Here are the 10-K annual reports from Mechanics Bancorp (MCHB) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow MCHB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MCHB filings page.
Mechanics Bancorp filed its annual report detailing a transformative reverse merger completed on September 2, 2025, in which HomeStreet Bank merged into Mechanics Bank, with Mechanics Bank as the accounting acquirer and Mechanics Bancorp as the legal acquirer. Financial statements before this date reflect legacy Mechanics Bank only, while 2025 results blend standalone Mechanics Bank with the post‑merger combined company. Share counts and earnings per share have been retrospectively restated to reflect the merger structure. The company now operates a 121‑year‑old community bank franchise with 166 branches across California, Washington, Oregon and Hawaii, and remains majority controlled by Ford Financial Funds, which hold approximately 77% of voting power.