MetroCity Bankshares (NASDAQ: MCBS) declares $0.25 cash dividend

Rhea-AI Filing Summary

MetroCity Bankshares, Inc. declared a quarterly cash dividend of $0.25 per share on its common stock. The dividend will be paid on February 13, 2026 to shareholders who are on record as of February 4, 2026. The company also issued a press release with these details, which is included as an exhibit to this report.

Insights

Banking sector equity analyst

MetroCity declares a routine $0.25 per-share quarterly dividend.

MetroCity Bankshares, Inc. has declared a quarterly cash dividend of $0.25 per share on its common stock. The dividend is scheduled to be paid on February 13, 2026 to shareholders of record on February 4, 2026, following a standard record-date and payment-date structure.

This action signals an ongoing return of cash to shareholders but, based on the information provided, appears to be a routine dividend rather than a change in policy or level. The report also notes that a detailed press release was issued as Exhibit 99.1, which may provide additional context on the company’s broader capital management approach.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

METROCITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)

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Georgia	No. 001-39068	47-2528408
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

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5114 Buford Highway Doraville, Georgia	​	30340
(Address of principal executive offices)	​	(Zip Code)

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(770) 455-4989

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	Trading Symbol(s)	Name of each Exchange on which registered
Common Stock, par value $0.01 per share	MCBS	The Nasdaq Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company   ◻

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ◻

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Item 8.01    Other Events

On January 21, 2026, MetroCity Bankshares, Inc. (the “Company”) announced the declaration of a quarterly cash dividend of $0.25 per share on its common stock. This dividend is payable February 13, 2026, to shareholders of record as of February 4, 2026. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99.1 and incorporated by reference herein.

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Item 9.01    Financial Statements and Exhibits

(d) Exhibits

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Exhibit No.	​ ​ ​	Description
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99.1	​	Press Release, dated January 21, 2026
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104	​	Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	METROCITY BANKSHARES, INC. ​
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Date: January 21, 2026	By:	/s/ Lucas Stewart
​	​	Lucas Stewart
​	​	Chief Financial Officer
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FAQ

What dividend did MetroCity Bankshares (MCBS) declare?

MetroCity Bankshares declared a quarterly cash dividend of $0.25 per share on its common stock.

What is the record date for the MetroCity Bankshares (MCBS) dividend?

The dividend is payable to shareholders of record as of February 4, 2026.

When will MetroCity Bankshares (MCBS) pay its announced dividend?

The $0.25 per-share dividend is scheduled to be paid on February 13, 2026.

Which shares are eligible for the MetroCity Bankshares dividend?

The dividend applies to common stock of MetroCity Bankshares, Inc., with holders of record on February 4, 2026 eligible to receive it.

Did MetroCity Bankshares issue a press release about the dividend?

Yes, a press release dated January 21, 2026 announcing the cash dividend is included as Exhibit 99.1.