[Form 4] Metropolitan Bank Holding Corp. Insider Trading Activity

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. (MCB) Form 4 shows Director Robert C. Patent reported changes in his beneficial ownership on 09/18/2025. The filing discloses a disposition of 32,882 shares of common stock (transaction code J) and indicates the Reporting Person relinquished a power of attorney previously held over sibling-owned shares. The report lists 98,685 shares disposed (by sibling) and 14,445 shares held indirectly via a profit sharing plan, with restricted stock units noted to vest 100% on January 27, 2026. The signature is by an attorney-in-fact on behalf of the reporting person.

Positive

• None.

Negative

• Relinquished power of attorney over sibling shares, indicating a change in previously delegated voting authority
• Disposition of 32,882 shares reported on 09/18/2025 (Code J), reducing direct beneficial ownership

Insights

Financial Analyst

TL;DR: Insider reported a notable disposition and relinquished a power of attorney; transaction is disclosed but not tied to operating results.

The Form 4 documents a reported disposition of 32,882 shares on 09/18/2025 and indicates prior voting power over additional sibling-held shares was relinquished. From a market-impact perspective, the filing is a routine Section 16 disclosure of insider activity rather than an operational disclosure; no revenue, earnings, or forward guidance data are included. The mention of restricted stock units vesting 100% on January 27, 2026 is useful for modeling potential future insider holdings but does not itself convey performance metrics.

Corporate Governance Expert

TL;DR: Relinquishment of power of attorney is governance-relevant; this filing clarifies voting/ownership roles but shows no governance breach.

The Reporting Person states he relinquished a previously held power of attorney over sibling shares, which explains the Code J notation and supports the reported change in beneficial ownership. This clarification reduces ambiguity about who held voting authority for those shares. The filing includes an attorney-in-fact signature, consistent with the disclosure of prior delegated authority. The report contains no admissions of prior beneficial ownership and includes an explicit disclaimer by the Reporting Person.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

PATENT ROBERT C

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/18/2025		J(1)		32,882	D	$0	0	I	By Sibling
common stock								98,685(2)	D
Common Stock								14,445	I	By Profit Sharing Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person previously maintained a power of attorney granted by the Reporting Person's sibling with respect to these shares, including voting power over the shares. On September 18, 2025, this power of attorney was relinquished by the Reporting Person. The Reporting Person disclaims any current or prior beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is or was the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

2. Includes restricted stock units that vest 100% on January 27, 2026.

	/s/ Frederik Erikson, Attorney-in-Fact	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Robert C. Patent report on Form 4 for MCB?

The Form 4 reports that on 09/18/2025 Robert C. Patent relinquished a power of attorney and a disposition of 32,882 common shares was reported.

Does the Form 4 show any restricted stock units for MCB insiders?

Yes. The filing notes restricted stock units that vest 100% on January 27, 2026.

How many shares are listed as indirectly owned via a profit sharing plan?

The filing lists 14,445 shares held indirectly through a profit sharing plan.

Who signed the Form 4 for the reporting person?

The Form 4 is signed by /s/ Frederik Erikson, Attorney-in-Fact dated 09/18/2025.

Did the reporting person admit beneficial ownership of the sibling shares?

The reporting person disclaims any current or prior beneficial ownership of the sibling shares and states the report is not an admission of beneficial ownership for any purpose.