Lloyds Banking Group (NYSE: LYG) furnishes 2025 annual report to shareholders

Rhea-AI Filing Summary

Lloyds Banking Group plc submitted a Form 6-K to provide investors with its annual report for fiscal year 2025. The company states that this annual report, dated February 13, 2025, has been sent to shareholders and is included as Exhibit 99.1 to the Form 6-K.

Form 6-K: How Foreign Companies Report to the SEC →

FORM 6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Report of Foreign Private Issuer Pursuant to Rule 13a-16 OR 15d-16 UNDER
the Securities Exchange Act of 1934

For February 13, 2026

Commission File Number: 001-15246

LLOYDS BANKING GROUP PLC 

33 Old Broad Street 

London EC2N 1HZ 

United Kingdom 

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F __X__  Form 40-F _____

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

EXPLANATORY NOTE

On February 13, 2026, Lloyds Banking Group plc sent its annual report for fiscal year 2025 to its shareholders, which is attached hereto as Exhibit 99.1.

Exhibit List

Exhibit No.	Description
99.1	Annual Report, dated as of February 13, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			LLOYDS BANKING GROUP PLC (Registrant)
Dated:	13 February 2026		By:	/s/ William Chalmers
				Name:	William Chalmers
				Title:	Chief Financial Officer

FAQ

What does Lloyds Banking Group plc (LYG) report in this Form 6-K?

Lloyds Banking Group plc uses this Form 6-K to submit its annual report for fiscal year 2025 to investors. The filing states that the annual report has been sent to shareholders and is attached as Exhibit 99.1 for reference and regulatory disclosure.

What is Exhibit 99.1 in the Lloyds Banking Group (LYG) Form 6-K?

Exhibit 99.1 is the Lloyds Banking Group plc annual report for fiscal year 2025, dated February 13, 2025. The Form 6-K explains that this report was sent to shareholders and is being furnished to the market as part of the regulatory disclosure package.

Why did Lloyds Banking Group (LYG) file this Form 6-K with the SEC?

Lloyds Banking Group plc filed this Form 6-K to furnish its 2025 annual report to the SEC under foreign issuer disclosure rules. The filing confirms that shareholders received the report and that it is publicly available as Exhibit 99.1 for investors and regulators.

Which SEC annual report format does Lloyds Banking Group (LYG) use?

The Form 6-K indicates that Lloyds Banking Group plc files its annual reports under cover of Form 20-F. This designation confirms the company follows the Form 20-F reporting framework for foreign private issuers when submitting its full-year financial and operational information.

Who signed the Lloyds Banking Group plc (LYG) Form 6-K filing?

The Form 6-K was signed on behalf of Lloyds Banking Group plc by William Chalmers, the company’s Chief Financial Officer. His signature confirms that the company has duly authorized the submission of the 2025 annual report as Exhibit 99.1 to the U.S. securities regulators.

Filing Exhibits & Attachments

1 document

Press Releases

• EX-99.1 EXHIBIT 99.1 120.4 MB