Welcome to our dedicated page for Mastercard Incorporated SEC filings (Ticker: MA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Mastercard Incorporated filings document the regulatory record of a global payments technology company, including operating and financial results, capital-structure disclosures, governance matters, and material events. Its 8-K filings cover earnings releases, executive and compensation actions, credit arrangements, and litigation or settlement-related disclosures involving payment-card acceptance and network rules.
Mastercard proxy materials describe board governance, director nominees, management oversight, executive compensation, and shareholder voting matters. The filings also reference the company’s Class A common stock, debt securities, and financing arrangements, providing formal disclosure around liquidity, governance, risk, and corporate reporting obligations.
Mastercard reported an updated Class Settlement Agreement with merchant class counsel, alongside Visa, to resolve claims over certain network rules, subject to final approval by the Eastern District of New York. The agreement outlines operational changes for U.S. credit acceptance, including greater acceptance flexibility between consumer and commercial credit, simplified surcharging and discounting rules, and a 10 basis point reduction in the average systemwide effective interchange rate on U.S.-issued consumer and commercial credit transactions at U.S. merchants.
The interchange reduction is designed to function as a five-year cap on the net effective interchange for defined U.S.-issued credit programs under the Mastercard brand, with Visa and Mastercard subject to the same cap. Upon court approval, the arrangement would resolve all pending U.S. merchant litigations seeking changes to interchange structure and acceptance rules. Mastercard stated it does not admit to improper conduct, and noted rule changes would occur after approval, expected most likely in late 2026 or early 2027.
Mastercard (MA) reported a director transaction on 10/31/2025. Julius Genachowski filed a Form 4 showing two Code G (gift) movements of Class A common stock: 45 shares disposed from one trust and 45 shares acquired by another trust at $0. Following these, holdings reported include 8,469 shares direct, 1,745.173 shares indirect by Trust 1, and 45 shares indirect by Trust 2. The filing notes the activity was part of routine personal financial management.
Mastercard (MA) reported solid third‑quarter results. Net revenue rose to $8,602 million from $7,369 million a year ago, and diluted EPS increased to $4.34 from $3.53. Operating income reached $5,061 million, with value coming from both Payment network ($5,179 million) and Value‑added services and solutions ($3,423 million).
Year to date, operating cash flow was $12,646 million. The company returned capital via $8,169 million of share repurchases and declared Q3 dividends of $0.76 per share ($684 million). Cash, cash equivalents and restricted cash ended at $12,845 million. The effective tax rate rose to 21.5% in Q3 (from 15.6%) primarily due to the 15% global minimum tax (Pillar 2) and geographic mix.
Legal matters remain active. Mastercard accrued $512 million related to U.S. merchant litigation and previously recorded £200 million ($268 million) for a U.K. consumer settlement approved in May 2025. As of October 27, 2025, Class A shares outstanding were 891,258,183 and Class B were 6,737,665.
Mastercard Incorporated reported that it issued an earnings release announcing financial results for its third quarter 2025. The company furnished the earnings release as Exhibit 99.1 on October 30, 2025. The filing also lists its securities registered on the NYSE, including Class A Common Stock (MA) and certain notes due 2027, 2029, and 2030.
Edward McLaughlin, President & CTO of MA Tech and an officer of Mastercard Inc (MA), reported a transaction on 10/01/2025 on Form 4. The filing shows 85 shares of Class A common stock were disposed of under transaction code F, with a reported price of $570.24. After the transaction, the reporting person beneficially owned 34,439.396 shares. The filer explains the disposition as withholding of shares to satisfy tax liabilities related to previously granted restricted stock units, and the Form 4 was signed by an attorney-in-fact on 10/03/2025.
Craig Vosburg, identified as Chief Services Officer of Mastercard Inc (MA), reported a transaction dated 10/01/2025 on a Form 4. The filing shows 162 shares of Class A common stock were withheld to satisfy tax withholding related to previously granted restricted stock units, at a reported price of $570.24 per share. After the withholding, the report lists 58,288.824 shares beneficially owned by Mr. Vosburg. The Form 4 was signed by an attorney-in-fact on 10/03/2025 and includes an explanation that the shares were withheld to pay tax obligations arising from RSU awards.
Michael Miebach, who is listed as President & CEO and a Director of Mastercard Inc (MA), reported a transaction on a Form 4. On 10/01/2025 he disposed of 398 Class A common shares at a price of $570.24 per share. The filing states the shares were withheld to pay tax liabilities related to previously granted restricted stock units. After the transaction, his reported beneficial ownership is 84,472.721 shares. The Form 4 was submitted with a signature by an attorney-in-fact on 10/03/2025, and an Exhibit 24 power of attorney is referenced.
Mastercard Inc. reporting person Venkata Madabhushi, Chief Marketing & Communications Officer, reported transactions on 10/01/2025. The filing shows 66 shares of Class A common stock were disposed of at a reported price of $570.24, described as withholding to satisfy tax obligations related to previously granted restricted stock units. The report also notes the reporting person acquired 29.89 shares under the company's Employee Stock Purchase Plan in May 2025 and beneficially owns 19,558.68 shares following the reported transactions. The Form 4 was signed by an attorney-in-fact on 10/03/2025 and includes a power of attorney exhibit.
Mastercard Inc. (MA) insider Sachin J. Mehra, who serves as Chief Financial Officer, reported a transaction on 10/01/2025 disposing of 362 Class A common shares at a reported price of $570.24 per share. The filing explains the shares were withheld to pay tax liabilities related to previously granted restricted stock units. After the withholding, the reporting person beneficially owned 30,871.597 shares.
Hai Ling, listed as President, AP, Europe, MEA at Mastercard Inc (MA), reported a change in beneficial ownership on 10/01/2025. The filing shows a disposition labeled as a tax-related share withholding tied to previously granted restricted stock units: 178 shares were withheld at a price of $570.24 to satisfy tax obligations. After the transaction, the filing reports beneficial ownership of 25,667.707 Class A common shares. The Form 4 was executed by an attorney-in-fact on behalf of Ms. Hai and signed on 10/03/2025. The explanatory note explicitly states the transaction "represents withholding of shares to pay tax liability relating to previously granted awards of restricted stock units."