MetroCity Bankshares (NASDAQ: MCBS) sets $0.29 quarterly cash dividend

Q: What dividend did MetroCity Bankshares (MCBS) declare?

MetroCity Bankshares declared a quarterly cash dividend of $0.29 per share on its common stock. This represents a regular cash return to shareholders, as authorized by the board of directors and disclosed together with payment and record dates.

Q: When is the MCBS dividend payable and what is the record date?

The $0.29 per share cash dividend is payable on August 7, 2026 to shareholders of record as of July 29, 2026 . Investors must be on the company’s share register as of the record date to receive this dividend.

Q: How often does MetroCity Bankshares (MCBS) pay this dividend?

The company’s board declared this as a quarterly cash dividend of $0.29 per share. “Quarterly” indicates the dividend is intended to be paid four times per year, subject to future board approvals and any subsequent declarations.

Q: What type of company is MetroCity Bankshares (MCBS)?

MetroCity Bankshares is a Georgia corporation and bank holding company for Metro City Bank, headquartered in the Atlanta metropolitan area. It oversees banking operations conducted through its wholly owned subsidiary, which serves customers in several U.S. states.

Q: How large is Metro City Bank’s branch network under MCBS?

Metro City Bank operates 27 full-service branch locations in multi-ethnic communities across Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. This network reflects the geographic scope of the bank’s retail and commercial banking presence.

Q: On which exchange is MetroCity Bankshares (MCBS) listed?

MetroCity Bankshares’ common stock, with a par value of $0.01 per share , trades on The Nasdaq Stock Market LLC under the symbol MCBS . The declared $0.29 per share dividend applies to this listed common stock.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

MetroCity Bankshares, Inc. declared a quarterly cash dividend of $0.29 per share on its common stock. The dividend is payable on August 7, 2026 to shareholders of record as of July 29, 2026, as approved by the company’s board of directors.

MetroCity Bankshares, Inc. is a Georgia corporation and bank holding company for Metro City Bank, which operates 27 full-service branch locations serving multi-ethnic communities across Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

Quarterly Dividend: $0.29 per share Dividend Record Date: July 29, 2026 Dividend Payment Date: August 7, 2026 +2 more

5 metrics

Quarterly Dividend $0.29 per share Cash dividend declared on common stock

Dividend Record Date July 29, 2026 Shareholders of record eligible for the $0.29 dividend

Dividend Payment Date August 7, 2026 Scheduled payment date for the quarterly cash dividend

Branch Locations 27 full-service branches Metro City Bank branches across eight U.S. states

Common Stock Par Value $0.01 per share Par value of MetroCity Bankshares common stock listed on Nasdaq

Key Terms

quarterly cash dividend, shareholders of record, bank holding company, full-service branch locations

4 terms

quarterly cash dividend financial

"board of directors declared a quarterly cash dividend of $0.29 per share"

A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.

shareholders of record financial

"payable on August 7, 2026 to shareholders of record as of July 29, 2026"

Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.

bank holding company financial

"is a Georgia corporation and a bank holding company for its wholly-owned banking subsidiary"

A bank holding company is a parent corporation that owns one or more banks and other financial businesses, like a household that controls several shops under the same roof. Investors care because this structure determines how the business is regulated, how it raises capital, pays dividends, and absorbs losses; it can make a banking group safer or riskier and affects the value and liquidity of the company’s shares.

full-service branch locations other

"Metro City Bank currently operates 27 full-service branch locations in multi-ethnic communities"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/15/2026 - 04:00 PM Accepted by SEC EDGAR 07/15/2026 - 04:00 PM

FAQ

What dividend did MetroCity Bankshares (MCBS) declare?

MetroCity Bankshares declared a quarterly cash dividend of $0.29 per share on its common stock. This represents a regular cash return to shareholders, as authorized by the board of directors and disclosed together with payment and record dates.

When is the MCBS dividend payable and what is the record date?

The $0.29 per share cash dividend is payable on August 7, 2026 to shareholders of record as of July 29, 2026. Investors must be on the company’s share register as of the record date to receive this dividend.

How often does MetroCity Bankshares (MCBS) pay this dividend?

The company’s board declared this as a quarterly cash dividend of $0.29 per share. “Quarterly” indicates the dividend is intended to be paid four times per year, subject to future board approvals and any subsequent declarations.

What type of company is MetroCity Bankshares (MCBS)?

MetroCity Bankshares is a Georgia corporation and bank holding company for Metro City Bank, headquartered in the Atlanta metropolitan area. It oversees banking operations conducted through its wholly owned subsidiary, which serves customers in several U.S. states.

How large is Metro City Bank’s branch network under MCBS?

Metro City Bank operates 27 full-service branch locations in multi-ethnic communities across Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. This network reflects the geographic scope of the bank’s retail and commercial banking presence.

On which exchange is MetroCity Bankshares (MCBS) listed?

MetroCity Bankshares’ common stock, with a par value of $0.01 per share, trades on The Nasdaq Stock Market LLC under the symbol MCBS. The declared $0.29 per share dividend applies to this listed common stock.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 15, 2026

METROCITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)


Georgia	No. 001-39068	47-2528408
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)


5114 Buford Highway Doraville, Georgia		30340
(Address of principal executive offices)		(Zip Code)

(770) 455-4989

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each Exchange on which registered
Common Stock, par value $0.01 per share	MCBS	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ◻

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

Item 8.01 Other Events

On July 15, 2026, MetroCity Bankshares, Inc. (the “Company”) announced the declaration of a quarterly cash dividend of $0.29 per share on its common stock. This dividend is payable August 7, 2026, to shareholders of record as of July 29, 2026. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99.1 and incorporated by reference herein.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits


Exhibit No.		Description

99.1		Press Release, dated July 15, 2026

104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	METROCITY BANKSHARES, INC.

Date: July 15, 2026	By:	/s/ Farid Tan
		Farid Tan
		President and Interim Chief Financial Officer

Exhibit 99.1

FOR IMMEDIATE RELEASE

MetroCity Bankshares, Inc. Declares Quarterly Cash Dividend

ATLANTA, GA., July 15, 2026 (PR Newswire) – MetroCity Bankshares, Inc. (the “Company”) (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.29 per share on its common stock. The cash dividend is payable on August 7, 2026 to shareholders of record as of July 29, 2026.

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. is a Georgia corporation and a bank holding company for its wholly-owned banking subsidiary, Metro City Bank, which is headquartered in the Atlanta metropolitan area. Metro City Bank currently operates 27 full-service branch locations in multi-ethnic communities in Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. To learn more about Metro City Bank, visit www.metrocitybank.bank.

Contact Information

Farid Tan

770-455-4978

faridtan@metrocitybank.bank

Source: View Original Filing on SEC EDGAR

Filing Exhibits & Attachments

4 documents

Press Releases

EX-99.1 EX-99.1 3.3 KB