Director William Reinhardt granted 2,500 MCB shares in equity award

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. director William Reinhardt reported an equity grant of 2,500 shares of common stock. The shares were acquired on January 23, 2026 at a price of $0, reflecting a grant of restricted stock units rather than an open-market purchase.

These restricted stock units vest 100% on January 23, 2027. Following this grant, Reinhardt beneficially owns 23,780 shares of common stock, which includes earlier restricted stock units scheduled to vest 100% on January 27, 2026.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Reinhardt William

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,500	$0.00	--

Holdings After Transaction: Common Stock — 23,780 shares (Direct)

Footnotes (1)

1. Restricted stock units that vest 100% on January 23, 2027. Includes restricted stock units that vest 100% on January 27, 2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reinhardt William

(Last) (First) (Middle)

99 PARK AVENUE

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/23/2026		A		2,500(1)	A	$0	23,780(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units that vest 100% on January 23, 2027.

2. Includes restricted stock units that vest 100% on January 27, 2026.

	/s/ Zachary Levine, Attorney-in-Fact	01/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Metropolitan Bank Holding Corp. (MCB) disclose in this Form 4 filing?

Metropolitan Bank Holding Corp. reported that director William Reinhardt received a grant of 2,500 shares of common stock via restricted stock units. These units were awarded at a $0 price and are scheduled to vest in full on January 23, 2027.

How many Metropolitan Bank Holding Corp. (MCB) shares does the director own after this transaction?

After the reported grant, director William Reinhardt beneficially owns 23,780 shares of Metropolitan Bank Holding Corp. common stock. This total includes previously granted restricted stock units that are set to vest 100% on January 27, 2026, as noted in the filing.

Was the Metropolitan Bank Holding Corp. (MCB) Form 4 transaction a market purchase or a grant?

The Form 4 shows a grant of 2,500 restricted stock units to director William Reinhardt at a per-share price of $0. This indicates a compensatory equity award rather than an open-market purchase or sale of Metropolitan Bank Holding Corp. shares.

When do the reported Metropolitan Bank Holding Corp. (MCB) restricted stock units vest?

The filing states that the granted restricted stock units vest 100% on January 23, 2027. It also notes that Reinhardt’s beneficial ownership figure includes other restricted stock units scheduled to vest 100% on January 27, 2026, providing a clear vesting timeline.

What is the role of the reporting person in Metropolitan Bank Holding Corp. (MCB)?

The reporting person, William Reinhardt, is identified as a director of Metropolitan Bank Holding Corp. He is not listed as an officer or 10% owner in the filing, and the Form 4 is filed for one reporting person only.

How is ownership characterized for this Metropolitan Bank Holding Corp. (MCB) Form 4 transaction?

The Form 4 classifies the 23,780 shares beneficially owned by William Reinhardt as direct ownership. The transaction involves non-derivative common stock, and the filing does not reference any indirect holding entities or disclaimers of beneficial ownership in the footnotes.