MCB director reports grant and gift of shares

Metropolitan Bank Holding Corp. director Wolf George J Jr reported two stock transactions involving the company’s common stock.

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. director Wolf George J Jr reported two stock transactions involving the company’s common stock. On January 23, 2026, he acquired 2,500 restricted stock units at no cost, which vest 100% on January 23, 2027, bringing his beneficial holdings to 30,215 shares at that time.

On January 27, 2026, he gifted 1,720 common shares to his grandchildren, again at no price, reducing his directly held beneficial ownership to 28,495 shares. These amounts include restricted stock units scheduled to vest 100% on January 27, 2026 and January 23, 2027.

Insider Trade Summary

1,720 shares gifted

Gift 2 txns

Insider Wolf George J Jr

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	1,720	$0.00	$0.00
Grant/Award	Common Stock	2,500	$0.00	$0.00

Holdings After Transaction: Common Stock — 28,495 shares (Direct)

Footnotes (4)

1. F1. Restricted stock units that vest 100% on January 23, 2027.
2. F2. Includes restricted stock units that vest 100% on January 27, 2026.
3. F3. Represents shares of Metropolitan Bank Holding Corp. common stock that the Reporting Person gifted to grandchildren.
4. F4. Includes restricted stock units that vest 100% on January 23, 2027.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did MCB director Wolf George J Jr report?

He reported two transactions: a grant of 2,500 restricted stock units on January 23, 2026 and a gift of 1,720 common shares on January 27, 2026. Both were recorded at zero price, reflecting equity compensation and a personal transfer.

How many Metropolitan Bank (MCB) shares does the director own after these transactions?

After the reported transactions, he beneficially owns 28,495 shares of Metropolitan Bank common stock. This figure includes restricted stock units scheduled to vest in full on January 27, 2026 and January 23, 2027, as noted in the filing footnotes.

What are the terms of the 2,500 restricted stock units granted to the MCB director?

The 2,500 restricted stock units were granted at no cost and vest 100% on January 23, 2027. Until vesting, they typically represent a right to receive shares in the future rather than currently tradable stock, aligning director compensation with shareholder interests.

What does the gifted 1,720 MCB common shares transaction represent?

The gift of 1,720 Metropolitan Bank common shares reflects a personal transfer from the director to his grandchildren. It was reported with transaction code “G” and a zero dollar price, indicating a non-sale, non-compensatory movement of shares for estate or family planning purposes.

Are the director’s remaining MCB holdings direct or indirect after these moves?

The filing indicates 28,495 shares are held with direct ownership following the transactions. The ownership form is reported as “D,” meaning direct, and no nature-of-ownership footnote describes indirect holding vehicles such as trusts, partnerships, or similar entities.

Do the director’s reported MCB holdings include unvested restricted stock units?

Yes. The beneficial ownership figures explicitly include restricted stock units that vest 100% on January 27, 2026 and January 23, 2027. These units are currently unvested but are counted toward total beneficial ownership as explained in the footnotes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/27/2026 - 07:05 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wolf George J Jr

(Last) (First) (Middle)

99 PARK AVENUE

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/23/2026		A		2,500(1)	A	$0	30,215(2)	D
Common Stock	01/27/2026		G		1,720(3)	D	$0	28,495(2)(4)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units that vest 100% on January 23, 2027.

2. Includes restricted stock units that vest 100% on January 27, 2026.

3. Represents shares of Metropolitan Bank Holding Corp. common stock that the Reporting Person gifted to grandchildren.

4. Includes restricted stock units that vest 100% on January 23, 2027.

	/s/ Zachary Levine, Attorney-in-Fact	01/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.