filing that allows a qualifying foreign issuer to offer and sell securities quickly without waiting for additional regulatory review, like having a checked-off menu of funding options ready to order. Investors care because it signals the company can raise cash or issue stock on short notice, which can affect share supply, dilution risk, and the company’s flexibility to fund growth or handle emergencies.

senior debt security registrar financial

"Dublin Branch, as senior debt security registrar"

aggregate principal amount financial

"$1,250,000,000 aggregate principal amount of 5.203%"

The aggregate principal amount is the total amount of money borrowed through a bond or loan that the borrower promises to repay. It’s like the original price tag on a loan or bond, showing how much money is involved in the deal. This number matters because it indicates the size of the debt and helps investors understand the scale of the borrowing.

FAQ

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What new debt securities has LYG issued according to this Form 6-K?

Lloyds Banking Group has issued $1.25 billion of 5.203% Senior Callable Notes due 2032 and $1.25 billion of 5.696% Senior Callable Notes due 2037, both under its existing Form F-3ASR shelf registration.

What are the key terms of LYG’s 2032 senior notes?

The 2032 notes have a total principal of $1,250,000,000 and a fixed coupon of 5.203%. They are issued as Senior Callable Fixed to Fixed Rate Notes, meaning they rank as senior debt and can be called under specified conditions.

What are the key terms of LYG’s 2037 senior notes?

The 2037 notes have a total principal of $1,250,000,000 and a fixed coupon of 5.696%. They are also Senior Callable Fixed to Fixed Rate Notes, maturing in 2037 and callable by Lloyds according to the indenture terms.

How is LYG registering these new notes with the SEC?

Lloyds is incorporating the notes into its existing Registration Statement on Form F-3ASR (File No. 333-287829). The Form 6-K files supporting documents, including a supplemental indenture and legal opinions, solely for that registration statement.

Which key legal documents support LYG’s new note issuances?

Supporting documents include the Twenty-Fourth Supplemental Indenture with The Bank of New York Mellon entities and two legal opinions from CMS Cameron McKenna Nabarro Olswang LLP and Davis Polk & Wardwell London LLP, filed as exhibits 4.1, 5.1, and 5.2.

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Accepted by SEC EDGAR 08/17/2026 - 09:30 AM EDT

FORM 6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Report of Foreign Private Issuer Pursuant to Rule 13a-16 OR 15d-16 UNDER the Securities Exchange Act of 1934

For August 17, 2026

Commission File Number: 001-15246

LLOYDS BANKING GROUP PLC
33 Old Broad Street

London EC2N 1HZ
United Kingdom

________________________________________________

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F __X__ Form 40-F _____

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

EXPLANATORY NOTE

In connection with the issuance by Lloyds Banking Group plc of (i) $1,250,000,000 aggregate principal amount of 5.203% Senior Callable Fixed to Fixed Rate Notes due 2032 and (ii) $1,250,000,000 aggregate principal amount of 5.696% Senior Callable Fixed to Fixed Rate Notes due 2037, Lloyds Banking Group plc is filing the following documents solely for incorporation into the Registration Statement on Form F-3ASR (File No. 333-287829):

Exhibit List

Exhibit No.	Description
4.1	Twenty-Fourth Supplemental Indenture to the Senior Debt Securities Indenture between Lloyds Banking Group plc, The Bank of New York Mellon, acting through its London Branch, as trustee and paying agent, and The Bank of New York Mellon SA/NV, Dublin Branch, as senior debt security registrar, dated as of August 17, 2026
5.1	Opinion of CMS Cameron McKenna Nabarro Olswang LLP
5.2	Opinion of Davis Polk & Wardwell London LLP

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

		LLOYDS BANKING GROUP PLC (Registrant)


Dated:	August 17, 2026	By:	/s/ Kristofer Middleton
			Name:	Kristofer Middleton
			Title:	Head of Capital Markets

Source: View Original Filing on SEC EDGAR

Filing Exhibits & Attachments

3 documents