MCB EVP sells 5,000 shares via 10b5-1 plan; holds 41,179

Q: What did MCB's insider report on Form 4?

An EVP and Chief Lending Officer reported selling 5,000 common shares on 10/20/2025 in open‑market transactions.

Q: Were the MCB insider sales under a 10b5-1 plan?

Yes. Sales were made pursuant to a Rule 10b5-1 trading arrangement adopted on March 18, 2025.

Q: What prices were reported for the MCB insider sales?

Weighted average prices were $73.0509, $74.0121, $75.1303, and $75.7139, each reflecting multiple trades within stated ranges.

Q: How many MCB shares does the insider hold after the transactions?

The reporting person beneficially owned 41,179 shares after the reported sales.

Q: Do the insider’s reported holdings include RSUs?

Yes. Reported beneficial ownership includes RSUs from grants in 2023, 2024, and 2025 with scheduled vesting.

Q: What were the trade size details for each transaction?

Sales were for 717, 2,646, 621, and 1,016 shares, respectively, on 10/20/2025.

Metropolitan Bank Holding Corp. (MCB): EVP and Chief Lending Officer reported open‑market sales of common stock on 10/20/2025 under a Rule 10b5-1 plan adopted on March 18, 2025.

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Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. (MCB): EVP and Chief Lending Officer reported open‑market sales of common stock on 10/20/2025 under a Rule 10b5-1 plan adopted on March 18, 2025. Transactions totaled 5,000 shares across multiple trades at weighted average prices of $73.0509 (717 shares), $74.0121 (2,646), $75.1303 (621), and $75.7139 (1,016). Following these sales, the reporting person beneficially owned 41,179 shares. Holdings include restricted stock units that vest in tranches per prior grants.

Insider Trade Summary

Net Seller: 5,000 shares

Net Sell 4 txns

Insider Lublin Scott

Role EVP and Chief Lending Officer

Sold 5,000 shs ($372K)

Type	Security	Shares	Price	Value
Sale	Common Stock	717	$73.0509	$52K
Sale	Common Stock	2,646	$74.0121	$196K
Sale	Common Stock	621	$75.1303	$47K
Sale	Common Stock	1,016	$75.7139	$77K

Holdings After Transaction: Common Stock — 41,179 shares (Direct)

Footnotes (9)

F1. Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.
F2. The $73.0509 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.4100 to $73.3750, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.
F3. Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.
F4. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.
F5. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.
F6. Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.
F7. The $74.0121 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $73.4400 to $74.4000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.
F8. The $75.1303 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $74.5000 to $75.3900, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.
F9. The $75.7139 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $75.4154 to $75.8800, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 9.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did MCB's insider report on Form 4?

An EVP and Chief Lending Officer reported selling 5,000 common shares on 10/20/2025 in open‑market transactions.

Were the MCB insider sales under a 10b5-1 plan?

Yes. Sales were made pursuant to a Rule 10b5-1 trading arrangement adopted on March 18, 2025.

What prices were reported for the MCB insider sales?

Weighted average prices were $73.0509, $74.0121, $75.1303, and $75.7139, each reflecting multiple trades within stated ranges.

How many MCB shares does the insider hold after the transactions?

The reporting person beneficially owned 41,179 shares after the reported sales.

Do the insider’s reported holdings include RSUs?

Yes. Reported beneficial ownership includes RSUs from grants in 2023, 2024, and 2025 with scheduled vesting.

What were the trade size details for each transaction?

Sales were for 717, 2,646, 621, and 1,016 shares, respectively, on 10/20/2025.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 10/22/2025 - 07:00 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lublin Scott

(Last)

(First)

(Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK

10016

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP and Chief Lending Officer

3. Date of Earliest Transaction (Month/Day/Year)
10/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	10/20/2025		S⁽¹⁾		717	D	$73.0509⁽²⁾	45,462⁽³⁾⁽⁴⁾⁽⁵⁾⁽⁶⁾	D
Common Stock	10/20/2025		S⁽¹⁾		2,646	D	$74.0121⁽⁷⁾	42,816⁽³⁾⁽⁴⁾⁽⁵⁾⁽⁶⁾	D
Common Stock	10/20/2025		S⁽¹⁾		621	D	$75.1303⁽⁸⁾	42,195⁽³⁾⁽⁴⁾⁽⁵⁾⁽⁶⁾	D
Common Stock	10/20/2025		S⁽¹⁾		1,016	D	$75.7139⁽⁹⁾	41,179⁽³⁾⁽⁴⁾⁽⁵⁾⁽⁶⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

2. The $73.0509 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.4100 to $73.3750, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

3. Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

4. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

5. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

6. Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

7. The $74.0121 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $73.4400 to $74.4000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.

8. The $75.1303 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $74.5000 to $75.3900, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.

9. The $75.7139 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $75.4154 to $75.8800, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 9.

	/s/ Zachary Levine, Attorney-in-Fact	10/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR