Welcome to our dedicated page for Lloyds Banking SEC filings (Ticker: LYG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Lloyds Banking Group plc (LYG) SEC filings page on Stock Titan brings together the bank’s U.S. regulatory disclosures as a foreign issuer. Lloyds Banking Group is a UK-based retail and commercial bank with retail, commercial banking, and insurance and wealth segments, and it reports to the SEC through annual Form 20-F filings and frequent Form 6-K current reports.
On this page, users can review Form 6-K filings that attach Regulatory News Service announcements covering topics such as total voting rights and share capital, transactions in the group’s own shares under buyback programmes, and transactions by persons discharging managerial responsibilities (PDMRs) in ordinary shares. These filings explain how many ordinary shares are in issue, how buybacks affect the share count, and how share-based awards and shareholding policies are implemented for senior management.
The filings page also includes documents related to employee and executive share schemes, such as block listing six-monthly returns for the Lloyds Banking Group Sharesave Scheme (2017), the Share Incentive Plan, the Executive Group Ownership Share Plan, the Deferred Bonus Plan (2021), and the Long Term Share Plan 2020. These returns show balances of unallotted securities, increases to block schemes, and numbers of securities issued or allotted.
In addition, users can access Form 25 notifications, such as the filing that records the removal from listing and/or registration of a class of 4.582% subordinated debt securities due 2025 from the New York Stock Exchange. Stock Titan’s interface is designed to surface key details from these filings and help readers understand how each document relates to Lloyds Banking Group’s capital structure, listed securities, and regulatory obligations.
Lloyds Banking Group plc filed a Form 6-K to furnish an underwriting agreement related to newly issued senior notes, incorporated into its automatic shelf registration on Form F-3ASR. The filing ties to three issuances: $1,500,000,000 of 4.425% Senior Callable Fixed to Fixed Rate Notes due 2031, $1,250,000,000 of 4.943% Senior Callable Fixed to Fixed Rate Notes due 2036, and $300,000,000 of Senior Callable Floating Rate Notes due 2031.
The exhibit listed is the underwriting agreement dated October 28, 2025. The report was signed by Kristofer Middleton, Head of Term Issuance and Capital Structuring.
Lloyds Banking Group plc filed a Form 6‑K to incorporate into its Form F‑3 (File No. 333‑287829) the underwriting agreement for its $1,000,000,000 aggregate principal amount of Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible Securities. The exhibit listed is Underwriting Agreement dated October 27, 2025 (Exhibit 1.1).
Lloyds Banking Group plc reported a routine buyback activity, purchasing 431,135 of its ordinary shares on 28 October 2025 from Morgan Stanley & Co. International plc. Prices ranged from 86.2000p to 87.3400p, with a volume-weighted average price of 86.7160p.
The purchases form part of the company’s existing share buyback programme initiated in February 2025, and the company intends to cancel the repurchased shares.
Lloyds Banking Group reported routine buyback activity. On 27 October 2025, the company purchased 288,469 ordinary shares as part of its existing share buyback programme. The highest price paid per share was 87.7200 pence, the lowest was 85.6000 pence, and the volume-weighted average price was 86.6957 pence. The company intends to cancel these shares, reducing the share count once the cancellation is effected.
Lloyds Banking Group plc repurchased 1,376,149 ordinary shares on 24 October 2025 as part of its existing share buyback programme and intends to cancel these shares.
The trades, executed by Morgan Stanley & Co. International plc, were completed at prices between 84.0000 pence and 85.5000 pence, with a volume-weighted average price of 84.7175 pence. A detailed trade breakdown is available via the linked schedule.
Lloyds Banking Group plc reported a routine share buyback transaction. On 23 October 2025, the company purchased 353,580 ordinary shares from Morgan Stanley & Co. International plc under its existing buyback programme and intends to cancel these shares.
The prices paid ranged from a low of 83.8800 pence to a high of 84.6600 pence, with a volume‑weighted average price of 84.3286 pence. The purchases were made pursuant to instructions issued on 20 February 2025 and announced on 21 February 2025. A full breakdown of individual trades is available via the linked schedule.
Lloyds Banking Group (LYG) reported robust Q3 2025 year‑to‑date performance, balancing growth with a one‑off charge. Statutory profit after tax was £3.3 billion, with net income up 6%. Underlying net interest income reached £10.1 billion (up 6%) as the banking net interest margin improved to 3.04% for the nine months and 3.06% in Q3. Underlying other income rose 9% to £4.5 billion.
Costs and remediation weighed on results. Operating costs rose 3% to £7.2 billion. Remediation costs were £912 million, including an £800 million charge related to motor finance commission arrangements, taking the total motor finance provision to £1.95 billion. Asset quality remained strong, with an underlying impairment charge of £618 million and an 18 bps asset quality ratio.
Balance sheet and capital stayed solid. Loans grew £18.0 billion to £477.1 billion and deposits increased £14.0 billion to £496.7 billion. The CET1 ratio was 13.8%, with capital generation of 110 bps (141 bps excluding the Q3 motor finance charge). Guidance now includes underlying net interest income of c.£13.6 billion, operating costs of c.£9.7 billion (excluding the Schroders Personal Wealth acquisition), an asset quality ratio of c.20 bps, return on tangible equity of c.12% (c.14% excluding the charge), and capital generation of c.145 bps.
Lloyds Banking Group plc furnished a Form 6-K that incorporates by reference a capitalisation table into its existing shelf registration. The filing states that the report is deemed part of the company’s Registration Statement on Form F-3 (File No. 333-287829).
The incorporated exhibit is a capitalisation table as at 30 September 2025 (Exhibit 99.1). This is an administrative update to the registration record and does not announce a transaction.
Lloyds Banking Group reported unaudited nine‑month 2025 results. Statutory profit before tax was £4,678 million, down 9% year on year, as higher total income was more than offset by a significant remediation charge and higher impairments. Profit after tax was £3,322 million and basic earnings per share was 4.8 pence (5.3 pence a year ago).
Total income rose to £14,252 million, up 6%. Net interest income increased 7% to £9,808 million on higher interest‑earning assets and a stronger hedge contribution, partially offset by mortgage margin compression and deposit mix headwinds. Operating expenses were £8,955 million, reflecting inflation, investment, and an increased remediation charge related to motor finance commission arrangements.
The Group recognised £912 million of remediation in the period, including an £800 million Q3 charge, taking the motor finance provision to £1,950 million. The impairment charge was £619 million versus £272 million last year. On the balance sheet, total assets were £937,464 million, with customer deposits at £496,722 million. The CET1 ratio was 13.8% (14.2% at year‑end 2024) and risk‑weighted assets were £232.3 billion.
Lloyds Banking Group plc reported routine buyback activity. On 22 October 2025, the company repurchased 763,230 ordinary shares as part of its existing programme, executed by Morgan Stanley & Co. International plc.
The volume‑weighted average price was 83.8104p, with a high of 84.1000p and a low of 83.6800p. Lloyds intends to cancel these shares. The purchases were made under instructions issued on 20 February 2025 and announced on 21 February 2025.