[Form 4] Metropolitan Bank Holding Corp. Insider Trading Activity

Rhea-AI Filing Summary

Terence J. Mitchell, a director of Metropolitan Bank Holding Corp. (MCB), reported a sale of common stock on 08/19/2025. The Form 4 shows 4,796 shares sold at a weighted average price of $72.4401, with prices in the transactions ranging from $72.1801 to $72.5800. After the sale, the reporting person beneficially owns 13,230 shares, which includes restricted stock units that vest 100% on January 27, 2026. The filing indicates the report was signed by an attorney-in-fact on 08/21/2025. All information is limited to the transactions and holdings disclosed on the Form 4.

Positive

• None.

Negative

• Director sold 4,796 shares on 08/19/2025 at a weighted average price of $72.4401, reducing direct holdings to 13,230 shares.

Insights

Financial Analyst

TL;DR: Routine insider sale by a director; reduces direct holdings but retains RSUs vesting in 2026.

The Form 4 discloses a sale of 4,796 common shares by director Terence J. Mitchell at a weighted average price of $72.4401 on 08/19/2025, leaving 13,230 shares beneficially owned including RSUs that vest 100% on January 27, 2026. This filing is a standard Section 16 disclosure of an open-market sale and contains exact price ranges and the weighted average. From a trading-impact perspective, the transaction is documented precisely and does not by itself provide information on company performance or future expectations.

Corporate Governance Expert

TL;DR: Compliance filing shows timely disclosure of an insider sale and remaining restricted stock units.

The statement reflects compliance with reporting obligations: the reporting person is identified as a director, the transaction date, volumes, and a weighted average sale price are provided, and restricted stock unit vesting is disclosed. The signature by an attorney-in-fact is present with the filing date. The disclosure enables shareholders and regulators to track changes in beneficial ownership but does not include any additional corporate governance actions or explanatory commentary from the insider.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MITCHELL TERENCE J

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/19/2025		S		4,796	D	$72.4401(1)	13,230(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The $72.4401 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.1801 to $72.5800, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

2. Includes restricted stock units that vest 100% on January 27, 2026.

	/s/ Frederik Erikson, Attorney-in-Fact	08/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Terence J. Mitchell report for MCB?

The Form 4 reports a sale of 4,796 common shares on 08/19/2025 at a weighted average price of $72.4401.

How many MCB shares does the reporting person own after the transaction?

The reporting person beneficially owns 13,230 shares following the reported sale.

Does the Form 4 disclose any unvested awards for MCB's director?

Yes, the filing states it includes restricted stock units that vest 100% on January 27, 2026.

What price range did the reported MCB share sales occur at?

The sales occurred at prices ranging from $72.1801 to $72.5800, with a weighted average of $72.4401.

Who signed the Form 4 for Terence J. Mitchell and when?

The Form 4 was signed by Frederik Erikson, Attorney-in-Fact on 08/21/2025.