[Form 4] Metropolitan Bank Holding Corp. Insider Trading Activity

Rhea-AI Filing Summary

Robert C. Patent, a director of Metropolitan Bank Holding Corp. (MCB), reported a sale of 5,000 shares of the issuer's common stock on 08/19/2025 at a weighted-average price of $72.7460 per share. After the reported transaction, the reporting person directly beneficially owns 103,685 shares.

The filing also shows indirect holdings of 32,882 shares via a sibling (over which the reporting person holds a power of attorney but disclaims beneficial ownership) and 14,445 shares held indirectly through a profit sharing plan. The report notes restricted stock units that vest 100% on January 27, 2026. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person on 08/21/2025.

Positive

• Insider sale disclosed transparently with transaction date and weighted-average price provided
• Restricted stock units disclosed with clear vesting date of January 27, 2026
• Power of attorney and beneficial ownership distinctions are explicitly stated for indirect holdings

Negative

• None.

Insights

Securities Analyst

TL;DR: Routine director sale disclosed; no evidence in this filing of a material change to company fundamentals.

The Form 4 documents a single director sale of 5,000 common shares at a weighted-average price of $72.7460 on 08/19/2025, leaving the reporting person with 103,685 direct shares and additional indirect holdings. This report is a standard Section 16 disclosure and does not include transaction types or volumes that, by themselves, indicate a material shift in company operations or capital structure.

Corporate Governance Expert

TL;DR: Filing demonstrates compliance with insider reporting rules and notes power-of-attorney disclosure for sibling-held shares.

The submission includes appropriate disclosures: transaction date, weighted-average sale price, direct and indirect ownership details, and RSU vesting information. The statement that the reporting person disclaims beneficial ownership of sibling-held shares but retains voting authority via power of attorney is a governance detail investors may note for voting and control considerations.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PATENT ROBERT C

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/19/2025		S		5,000	D	$72.746(1)	103,685(2)	D
Common Stock								32,882	I	By Sibling(3)
Common Stock								14,445	I	By Profit Sharing Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The $72.7460 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.7033 to $72.805, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

2. Includes restricted stock units that vest 100% on January 27, 2026.

3. The Reporting Person maintains a power of attorney granted by the Reporting Person's sibling with respect to these shares, including voting power over the shares. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

	/s/ Frederik Erikson, Attorney-in-Fact	08/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Robert C. Patent report for MCB on 08/19/2025?

The filing reports a sale of 5,000 shares of Metropolitan Bank Holding Corp. common stock on 08/19/2025 at a weighted-average price of $72.7460 per share.

How many shares does the reporting person beneficially own after the reported transaction?

After the sale, the reporting person directly beneficially owns 103,685 shares.

Are there any indirect holdings disclosed in the Form 4 for MCB?

Yes. The filing shows 32,882 shares indirectly held by a sibling (power of attorney noted) and 14,445 shares held indirectly through a profit sharing plan.

Do any restricted stock units (RSUs) appear in the filing and when do they vest?

The filing includes restricted stock units that vest 100% on January 27, 2026.

Who signed the Form 4 and when was it signed?

The Form 4 was signed by Frederik Erikson, Attorney-in-Fact on 08/21/2025.