Every 10-Q that Metropolitan Bank Holding Corp. (MCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow MCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MCB filings page.
Metropolitan Bank Holding Corp. reported Q2 2026 net income of $19.2 million, slightly above Q2 2025, and year‑to‑date net income of $50.6 million versus $35.1 million a year earlier. Net interest income reached $90.4 million for the quarter and $176.4 million for the first half, supported by higher interest on loans and securities despite elevated deposit costs.
Total assets were $8.86 billion at June 30, 2026, including net loans of $7.27 billion and deposits of $7.73 billion. Stockholders’ equity rose to $968.2 million, helped by a $186.5 million common stock issuance and retained earnings. The securities portfolio carried unrealized losses of $61.0 million on available‑for‑sale and $45.6 million on held‑to‑maturity securities, largely from interest‑rate movements.
Credit costs increased meaningfully. Net charge‑offs were $34.2 million in Q2 and $46.7 million year‑to‑date, while the allowance for credit losses on loans fell to $62.0 million from $97.1 million at year‑end 2025. In Q1 2026 the company revised allowance modeling assumptions, a change in accounting estimate that reduced the provision for credit losses by $6.4 million pre‑tax and increased earnings per share by $0.43 basic and $0.42 diluted. Non‑accrual loans totaled $67.0 million, and $37.4 million of commercial real estate and multifamily loans were modified for borrowers experiencing financial difficulty in Q2.
Metropolitan Bank Holding Corp. delivered sharply stronger Q1 2026 results. Net income rose to $31.4 million from $16.4 million a year earlier, with basic EPS increasing to $2.94 from $1.46. Net interest income expanded to $85.9 million from $67.0 million as loan yields and securities income grew, while total interest expense declined slightly.
The provision for credit losses was a $2.3 million credit versus a $4.5 million expense in Q1 2025, aided by a revised allowance methodology that reduced the provision by $6.4 million, or about $0.43 per basic share. Net charge-offs were $12.4 million compared with small net recoveries a year earlier, and nonaccrual loans remained concentrated in commercial real estate and multifamily credits.
Total assets increased to $8.84 billion from $8.26 billion, driven by loans, which grew to $7.07 billion. Deposits reached $7.74 billion, up from $7.38 billion. Stockholders’ equity climbed to $948.3 million from $743.1 million, largely reflecting a public offering of approximately 2.3 million common shares at $85.00 per share that generated about $186.5 million in net proceeds, partially offset by share repurchases and dividends.
Metropolitan Bank Holding Corp. (MCB) filed its Q3 2025 10-Q. Total assets reached $8.23 billion, up from $7.30 billion at December 31, 2024, driven by loan growth and higher securities. Deposits rose to $7.07 billion from $5.98 billion, while loans, net, increased to $6.69 billion from $5.97 billion.
Quarterly net income was $7.1 million versus $12.3 million a year ago as the provision for credit losses rose to $23.9 million from $2.7 million. Net interest income improved to $77.3 million from $65.2 million, but non-interest income fell with Global Payments Group revenue at $0 versus $3.5 million. Non-interest expense declined to $45.8 million from $51.3 million; the prior year included a $10.0 million regulatory settlement reserve.
The allowance for credit losses increased to $94.2 million from $63.3 million at year-end, and non-accrual loans were $81.6 million. AOCI improved to a $41.9 million loss from a $53.1 million loss. The company repurchased 917,973 shares for $53.3 million; shares outstanding were 10,298,002 as of November 3, 2025.