Metropolitan Bank (NYSE: MCB) CFO purchases 1,000 shares at $89.98

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. EVP & Chief Financial Officer Daniel F. Dougherty purchased 1,000 shares of common stock on July 23, 2026 at $89.98 per share. After this transaction, he directly holds 33,197 shares, including restricted stock units from 2024–2026 grants that vest 33.3% annually, and indirectly holds 571.695 shares through a 401(k) plan.

Insider Trade Summary

Net Buyer: 1,000 shares

Net Buy 2 txns

Insider Dougherty Daniel F

Role EVP & Chief Financial Officer

Bought 1,000 shs ($90K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1, F2, F3	1,000	$89.98	$90K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 33,197 shares (Direct); Common Stock — 571.695 shares (Indirect, By 401(k))

Footnotes (3)

1. F1. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.
2. F2. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.
3. F3. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

Key Figures

Shares purchased: 1,000 shares Purchase price: $89.98 per share Direct holdings after transaction: 33,197 shares +3 more

6 metrics

Shares purchased 1,000 shares Common Stock bought on 2026-07-23 by EVP & CFO

Purchase price $89.98 per share Price for the 1,000-share Common Stock purchase on 2026-07-23

Direct holdings after transaction 33,197 shares Direct Common Stock holdings following the 2026-07-23 purchase, including RSUs

Indirect 401(k) holdings 571.695 shares Common Stock held indirectly by 401(k) after the reported transaction

RSU vesting rate 33.3% per year Vesting rate for RSUs granted in 2024, 2025, and 2026

RSU grant dates March 1, 2024; March 1, 2025; March 2, 2026 Grant dates of RSUs included in Dougherty’s direct holdings

Key Terms

restricted stock units, vest, 401(k)

3 terms

restricted stock units financial

"Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

vest financial

"that vest at a rate of 33.3% per year commencing on March 1, 2025"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

401(k) financial

"Indirect ownership reported as By 401(k) with 571.6950 shares following the transaction"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/27/2026 - 06:15 PM Accepted by SEC EDGAR 07/27/2026 - 06:15 PM Learn about SEC filing dates

FAQ

What insider transaction did Metropolitan Bank (MCB) report for its CFO?

Metropolitan Bank reported that EVP & Chief Financial Officer Daniel F. Dougherty purchased 1,000 shares of common stock on July 23, 2026 at $89.98 per share. This open-market purchase increased his direct ownership in the company.

How many Metropolitan Bank (MCB) shares does CFO Daniel Dougherty own after the trade?

Following the reported transaction, Daniel F. Dougherty directly holds 33,197 shares of Metropolitan Bank common stock, which include multiple restricted stock unit awards. He also indirectly holds 571.695 shares through a 401(k) plan, according to the Form 4 filing.

At what price did the Metropolitan Bank (MCB) CFO buy his 1,000 shares?

The Form 4 states that Daniel F. Dougherty bought 1,000 shares of Metropolitan Bank common stock at $89.98 per share on July 23, 2026. This per-share price reflects the cost of the reported open-market purchase.

What restricted stock units are included in the Metropolitan Bank (MCB) CFO’s holdings?

Dougherty’s 33,197 direct shares include restricted stock units granted on March 1, 2024, March 1, 2025, and March 2, 2026. Each grant vests at 33.3% per year, beginning in 2025, 2026, and 2027 respectively, as described in the footnotes.

Are any of Metropolitan Bank (MCB) CFO Daniel Dougherty’s shares held through a retirement plan?

Yes. In addition to his direct holdings, Daniel F. Dougherty has 571.695 shares of Metropolitan Bank common stock held indirectly through a 401(k) plan. These shares are reported separately as indirect ownership on the Form 4.

Was the Metropolitan Bank (MCB) CFO’s stock purchase made under a Rule 10b5-1 trading plan?

The Form 4 indicates the Rule 10b5-1 checkbox was not marked, so the reported purchase of 1,000 shares at $89.98 was not identified as made under a pre-arranged Rule 10b5-1 trading plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dougherty Daniel F

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NEW YORK 10016

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/23/2026		P		1,000	A	$89.98	33,197(1)(2)(3)	D
Common Stock								571.695	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

2. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

3. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

	/s/ Zachary Levine, Attorney-in-Fact	07/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)