Moody’s furnishes Q3 2025 results and full-year outlook (Ex. 99.1)

Rhea-AI Filing Summary

Moody’s Corporation furnished an update on its business, announcing financial results for the quarter ended September 30, 2025, along with its outlook for 2025. The details are provided in a press release included as Exhibit 99.1.

The disclosure was made under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD). The information, including the exhibit, is being furnished and not deemed filed under the Exchange Act, meaning it is not subject to Section 18 liabilities and is not automatically incorporated into future filings.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

__________

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 22, 2025

MOODY’S CORPORATION

(Exact Name of Registrant as Specified in Charter)

Delaware			1-14037			13-3998945
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(IRS Employer Identification No.)

7 World Trade Center at 250 Greenwich Street
New York, New York 10007

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code: (212) 553-0300

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐						Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐						Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐						Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐						Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

MCO

New York Stock Exchange

1.75% Senior Notes Due 2027

MCO 27

New York Stock Exchange

0.950% Senior Notes Due 2030

MCO 30

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

TABLE OF CONTENTS

ITEM 2.02			RESULTS OF OPERATIONS AND FINANCIAL CONDITION			3
ITEM 7.01			REGULATION FD DISCLOSURE			3
ITEM 9.01			FINANCIAL STATEMENTS AND EXHIBITS			3
SIGNATURES						4
EXHIBIT 99.1

2

Item 2.02, "Results of Operations and Financial Condition"

On October 22, 2025, Moody's Corporation (the "Registrant") announced its financial results for the quarter ended September 30, 2025, as well as its outlook for 2025. A copy of the press release containing the announcement is included as Exhibit 99.1.

The information contained in this Current Report, including the exhibit hereto, is being furnished and shall not be deemed "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that Section.  The information in this Current Report shall not be incorporated by reference into future filings under the Securities Act of 1933, as amended, or the Exchange Act, unless it is specifically incorporated by reference therein.

Item 7.01, "Regulation FD Disclosure"

The information set forth under Item 2.02, "Results of Operations and Financial Condition" is incorporated herein by reference.

Item 9.01, "Financial Statements and Exhibits"

(d) Exhibits

99.1			Press release of Moody's Corporation dated October 22, 2025, announcing results for the quarter ended September 30, 2025.
104			The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

3

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MOODY'S CORPORATION
By:			/s/ Elizabeth M. McCarroll
			Elizabeth M. McCarroll
			Managing Director – Corporate Governance, Securities and Corporate Secretary

Date: October 22, 2025

4

FAQ

What did Moody’s (MCO) announce in this 8-K?

Moody’s announced its financial results for the quarter ended September 30, 2025, and provided its 2025 outlook, furnished via Exhibit 99.1.

Which items of the 8-K does this disclosure relate to for MCO?

Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure).

Where can I find the detailed results for Moody’s Q3 2025?

In Exhibit 99.1, which contains the press release announcing the quarter’s results and 2025 outlook.

Is the information in this Moody’s 8-K filed or furnished?

It is being furnished, not filed, and therefore is not subject to Section 18 liability and is not incorporated into future filings unless specifically included.

What period does the Moody’s update cover?

The quarter ended September 30, 2025, with additional commentary on the outlook for 2025.

What securities of Moody’s are listed in the filing?

Common Stock (MCO), 1.75% Senior Notes Due 2027 (MCO 27), and 0.950% Senior Notes Due 2030 (MCO 30), each listed on the NYSE.