STOCK TITAN

WM Technology (MAPS) CEO reports tax-related share withholding on RSU vesting

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

WM Technology, Inc.'s Chief Executive Officer Douglas Francis reported a tax-related share disposition. On Class A Common Stock, 92,771 shares were withheld at $0.385 per share to satisfy tax obligations tied to vesting restricted stock units, leaving him with 8,375,016 Class A shares held directly.

Francis also reports substantial indirect holdings of Class V Common Stock through LLCs and a family trust. These Class V shares carry voting rights but no economic rights and are exchangeable, together with related units, into Class A Common Stock on a one-for-one basis.

Positive

  • None.

Negative

  • None.
Insider Francis Douglas, Ghost Media Group, LLC, Genco Incentives, LLC, WM Founders Legacy I, LLC, Rebecca Francis Legacy Trust dated 5/14/24, Douglas M. Francis, Trustee
Role Chief Executive Officer | null | null | null | null
Type Security Shares Price Value
Tax Withholding Class A Common Stock 92,771 $0.385 $36K
holding Class V Common Stock -- -- --
holding Class V Common Stock -- -- --
holding Class V Common Stock -- -- --
holding Class V Common Stock -- -- --
holding Class V Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 8,375,016 shares (Direct, null); Class V Common Stock — 3,740,393 shares (Direct, null); Class V Common Stock — 8,691,425 shares (Indirect, By Trust)
Footnotes (1)
  1. Represents shares withheld by the Issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock units. These shares of Class V common stock ("Class V Common Stock") of the Issuer (as defined below) provide no economic rights in the Issuer to the holder thereof. However, each holder of Class V Common Stock will be entitled to vote with the holders of Class A common stock ("Class A Common Stock") of the Issuer, with each share of Class V Common Stock entitling the holder to a number of votes equal to the number of Post-Merger Class A Units (as described in footnote 3 below) held by such Class V Common Stockholder at the time of such vote. Post-Merger Class A Units represent non-voting limited liability company interests of WM Holding Company, LLC. Pursuant to the terms of an exchange agreement, these Class A units and an equivalent number of shares of Class V Common Stock are exchangeable on a one-for-one basis for shares of Class A Common Stock. These exchange rights do not expire. Shares are held directly by the Rebecca Francis Legacy Trust dated 5/14/24, of which the Reporting Person is the Investment Trustee. Shares are held directly by Ghost Media Group, LLC ("Ghost Media") which is controlled by Mr. Francis. Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares held by Ghost Media. Shares are held directly by WM Founders Legacy I, LLC ("WM Founders") which is controlled by Mr. Francis. Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares held by WM Founders. Shares are held directly by Genco Incentives, LLC ("Genco") which is controlled by Mr. Francis. Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares held by Genco.
Tax-withheld shares 92,771 shares Class A Common Stock withheld for tax obligations on RSU vesting
Withholding price $0.385 per share Value used for tax-withholding disposition of Class A shares
Direct Class A holdings 8,375,016 shares Douglas Francis’s direct Class A Common Stock after withholding
Class V via LLC (Ghost Media example) 8,469,191 shares Class V Common Stock held indirectly through an LLC
Class V via trust 8,691,425 shares Class V Common Stock held indirectly through Rebecca Francis Legacy Trust
Additional LLC Class V holding 1,468,555 shares Class V Common Stock held indirectly through another LLC
Smaller LLC Class V holding 600,618 shares Class V Common Stock held indirectly through an LLC
Direct Class V holding 3,740,393 shares Class V Common Stock reported as directly held
restricted stock units financial
"vesting of restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Class V Common Stock financial
"These shares of Class V common stock provide no economic rights"
tax withholding obligations financial
"shares withheld by the Issuer to satisfy tax withholding obligations"
Post-Merger Class A Units financial
"Post-Merger Class A Units represent non-voting limited liability company interests"
exchange agreement financial
"Pursuant to the terms of an exchange agreement, these Class A units and Class V"
beneficial owner financial
"Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares"
A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Francis Douglas

(Last)(First)(Middle)
C/O WM TECHNOLOGY, INC.
41 DISCOVERY

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
WM TECHNOLOGY, INC. [ MAPS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
XForm filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock05/15/2026F(1)92,771D$0.3858,375,016D
Class V Common Stock(2)(3)3,740,393D
Class V Common Stock(2)(3)8,691,425IBy Trust(4)
Class V Common Stock(2)(3)8,469,191IBy LLC(5)
Class V Common Stock(2)(3)1,468,555IBy LLC(6)
Class V Common Stock(2)(3)600,618IBy LLC(7)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
1. Name and Address of Reporting Person*
Francis Douglas

(Last)(First)(Middle)
C/O WM TECHNOLOGY, INC.
41 DISCOVERY

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
1. Name and Address of Reporting Person*
Ghost Media Group, LLC

(Last)(First)(Middle)
C/O WM TECHNOLOGY, INC.
41 DISCOVERY

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
1. Name and Address of Reporting Person*
Genco Incentives, LLC

(Last)(First)(Middle)
C/O WM TECHNOLOGY, INC.
41 DISCOVERY

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
1. Name and Address of Reporting Person*
WM Founders Legacy I, LLC

(Last)(First)(Middle)
C/O WM TECHNOLOGY, INC.
41 DISCOVERY

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
1. Name and Address of Reporting Person*
Rebecca Francis Legacy Trust dated 5/14/24, Douglas M. Francis, Trustee

(Last)(First)(Middle)
C/O WM TECHNOLOGY, INC.
41 DISCOVERY

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
DirectorX10% Owner
Officer (give title below)Other (specify below)
Explanation of Responses:
1. Represents shares withheld by the Issuer to satisfy tax withholding obligations in connection with the vesting of restricted stock units.
2. These shares of Class V common stock ("Class V Common Stock") of the Issuer (as defined below) provide no economic rights in the Issuer to the holder thereof. However, each holder of Class V Common Stock will be entitled to vote with the holders of Class A common stock ("Class A Common Stock") of the Issuer, with each share of Class V Common Stock entitling the holder to a number of votes equal to the number of Post-Merger Class A Units (as described in footnote 3 below) held by such Class V Common Stockholder at the time of such vote.
3. Post-Merger Class A Units represent non-voting limited liability company interests of WM Holding Company, LLC. Pursuant to the terms of an exchange agreement, these Class A units and an equivalent number of shares of Class V Common Stock are exchangeable on a one-for-one basis for shares of Class A Common Stock. These exchange rights do not expire.
4. Shares are held directly by the Rebecca Francis Legacy Trust dated 5/14/24, of which the Reporting Person is the Investment Trustee.
5. Shares are held directly by Ghost Media Group, LLC ("Ghost Media") which is controlled by Mr. Francis. Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares held by Ghost Media.
6. Shares are held directly by WM Founders Legacy I, LLC ("WM Founders") which is controlled by Mr. Francis. Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares held by WM Founders.
7. Shares are held directly by Genco Incentives, LLC ("Genco") which is controlled by Mr. Francis. Accordingly, Mr. Francis may be deemed to be a beneficial owner of the shares held by Genco.
Douglas Francis, by /s/ Brian Camire, Attorney-in-Fact05/19/2026
Genco Incentives, LLC, Douglas Francis, Manager, by /s/ Brian Camire, Attorney-in-Fact05/19/2026
/s/ WM Founders Legacy I, LLC, Douglas Francis, Manager, by /s/ Brian Camire, Attorney-in-Fact05/19/2026
Rebecca Francis Legacy Trust dated 5/14/24, Douglas Francis, Investment Trustee, by /s/ Brian Camire, Attorney-in-Fact05/19/2026
Ghost Media Group, LLC, Douglas Francis, Manager, by /s/ Brian Camire, Attorney-in-Fact05/19/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WM Technology (MAPS) disclose for CEO Douglas Francis?

WM Technology disclosed a tax-related share disposition for CEO Douglas Francis. The company reported that shares of Class A Common Stock were withheld to cover tax obligations arising from the vesting of restricted stock units, rather than an open-market purchase or sale transaction.

How many WM Technology shares were withheld to cover CEO Douglas Francis’s taxes?

WM Technology withheld 92,771 Class A shares for Douglas Francis’s tax obligations. These shares were valued at $0.385 per share and were used to satisfy tax withholding tied to the vesting of restricted stock units, leaving him with over eight million Class A shares.

Was WM Technology CEO Douglas Francis’s Form 4 transaction an open-market sale?

No, the Form 4 reports a tax-withholding disposition, not an open-market sale. The 92,771 Class A shares were surrendered to the issuer at $0.385 per share specifically to satisfy tax obligations from restricted stock unit vesting, a routine compensation-related event.

How many Class A shares of WM Technology does Douglas Francis hold after this filing?

Douglas Francis holds 8,375,016 Class A shares after the transaction. This post-transaction balance reflects his direct ownership following the withholding of 92,771 shares to cover tax liabilities associated with the vesting of restricted stock units granted as part of his compensation.

What is WM Technology’s Class V Common Stock reported in this Form 4?

Class V Common Stock provides voting rights but no economic rights. Each Class V share votes with Class A stock and corresponds to Post-Merger Class A Units that are exchangeable one-for-one into Class A Common Stock, giving holders governance influence without direct economic participation in the issuer.

How does Douglas Francis hold indirect voting interests in WM Technology (MAPS)?

Douglas Francis holds indirect voting interests through LLCs and a family trust. Entities such as Ghost Media Group, WM Founders Legacy I, Genco Incentives, and the Rebecca Francis Legacy Trust hold Class V Common Stock, and he may be deemed a beneficial owner of shares those entities control.