Metropolitan Bank (MCB) CFO awarded stock; tax shares withheld

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. EVP & Chief Financial Officer Daniel F. Dougherty received a grant of 5,487 shares of common stock on March 2, 2026 as a stock award. On the same date, 1,631 shares were withheld at $84.15 per share to cover tax obligations, leaving him with 31,197 directly owned shares plus 570.054 shares held indirectly through a 401(k). Certain restricted stock units from 2024, 2025, and 2026 vest in equal 33.3% annual installments beginning in 2025, 2026, and 2027.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Dougherty Daniel F

Role EVP & Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,487	$0.00	--
Tax Withholding	Common Stock	1,631	$84.15	$137K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 32,828 shares (Direct); Common Stock — 570.054 shares (Indirect, By 401(k))

Footnotes (1)

1. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 1,631 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dougherty Daniel F

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		A		5,487(1)	A	$0	32,828(2)(3)	D
Common Stock	03/02/2026		F		1,631(4)	D	$84.15	31,197(2)(3)(5)	D
Common Stock								570.054	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

2. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

3. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

4. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 1,631 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations.

5. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

	/s/ Zachary Levine, Attorney-in-Fact	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did MCB CFO Daniel F. Dougherty report on March 2, 2026?

Daniel F. Dougherty reported receiving a grant of 5,487 shares of Metropolitan Bank Holding Corp. common stock on March 2, 2026. He also had 1,631 shares withheld at $84.15 per share to satisfy tax withholding obligations tied to previously granted stock awards.

Were Daniel F. Dougherty’s MCB share transactions open-market buys or sells?

The transactions were not open-market buys or sells. One entry reflects a grant or award of 5,487 shares, while another reflects 1,631 shares disposed solely to cover tax withholding obligations upon delivery of previously granted common stock to Daniel F. Dougherty.

How many Metropolitan Bank Holding Corp. shares does Daniel F. Dougherty own after these transactions?

After these transactions, Daniel F. Dougherty directly owns 31,197 shares of Metropolitan Bank Holding Corp. common stock. In addition, 570.054 shares are held indirectly through a 401(k) plan, as reported in the indirect ownership section of the filing.

What is the vesting schedule for Daniel F. Dougherty’s recent MCB restricted stock units?

Restricted stock units granted on March 2, 2026 vest 33.3% per year starting March 2, 2027. The filing also notes RSUs granted March 1, 2024 and March 1, 2025 vest 33.3% annually beginning March 1, 2025 and March 1, 2026, respectively.

Why were 1,631 MCB shares withheld from Daniel F. Dougherty?

1,631 shares of Metropolitan Bank Holding Corp. common stock were withheld to satisfy tax withholding obligations. This occurred upon delivery of certain previously granted shares to Daniel F. Dougherty, as explicitly described in the filing’s footnote about the tax-withholding disposition.