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MBIA SEC Filings

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Welcome to our dedicated page for MBIA SEC filings (Ticker: MBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The MBIA Inc. (NYSE: MBI) SEC filings page on Stock Titan provides centralized access to the company’s regulatory disclosures, along with AI-powered summaries that help explain complex documents. MBIA is a holding company headquartered in Purchase, New York whose subsidiaries provide financial guarantee insurance for the public and structured finance markets, and its filings offer detailed insight into this business.

Investors can review Current Reports on Form 8-K in which MBIA furnishes quarterly and annual financial results, describes results of operations and financial condition, and provides operating supplements and statutory statements for National Public Finance Guarantee Corporation and MBIA Insurance Corporation. These filings often include discussions of GAAP net income (loss), non-GAAP Adjusted Net Income (Loss), liquidity at the holding company, and key measures such as Claims-Paying Resources (CPR) and leverage ratios.

Through MBIA’s 10-K annual reports and 10-Q quarterly reports, users can analyze the composition of insured portfolios, statutory capital and claims-paying resources at National and MBIA Corp., as well as management’s explanations of book value adjustments and non-GAAP metrics. AI-generated highlights on Stock Titan can help readers focus on important sections, such as discussions of exposures like Puerto Rico Electric Power Authority (PREPA) or structured finance transactions.

The filings page also surfaces insider and ownership-related documents, including forms that report transactions by directors and officers when available. These records can be useful for understanding how insiders interact with MBI stock over time.

All filings are sourced in real time from the SEC’s EDGAR system, while AI tools summarize lengthy reports so users can quickly identify key topics, risk factors and financial trends. This makes it easier to navigate MBIA’s regulatory history and evaluate how its financial guarantee insurance activities are reflected in formal SEC disclosures.

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MBIA Inc. Assistant Vice President Daniel M. Avitabile received a grant of 80,769 shares of common stock at $6.50 per share as a time-based equity award. The shares vest in equal installments on the third, fourth and fifth anniversaries of the grant date, subject to continued employment. On the same date, 6,061 shares were surrendered to MBIA to cover tax withholding upon vesting of restricted stock, leaving Avitabile with 659,195 directly owned shares.

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MBIA Inc. reported a consolidated GAAP net loss of $177 million, or $(3.58) per diluted share, for 2025, a substantial improvement from a $447 million loss, or $(9.43) per share, in 2024. The turnaround was driven mainly by better loss and loss adjustment expense experience at National Public Finance Guarantee Corporation related to its Puerto Rico Electric Power Authority exposure.

On a non-GAAP basis, MBIA generated Adjusted Net Income of $23 million, or $0.46 per diluted share, in 2025 versus an Adjusted Net Loss of $184 million in 2024. For the fourth quarter of 2025, MBIA’s GAAP net loss was $51 million and Adjusted Net Loss was $12 million.

As of December 31, 2025, MBIA’s liquidity was $357 million. National had statutory capital of $0.9 billion, claims-paying resources of $1.4 billion, and gross par outstanding of $22.3 billion, with insured leverage reduced to 24-to-1. MBIA Insurance Corporation reported statutory capital of $79 million and claims-paying resources of $317 million.

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MBIA Inc. files its annual report describing a business in runoff, focused on managing legacy financial guarantee insurance rather than writing new policies. Its main U.S. public finance unit, National, oversees $22.3 billion of insured gross par with an average life of eight years, while MBIA Corp. manages $2.1 billion of international and structured finance exposure.

The company’s priorities are maintaining holding-company liquidity, mitigating credit losses, and maximizing recoveries on paid claims. MBIA relies heavily on dividends from National and had $705 million of unsecured debt outstanding as of December 31, 2025, alongside share repurchase authorization of $100 million, of which $71 million remained.

Key risk centers on stressed municipal borrowers, especially Puerto Rico’s electric utility PREPA, where National had $565 million of debt service outstanding and paid $116 million of gross claims in 2025 and early 2026. The report details extensive risk management, regulatory capital and dividend constraints, climate and social policies, and notes MBIA operates with 57 employees at its New York headquarters.

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MBIA Inc. received a significant ownership disclosure from Wolf Hill investment entities. Wolf Hill Capital Management LP, its affiliated fund and general partner, and Gary Lehrman jointly report beneficial ownership of 2,560,708 shares of MBIA common stock, representing 5.1% of the class, with shared voting and dispositive power.

Within this group, Wolf Hill General Partner, LLC reports 2,221,972 shares, or 4.4% of the outstanding common stock. The reporting parties certify that the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of MBIA.

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The Vanguard Group reports beneficial ownership of 2,541,234 MBIA Inc common shares, representing 5.03% of the outstanding class. All voting and investment authority is held on a shared basis, with shared voting power over 303,576 shares and shared dispositive power over 2,541,234 shares.

The filing states the securities are held in the ordinary course of business, without the purpose or effect of changing or influencing control of MBIA Inc. Vanguard’s clients, including registered investment companies and other managed accounts, are entitled to dividends and sale proceeds, with no single client holding more than 5%.

The disclosure also notes an internal realignment effective January 12, 2026, after which certain Vanguard subsidiaries or business divisions pursuing the same strategies are expected to report beneficial ownership separately on a disaggregated basis.

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MBIA Inc. reported that its CEO, President, and Director acquired additional common stock through an equity award. On 12/31/2025, the executive received 14,220 shares of MBIA common stock at a value of $7.16 per share, increasing their beneficial ownership to 2,651,736 shares held directly. The filing explains that these additional shares relate to performance shares originally granted on 3/3/2023, reflecting target performance and associated dividend value.

The updated total performance share award is scheduled to vest in three equal installments: one-third on 3/3/2026, one-third on 3/3/2027, and the final one-third on 3/3/2028. This structure ties the executive’s compensation to longer-term company performance and continued service over a multi‑year period.

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MBIA Inc. reported that one of its assistant vice presidents acquired additional common stock through a performance-based award. On 12/31/2025, the officer received 6,771 shares of MBIA common stock at a price of $7.16 per share, bringing total beneficial ownership to 850,255 shares held directly. The explanation notes that these additional shares, including target performance and dividend-related amounts, are being added to performance shares originally granted on 3/3/2023, with the combined award scheduled to vest in three equal installments on 3/3/2026, 3/3/2027, and 3/3/2028.

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MBIA Inc. reported that an officer serving as Assistant Vice President acquired additional common stock through an equity award. On 12/31/2025, the officer acquired 4,402 shares of MBIA common stock at $7.16 per share, bringing total directly owned shares to 584,487.

The additional shares relate to a performance share grant originally awarded on 3/3/2023. After including these incremental shares for target performance and dividend value, the updated total performance shares are scheduled to vest in three equal installments: one-third on 3/3/2026, one-third on 3/3/2027, and the remaining third on 3/3/2028.

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MBIA Inc. insider reports additional stock grant tied to performance shares. An officer of MBIA Inc. acquired 4,402 shares of common stock on 12/31/2025 at $7.16 per share, bringing their directly held beneficial ownership to 585,504 shares.

The filing explains that these additional shares reflect both target performance outcomes and dividend value credited to performance shares originally granted on 3/3/2023. The updated total performance share award is scheduled to vest in three equal installments: one-third on 3/3/2026, one-third on 3/3/2027, and the final third on 3/3/2028, aligning the officer’s equity compensation with multi‑year performance and retention goals.

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MBIA Inc. reported a Q3 2025 net loss of $8 million as total revenues were $15 million and total expenses were $22 million. The quarter included net losses on financial instruments and foreign exchange of $12 million and interest expense of $50 million, partly offset by a $50 million benefit in losses and loss adjustment.

For the nine months, MBIA recorded a net loss of $126 million on revenues of $52 million. Operating cash flow turned positive at $48 million year‑to‑date. On the balance sheet, total assets were $2,060 million versus $2,168 million at year‑end 2024, while long‑term debt rose to $2,853 million. Loss and LAE reserves declined to $443 million from $526 million, and insurance loss recoverable decreased to $39 million from $185 million. As of October 31, 2025, 50,493,626 common shares were outstanding.

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FAQ

What is the current stock price of MBIA (MBI)?

The current stock price of MBIA (MBI) is $5.83 as of March 16, 2026.

What is the market cap of MBIA (MBI)?

The market cap of MBIA (MBI) is approximately 301.0M.

MBI Rankings

MBI Stock Data

301.05M
44.56M
Insurance - Specialty
Surety Insurance
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United States
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