[144] Metropolitan Bank Holding Corp. SEC Filing

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. (MCB) filed a Form 144 signaling a prospective insider sale. Seller: Scott Lublin. Planned sale: up to 5,000 common shares through Fidelity Brokerage Services on or about 21 Jul 2025. Based on the indicated price, the transaction is valued at $393,222. With 10.66 million shares outstanding, the notice covers roughly 0.05 % of the float, a de-minimis level.

The shares originated from a restricted-stock vesting event on 18 Mar 2021 and were received as compensation. The filer already disposed of 5,000 shares on 20 Jun 2025, generating gross proceeds of $325,126. Form 144 is a notification only; the full amount may or may not be sold.

Because of the transaction’s small size and routine nature, the filing is unlikely to be materially impactful for most investors, but it provides incremental insight into the insider’s liquidity actions and potential sentiment.

Insights

Securities Analyst

TL;DR: Routine Form 144 for 0.05 % of float; negligible fundamental impact.

The planned 5 K-share sale equates to roughly one half of one-tenth of a percent of outstanding stock. That scale rarely pressures liquidity or signals major strategic change. Valued under $0.4 M, it does not alter capital structure or insider ownership meaningfully. Prior 5 K-share sale in June shows consistent monetisation pace but still leaves overall stake largely intact. I view the filing as informational, not directional; impact on valuation or trading dynamics should be minimal.

Corporate Governance Expert

TL;DR: Single-insider liquidity event; governance risk unchanged.

Form 144 confirms compliance with Rule 144 disclosure norms. No evidence of undisclosed adverse information is attested. The shares stem from equity compensation, a common incentive vehicle, and sale timing appears scheduled rather than reactive. While repeated disposals can be read as modest bearish sentiment, the magnitude fails the materiality threshold for heightened governance concern. Overall, this is a standard, low-risk insider filing.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	5000	393222.39	10660109	07/21/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	03/18/2021	Restricted Stock Vesting	Issuer			5000	03/18/2021	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Scott Lublin 99 Park Avenue New York NY 10016	Common	06/20/2025	5000	325126.09

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

How many Metropolitan Bank (MCB) shares are registered for sale in this Form 144?

Up to 5,000 common shares are listed for potential sale.

What is the estimated dollar value of the proposed insider sale?

The filing cites an aggregate market value of approximately $393,222.

When is the insider planning to sell the MCB shares?

The approximate sale date disclosed is July 21, 2025.

What percentage of Metropolitan Bank’s outstanding shares does 5,000 shares represent?

Given 10,660,109 shares outstanding, the proposed sale equals about 0.05 % of total shares.

Were there prior sales by the same insider in the last three months?

Yes, the insider sold 5,000 shares on June 20, 2025 for gross proceeds of $325,126.