Lloyds Banking Group (NYSE: LYG) issues new senior callable notes

Rhea-AI Filing Summary

Lloyds Banking Group plc has issued three new series of senior callable notes and is submitting related legal documents for incorporation into an existing automatic shelf registration statement on Form F-3ASR. The notes include $1,250,000,000 aggregate principal amount of 4.241% Senior Callable Fixed to Fixed Rate Notes due 2030, $1,000,000,000 aggregate principal amount of 5.668% Senior Callable Fixed to Fixed Rate Notes due 2047, and $500,000,000 aggregate principal amount of Senior Callable Floating Rate Notes due 2030.

The company is filing a supplemental indenture covering these senior debt securities, along with legal opinions from CMS Cameron McKenna Nabarro Olswang LLP and Davis Polk & Wardwell London LLP, to support the registered offering under its existing shelf framework.

FORM 6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Report of Foreign Private Issuer Pursuant to Rule 13a-16 OR 15d-16 UNDER the Securities Exchange Act of 1934

For February 10, 2026

Commission File Number: 001-15246

LLOYDS BANKING GROUP PLC
33 Old Broad Street

London EC2N 1HZ
United Kingdom 

________________________________________________

 (Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F __X__ Form 40-F _____

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):            

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):            

EXPLANATORY NOTE

In connection with the issuance by Lloyds Banking Group plc of (i) $1,250,000,000 aggregate principal amount of 4.241% Senior Callable Fixed to Fixed Rate Notes due 2030, (ii) $1,000,000,000 aggregate principal amount of 5.668% Senior Callable Fixed to Fixed Rate Notes due 2047 and (iii) $500,000,000 aggregate principal amount of Senior Callable Floating Rate Notes due 2030, Lloyds Banking Group plc is filing the following documents solely for incorporation into the Registration Statement on Form F-3ASR (File No. 333-287829):

Exhibit List

Exhibit No.	Description
4.1	Twenty-Third Supplemental Indenture to the Senior Debt Securities Indenture between Lloyds Banking Group plc, The Bank of New York Mellon, acting through its London Branch, as trustee and paying agent, and The Bank of New York Mellon SA/NV, Dublin Branch, as senior debt security registrar, dated as of February 10, 2026
5.1	Opinion of CMS Cameron McKenna Nabarro Olswang LLP
5.2	Opinion of Davis Polk & Wardwell London LLP

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			LLOYDS BANKING GROUP PLC  (Registrant)
Dated:	February 10, 2026		By:	/s/ Kristofer Middleton
				Name:	Kristofer Middleton
				Title:	Head of Team Issuance and Capital Structuring

FAQ

What did Lloyds Banking Group plc (LYG) disclose in this Form 6-K?

Lloyds Banking Group plc disclosed the issuance of three series of senior callable notes and filed related legal documents for incorporation into its Form F-3ASR shelf registration statement, supporting the registered offering of these debt securities.

What senior notes did Lloyds Banking Group plc (LYG) issue?

Lloyds Banking Group plc issued $1,250,000,000 of 4.241% Senior Callable Fixed to Fixed Rate Notes due 2030, $1,000,000,000 of 5.668% Senior Callable Fixed to Fixed Rate Notes due 2047, and $500,000,000 of Senior Callable Floating Rate Notes due 2030.

What is the purpose of the documents filed by Lloyds Banking Group plc (LYG)?

The documents are being filed solely for incorporation into Lloyds Banking Group plc’s existing Form F-3ASR registration statement, allowing the newly issued senior callable notes to be offered under that automatic shelf framework for registered debt securities.

Which legal opinions were filed by Lloyds Banking Group plc (LYG)?

Lloyds Banking Group plc filed an opinion from CMS Cameron McKenna Nabarro Olswang LLP and a separate opinion from Davis Polk & Wardwell London LLP, each addressing legal matters related to the issuance of the senior callable notes described in the filing.

What indenture document did Lloyds Banking Group plc (LYG) add for the new notes?

Lloyds Banking Group plc filed a Twenty-Third Supplemental Indenture to its Senior Debt Securities Indenture with The Bank of New York Mellon and The Bank of New York Mellon SA/NV, Dublin Branch, covering the new senior callable notes issued on February 10, 2026.

Filing Exhibits & Attachments

3 documents

Other Documents

• EX-4.2 EXHIBIT 4.2 524.0 KB
• EX-5.1 EXHIBIT 5.1 15.3 KB
• EX-5.2 EXHIBIT 5.2 13.6 KB