[Form 4] Metropolitan Bank Holding Corp. Insider Trading Activity

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. (MCB) insider activity: An Executive Vice President sold a total of 625 shares of common stock on 10/17/2025 pursuant to a Rule 10b5-1 trading plan adopted on June 6, 2025. The trades executed at weighted average prices of $72.4193 (range $71.9600–$72.9000) and $73.2155 (range $72.9800–$73.5950).

Following these sales, the officer directly beneficially owns 27,714 shares. Additional indirect holdings reported include 250 shares by Child 1, 250 shares by Child 2, and 20 shares by Child 3. A correction notes that 230 indirectly held shares previously reported were included in error and are not part of current holdings. The filer is listed as an Executive Vice President and filed individually.

Insights

Insider trading & governance analyst

Routine 10b5-1 insider sale; ownership updated post-trade.

The filing reports two open-market sales on October 17, 2025 by an Executive Vice President of MCB, executed under a pre-arranged Rule 10b5-1 plan adopted on June 6, 2025. The transactions totaled 625 shares at weighted averages of $72.4193 and $73.2155, with disclosed price ranges.

After the trades, direct beneficial ownership stands at 27,714 shares, with indirect positions of 250, 250, and 20 shares held by three children. The filing also corrects prior reports by excluding 230 indirectly held shares that were previously included in error.

This is an administrative update typical for Form 4s. Actual impact depends on insider trading plans and does not, by itself, indicate changes in company fundamentals.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rosenberg Nick

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
10/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/17/2025		S(1)		586	D	$72.4193(2)	27,753(3)(4)(5)	D
Common Stock	10/17/2025		S(1)		39	D	$73.2155(6)	27,714(3)(4)(5)	D
Common Stock								250	I	By Child 1
Common Stock								250	I	By Child 2
Common Stock								20(7)	I	By Child 3

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

2. The $72.4193 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $71.9600 to $72.9000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

3. Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

4. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

5. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

6. The $73.2155 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.9800 to $73.5950, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 6.

7. Does not include 230 indirectly-held shares that were previously reported on the reporting person's prior Forms 4. Such shares were included in the reporting person's holdings in error.

	/s/ Zachary Levine, Attorney-in-Fact	10/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did MCB’s insider report in this Form 4?

An Executive Vice President sold 625 shares of common stock on 10/17/2025 under a Rule 10b5-1 plan.

At what prices were the MCB shares sold?

Weighted average prices were $72.4193 (range $71.9600–$72.9000) and $73.2155 (range $72.9800–$73.5950).

How many MCB shares does the insider now own directly?

Direct beneficial ownership is 27,714 shares after the reported transactions.

Were the sales pre-arranged under Rule 10b5-1?

Yes. The sales were effected under a Rule 10b5-1 plan adopted on June 6, 2025.

Are there any indirect holdings reported?

Yes. Indirect holdings include 250 shares by Child 1, 250 shares by Child 2, and 20 shares by Child 3.

Did the filing include any corrections to prior reports?

Yes. It notes that 230 indirectly held shares previously reported were included in error and are excluded now.