MCBS files Item 2.02 8-K with Q3 2025 earnings press release

Rhea-AI Filing Summary

MetroCity Bankshares, Inc. (MCBS) furnished an 8‑K under Item 2.02 to announce its results of operations and financial condition for the third quarter ended September 30, 2025. The company issued a press release and attached it as Exhibit 99.1.

The Item 2.02 information, including Exhibit 99.1, is furnished pursuant to General Instruction B.2 and is not deemed “filed” under the Exchange Act, nor incorporated by reference unless specifically stated otherwise.

false000174706800017470682025-10-172025-10-17

​

​

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 17, 2025

METROCITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)

​

​	​	​
Georgia	No. 001-39068	47-2528408
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

​

​

​	​	​
5114 Buford Highway Doraville, Georgia	​	30340
(Address of principal executive offices)	​	(Zip Code)

​

(770) 455-4989

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

​

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

​

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

​

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

​

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

​

Securities registered pursuant to Section 12(b) of the Act:

​

​	​	​
Title of each class	Trading Symbol(s)	Name of each Exchange on which registered
Common Stock, par value $0.01 per share	MCBS	The Nasdaq Stock Market LLC

​

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ◻

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

​

​

​

Item 2.02    Results of Operations and Financial Condition

On October 17, 2025, MetroCity Bankshares, Inc. (the “Company”) issued a press release announcing its results of operations and financial condition for the third quarter ended September 30, 2025. A copy of the press release covering such announcement is attached hereto as Exhibit 99.1 and incorporated by reference herein.

In accordance with General Instruction B.2 of Form 8-K, the information furnished in Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1 hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document.

Item 9.01    Financial Statements and Exhibits

(d)         Exhibits

​

Exhibit No.	Description
​	​
99.1	MetroCity Bankshares, Inc. Earnings Press Release dated October 17, 2025
​	​
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

​

​

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

​	​	​
​	​
​	METROCITY BANKSHARES, INC. ​
​	​
Date: October 17, 2025	By:	/s/ Lucas Stewart
​	​	Lucas Stewart
​	​	Chief Financial Officer
​	​	​

​

​

FAQ

What did MetroCity Bankshares (MCBS) announce in this 8-K?

The company furnished an Item 2.02 disclosure announcing its results of operations and financial condition for the quarter ended September 30, 2025.

Which period does the MCBS announcement cover?

It covers the third quarter ended September 30, 2025.

Where can I find the detailed results for MCBS?

Details are in the earnings press release attached as Exhibit 99.1.

Is the MCBS Item 2.02 information considered filed with the SEC?

No. It is furnished under General Instruction B.2 and is not deemed “filed” under the Exchange Act.

When was the MCBS press release dated?

October 17, 2025, as stated in Exhibit 99.1.

What exchange lists MCBS common stock?

MCBS common stock is listed on The Nasdaq Stock Market LLC.