MCB CFO purchases 1,000 shares at $71.6599; 27,341 held post-trade

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. (MCB) reported an insider purchase by its EVP & Chief Financial Officer. On 10/27/2025, the officer bought 1,000 shares of common stock at $71.6599 per share (transaction code P).

Following the trade, the officer beneficially owns 27,341 shares directly, and 549.317 shares indirectly via a 401(k). The total includes restricted stock units granted on March 1, 2023, March 1, 2024, and March 1, 2025, each vesting at 33.3% per year commencing on March 1, 2024, March 1, 2025, and March 1, 2026, respectively.

Insider Trade Summary

Net Buyer: 1,000 shares ($71,660)

Net Buy 2 txns

Insider Dougherty Daniel F

Role EVP & Chief Financial Officer

Bought 1,000 shs ($72K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	1,000	$71.6599	$72K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 27,341 shares (Direct); Common Stock — 549.317 shares (Indirect, By 401(k))

Footnotes (1)

1. Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dougherty Daniel F

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
10/27/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/27/2025		P		1,000	A	$71.6599	27,341(1)(2)(3)	D
Common Stock								549.317	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

2. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

3. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

	/s/ Zachary Levine, Attorney-in-Fact	10/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did MCB's CFO buy and at what price?

The CFO purchased 1,000 shares of MCB common stock at $71.6599 per share on 10/27/2025.

How many MCB shares does the CFO own after the transaction?

Post-transaction, the officer beneficially owns 27,341 shares directly and 549.317 shares indirectly via a 401(k).

What is the transaction code listed for the trade?

The transaction code is P, indicating an open-market or private purchase.

Does the reported ownership include restricted stock units (RSUs)?

Yes. It includes RSUs granted on March 1, 2023, March 1, 2024, and March 1, 2025.

What are the vesting schedules for the included RSUs?

Each grant vests at 33.3% per year commencing on March 1, 2024, March 1, 2025, and March 1, 2026, respectively.

What is the reporting person’s role at MCB?

The reporting person is MCB’s EVP & Chief Financial Officer.